Barclays Upromise Mastercard: Review & Cash Back Calculator

Credit Card Rewards Calculator
Review the benefits of the Barclays Upromise Mastercard and calculate how much cash back you can earn based on the spend amounts you enter.
Last Updated 2022-05-22

The Barclays Upromise Mastercard is for those who want to earn extra money towards their college savings without them actually knowing they're saving.

With the ability to earn bonus cash back when linking your Upromise Mastercard to a 529 College Savings Plan and the benefit of being able to add your round up your purchase amounts to your cash back total, you can easily rack up cash back at a decent rate.

Card Details At-A-Glance

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Upromise Mastercard earning rates

1.25% Cash Back Rewards

If your Upromise Program account is not linked to a College Savings Plan, you will earn an unlimited 1.25% bonus cash back rewards on all purchases.

1.529% Cash Back Rewards

If your Upromise Program account is linked to a College Savings Plan, you will earn an unlimited 1.529% Cash Back Rewards on all purchases.

Upromise Mastercard benefits

Upromise Round Up

The Upromise Round Up benefits lets you round up your purchases to the nearest dollar based on the limit you set. This limit can be anywhere from $1 to $500.

The Round Up Amount is considered a purchase and converted to Cash Back Rewards.

Upromise Mastercard cash back calculator

Input your monthly and yearly spend into the calculator to find out how much cash back you can earn with the Upromise Mastercard based on your spend. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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