Quick Overview
Earning Points: To earn Bank of America points, you will need to use an eligible Bank of America Travel Rewards or Premium Rewards credit card. For every dollar you spend using these cards, you'll earn Bank of America points.
Ways To Redeem Points: Bank of America points can be redeemed for travel, dining, and cash back.
Bank of America Points Value: Bank of America points are worth 1 cent each on average. This means 10,000 points are equal to $100 in value.
Transfer Partners: Bank of America points cannot be transferred to other rewards programs.
Credit Card Value & Rewards Calculators
Bank of America® Premium Rewards® Elite credit card
- 1.5X - 2X points.
- Receive up to $300 annually in Airline Incidental Statement Credits.
- Receive up to $150 annually for lifestyle conveniences.
- Save 20% on domestic or international airfare for any class when you pay with points.
- Complimentary Priority Pass™ Select Membership.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $550 annual fee.
Bank of America® Premium Rewards® credit card
- 1.5X - 2X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- Receive up to $100 annually in Airline Incidental Statement Credits.
- $95 annual fee.
Bank of America® Travel Rewards Credit Card
- 1.5X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Bank of America® Business Advantage Travel Rewards World Mastercard
- 1.5X - 3X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Bank of America Point Calculators & Guides
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Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!