Sam’s Club® Mastercard® Value & Sam's Cash Calculator

Sam’s Club® Mastercard®

The Sam’s Club® Mastercard® is the best credit card if you're a Sam's Club Plus members as you'll earn 5% back in Sam's Cash shopping in-club and 3% back in Sam's Cash shopping online whereas non-Plus members will only earn 1% back. In addition to the great earnings as a Plus member, the Sam's Club Mastercard also offers a magnificent 5% back in Sam's Cash on gas purchases, 3% back in Sam's Cash on dining purchases, and 1% back in Sam's Cash everywhere else Mastercard is accepted.

Rewards Rates

Earn 5% cash back on gas anywhere (up to $6,000).
Plus members earn 3% back on eligible purchases when shopping in-club or digitally through Sam’s Club when they use their Sam’s Club Mastercard and another 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
Earn 3% cash back on dining and takeout.
Earn 1% cash back on all other eligible purchases.

Annual Fees

The Sam's Club Mastercard has a $0 annual fee.

Sam's Cash Calculator

Input your monthly and yearly spend to calculate how much Sam's Cash you can earn with the Sam's Club Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

NOTE: This calculator only calculate how much you will earn with the actual Sam's Club Mastercard. It does not include the additional 2% back in Sam's Cash you'll earn being a Plus member.

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Our Recommendations For Sam's Club Shoppers

Best option for Sam's Club Plus members with earnings of up to 5% back. No annual fee!
75,000 bonus miles
Earn an unlimited 2X miles on all purchases that can be put towards any kind of travel including airfare, hotels, car rentals, and more—all at a low annual fee.
Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
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