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Kroger Rewards World Elite Mastercard®

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn 5% cash back on the first $3,000 in mobile wallet purchases made during the year, then 1%.
  • Earn 5% cash back on the first $3,000 in Kroger Pay non-fuel transactions made during the year, then 2%.
  • Earn 2% cash back on Kroger brand stores, excluding Kroger Fuel Centers.
  • Earn 1% cash back on all other purchases.
Main Benefits
  • Save an additional 25 cents per gallon of fuel each time you redeem at least 100 fuel points for the first year and thereafter when you spend $6,000 in a calendar year.
Our Take
The Kroger Rewards Mastercard is a great option for Kroger Shoppers who spend moderatly at Kroger brand companies. If you're a heavy shopper, on the other hand, there are better credit card options that will earn significantly more rewards on your spending.

Kroger Rewards Mastercard earning rate

The Kroger Rewards Mastercard earns cash back at the following rates:

  • 5% cash back on the first $3,000 in mobile wallet purchases made during the year, then 1%.
  • 5% cash back on the first $3,000 in Kroger Pay non-fuel transactions made during the year, then 2%.
  • 2% cash back on Kroger brand stores, excluding Kroger Fuel Centers.
  • 1% cash back on all other purchases.

Kroger Rewards Mastercard cash back value

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Kroger Rewards Mastercard fees

Annual Fee

The Kroger Rewards Mastercard has no annual fee.

Authorized User Fee

There is no authorized user fee for the Kroger Rewards Mastercard.

Foreign Transaction Fee

The Kroger Rewards Mastercard has no foreign transaction fee. This means that you can use it outside of the United States and not be penalized.

Kroger Rewards Mastercard cash back calculator

Input your monthly and yearly spend to calculate how much cash back you can earn with the Kroger Rewards Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

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