Kroger Rewards World Elite Mastercard® Value & Cash Back Calculator

Kroger Rewards World Elite Mastercard®

The Kroger Rewards World Elite Mastercard earns 5% cash back on the first $3,000 in mobile wallet purchases (then 1%), 2% at Kroger brand stores, and 1% everywhere else. It also offers fuel discounts and Mastercard World Elite benefits.

Rewards Rates

5%
Earn 5% cash back on the first $3,000 in mobile wallet purchases made during the year, then 1%.
2%
Earn 2% cash back on Kroger brand stores.
1%
Earn 1% cash back on all other purchases.

Key Cardholder Benefits

  • Save an additional 25 cents per gallon of fuel each time you redeem at least 100 fuel points for the first year and thereafter when you spend $6,000 in a calendar year. This is in addition to the cash back you'll earn using your Kroger Rewards World Elite Mastercard.
  • The Kroger Rewards World Elite Mastercard features a handful of World Elite Mastercard benefits including Mastercard Travel & Livestyle Services, Mastercard Global Service and Mastercard ID Theft Protection.

Annual Fees

The Kroger Rewards World Elite Mastercard has a $0 annual fee.

Cash Back Calculator

Input your monthly and yearly spend to calculate how much cash back you can earn with the Kroger Rewards Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Alternative Credit Cards for Kroger Purchases

There's a handful of credit cards that can earn you a similar or higher return on your Kroger spending. Check out the table below to see how much you can earn per year with each of the listed cards based on spending $500 a month at Kroger:

Card Earning Rate Estimated Rewards Value
Blue Cash Preferred® Card from American Express 6% Cash Back on the first $6,000 per year $360
American Express® Gold Card 4X Membership Rewards Points $336
Citi Custom Cash Card Up To 5% Cash Back $300
Capital One SavorOne Cash Rewards Credit Card 3% Cash Back $180
Kroger Rewards World Elite Mastercard 2% Cash Back $120