Upromise® Mastercard® Value & Points Calculator

Upromise® Mastercard®

The Barclays Upromise Mastercard is for those who want to earn extra money towards their college savings without them actually knowing they're saving. With the ability to earn bonus cash back when linking your Upromise Mastercard to a 529 College Savings Plan and the benefit of being able to add your round up your purchase amounts to your cash back total, you can easily rack up cash back at a decent rate.

Rewards Rates

Earn 1.25% bonus cash back rewards on your purchases if your Upromise Program account is not linked to a College Savings Plan.
Earn 1.529% bonus cash back on your purchases when your Upromise Program account is linked to an eligible College Savings Plan.

Key Cardholder Benefits

  • Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set (from $1 to $500). The total Round Up Amount is considered a purchase and converted to cash back rewards.
  • No foreign transaction fees on international purchases.

Annual Fees

The Upromise Mastercard has a $0 annual fee.

Cash Back Calculator

Input your monthly and yearly spend into the calculator to find out how much cash back you can earn with the Upromise Mastercard based on your spend. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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