JCPenney Credit Card

Card Value & JCP Points Calculator
JCPenney Credit Card

The JCPenney Credit Card is a great option for anyone looking to earn an easy 5% return shopping at in-store and online with JCPenney. Along with earning a solid return on JCPenney spend, you'll also be able to partake in the full JCPenney Rewards program which offers lots of coupons, bonus points, and other perks.

Rewards Rates

Earn 1 point per $1 spent at in-store and online with JCPenney, and at retailers within JCPenney stores.

The JCPenney Credit Card does not have a network attached to it (Visa, Mastercard, etc.), so you will not be able to use this card outside of spending in-store or online with JCPenney.

Key Cardholder Benefits

  • Special Financing Offers: Receive between 6 to 30 months on large JCPenney purchases.
  • JCPenney Rewards Full Access: You'll be able to obtain JCPenney Gold and JCPenney Platinum status as a cardholder.

Annual Fees

The JCPenney Credit Card has a $0 annual fee.

JCPenney Points Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!