Costco Anywhere Visa Card - Benefits & Rewards Calculator

Store Rewards Calculator
Find out how much in cash back rewards you can earn with the Costco Anywhere Visa® Card by Citi. Calculate value, review benefits, and compare cards side by side.
Last Updated 2021-07-28

The Costco Anywhere Visa® Card by Citi is a cash back credit card offered by Citi Bank. It offers an 2% cash back on Costco spending which can be stacked with the cash back earned by having Costco Executive Membership.

The card also features a high rate of return on gas, restaurant and travel purchases. With the card having no foreign transaction fee, it can easily double as a solid travel rewards card if you don't mind your rewards being tied to the Costco Rewards program.

Overall, it is a great choice for earning cash back and can be very beneficial if you frequently shop at Costco.

Card Details At-A-Glance

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Bonus Categories

The Costco Anywhere Visa features 4 bonus categories which are gas stations, restaurants, general travel purchases, and Costco Warehouses (as well as Costco.com). Purchases in these categories will earn you additional cash back.

There is a limit of $7,000 per year on the gas station category in which any purchases over that will earn cash back at the non-category rate of 1% per $1 spent. The remaining categories do not have a cap.

There is no limit to the amount of cash back you can earn with the Costco Anywhere Visa. Below are the details on the bonus categories.

  • 4% Gas Station
    • Includes standard gas stations and Costco gas stations.
    • You will not receive the 4% gas bonus when used at other warehouse club gas stations.
    • Annual cap of $7,000 per year; you'll earn at non-category rate (1%) for the remainder of the year once cap is hit.
  • 3% Travel
    • Citi considers travel to be:
      • Airlines
      • Hotels
      • Car rental agencies
      • Travel agencies/travel aggregators/tour operators
      • Gas stations, commuter transportation
      • Ferries
      • Commuter railways
      • Subways
      • Taxis/limousines/car services/rideshares
      • Passenger railways
      • Cruise lines
      • Bridge and road tolls
      • Parking lots/garages
      • Campgrounds and trailer parks
      • Timeshares
      • Bus lines
      • Motor home/recreational vehicle rentals
      • Boat leases and rentals
  • 3% Restaurant
    • Includes fast food, fine dining establishments, and some food delivery services.
  • 2% Costco
    • Includes in-store and online purchases made at Costco.com.
  • 1% Non-Category

Card Benefits

The Costco Anywhere Visa features standard Visa benefits.

  • Travel and Purchase Coverage
    • Damage & Theft Protection
    • Extended Warrarnty

Rewards Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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