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Bank of America Rewards Points

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Quick Overview

Earning Points

To earn Bank of America points, you will need to use an eligible Bank of America Travel Rewards or Premium Rewards credit card. For every dollar you spend using these cards, you'll earn Bank of America points.

Redeeming Points

Bank of America points can be redeemed for travel, dining, and cash back.

Bank of America Points Value

Bank of America points are worth 1 cent each on average. This means 10,000 points are equal to $100 in value.

Bank of America Transfer Partners

Bank of America points cannot be transferred to other rewards programs.

Bank of America Credit Cards

Use our Bank of America point calculators to calculate total points and card value based on the spend amounts you enter, how much you value card benefits, and annual fees. Compare results side-by-side up to two credit cards from any issuer.

Bank of America® Premium Rewards® Elite credit card
Bank of America® Premium Rewards® Elite credit card
  • 1.5X - 2X points.
  • Receive up to $300 annually in Airline Incidental Statement Credits.
  • Receive up to $150 annually for lifestyle conveniences.
  • Save 20% on domestic or international airfare for any class when you pay with points.
  • Complimentary Priority Pass™ Select Membership.
  • Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
  • $550 annual fee.
Bank of America® Premium Rewards® credit card
Bank of America® Premium Rewards® credit card
  • 1.5X - 2X points.
  • Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
  • Receive up to $100 annually in Airline Incidental Statement Credits.
  • $95 annual fee.
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
  • 1.5X points.
  • Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
  • $0 annual fee.
Bank of America® Business Advantage Travel Rewards World Mastercard
Bank of America® Business Advantage Travel Rewards World Mastercard
  • 1.5X - 3X points.
  • Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
  • $0 annual fee.

Bank of America Points Calculators & Guides

Bank of America Points To Dollars: Cash Value & Calculator

Calculate the average dollar value of Bank of America Travel Rewards and Premium Rewards points based on redemption.

Point Value Calculator