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Calculator: Upromise® Mastercard®

Card Value & Cash Back Calculator
Upromise® Mastercard®

Earning Rates

  • Earn 1.25% bonus cash back rewards on your purchases if your Upromise Program account is not linked to a College Savings Plan.
  • Earn 1.529% bonus cash back on your purchases when your Upromise Program account is linked to an eligible College Savings Plan.

Main Benefits

  • Round up your purchases to the nearest dollar and no foreign transaction fees on international purchases.

Our Take

The Barclays Upromise Mastercard is for those who want to earn extra money towards their college savings without them actually knowing they're saving. With the ability to earn bonus cash back when linking your Upromise Mastercard to a 529 College Savings Plan and the benefit of being able to add your round up your purchase amounts to your cash back total, you can easily rack up cash back at a decent rate.

Cash Back Calculator

Input your monthly and yearly spend into the calculator to find out how much cash back you can earn with the Upromise Mastercard based on your spend. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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