Costco Anywhere Visa Business Card Calculator

Review the details of the Costco Visa Business Card, calculate how much cash back you can earn based on your spend, and compare results to top cards.
Updated 2020-07-16 By Robert Flowers III

The Costco Anywhere Visa Business Card is an exact replica of the personal Costco Anywhere Visa Card. It earns a superb 4% return on gas as well as an excellent 3% return on restaurant and travel purchases. You'll also earn a 2% return on Costco purchases in which you can combine with Costco Executive membership to get up to a 4% return on your purchases. While it doesn't earn the most rewards for Costco spending, it is consider one of the best credit cards for gas station purchases especially if you already have a Costco membership.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Costco Anywhere Visa Business Card has 4 bonus categories that earn bonus cash back. Those categories are gas station, restaurant, travel, and Costco Warehouse Club purchases in-store and online. The gas station category has a cap of $7,000 per year and any purchase over that will earn at the non-category rate. The remaining three categories does not have caps on earning potential. There is no limit to the amount of cash back you can earn with the Costco Anywhere Visa Business Card in general.

  • 4% Gas Station
    • Includes standard gas stations and Costco gas stations.
    • You will not receive the 4% gas bonus when used at other warehouse club gas stations.
    • Annual cap of $7,000 per year; you'll earn at non-category rate (1%) for the remainder of the year once cap is hit.
  • 3% Travel
    • Citi considers travel to be:
      • Airlines
      • Hotels
      • Car rental agencies
      • Travel agencies/travel aggregators/tour operators
      • Gas stations, commuter transportation
      • Ferries
      • Commuter railways
      • Subways
      • Taxis/limousines/car services/rideshares
      • Passenger railways
      • Cruise lines
      • Bridge and road tolls
      • Parking lots/garages
      • Campgrounds and trailer parks
      • Timeshares
      • Bus lines
      • Motor home/recreational vehicle rentals
      • Boat leases and rentals
  • 3% Restaurant
    • Includes fast food, fine dining establishments, and some food delivery services.
  • 2% Costco
    • Includes in-store and online purchases made at
  • 1% Non-Category

Perks & Benefits

The Costco Anywhere Visa Business Card features standard Visa benefits.

  • Travel and Purchase Coverage
    • Damage & Theft Protection
    • Extended Warrarnty


Annual Fee

There is no annual fee for the Costco Anywhere Visa Business Card, but the card does require that you have a Costco membership which will cost you either $60 or $120 depending on whether you have a basic or Executive membership.

Authorized User Fee

There is no fee to add authorized users to the Costco Anywhere Visa Business Card. Adding users will allow you to build cash back faster on great everyday categories.

Foreign Transaction Fee

The Costco Anywhere Visa Business Card does not have a foreign transaction fee which makes it a great card for international purchases and international travel thanks to the travel and dining categories the card features.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Support The Site

If you find the site helpful, the best you can do is share this site with friends and family. Of course... you can share it with total strangers as well. Anything helps!

You can help support this site by using our Amazon link. Any qualifying purchase you make through our link will earn us some money and it is greatly appreciated if you do.

🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU