Ulta Ultamate Rewards® Mastercard®

Card Value & Ulta Points Calculator
Ultamate Rewards® Mastercard®

The Ulta Ultamate Rewards® Mastercard® is a great card for anyone looking to maximize their earnings in the Ultamate Rewards program. It offers an additional 1 point per $1 spent on top of what you normally earn meaning you're looking at a minimum of a 6% return on your Ulta spend on the lowest of redemptions and as high as 13% if you cash out on Ulta's 2,000-point redemptions.

Rewards Rates

Earn 1 Ulta Rewards point for every $1 spent in-store and online with Ulta.
Earn 1 Ulta Rewards point for every $3 spent everywhere else Mastercard is accepted.

Rewards Value

The value of Ulta Rewards Points depends on how many you redeem at once. The table below lays out the value based on the increment redemptions set forth by Ulta.

Ulta Points Chart
Points needed Ulta discount Value of points in cents
100 Points $3 Off 3
250 Points $8 Off 3.2
500 Points $17.50 Off 3.5
750 Points $30 Off 4
1,000 Points $50 Off 5
2,000 Points $125 Off 6.25

The Ulta Ultamate Rewards Mastercard calculator has the value of points set to 3.5 cents each, but you can set the value to any of the above options based on how you plan on redeeming them.

Annual Fees

The Ulta Ultamate Rewards Mastercard has a $0 annual fee.

Ulta Points Calculator

Input your monthly and yearly spend into the calculator to find out how many Ulta Rewards points you can earn with the Ulta Rewards Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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