Calculator: What's The Value of Capital One Miles?

Travel Rewards Calculator
Capital One Venture miles and Spark miles are worth 1 cent each on average, but can be worth as much as 2 cents when transferred to travel partners.
Last Updated 2023-07-06 By R.Flowers III

How much are Capital One miles worth? It varies depending on the redemption, but the base value of Venture miles and Spark miles is 1 cent per apiece when redeemed for travel through Capital One. This means 10,000 miles are worth $100 in travel value.

Redemption options Redemption value in cents
Point transfers to airline partners 1.2 - 2
Travel purchases via Capital One Travel 1
Using miles to cover recent travel purchases 1
Point transfers to hotel partners 0.6 - 1
Gift cards 0.5 - 1
Cash back 0.5

Transfers to airline partners: 1.2 to 2 cents per mile.

Capital One miles, both Venture miles and Spark miles, can be transferred to 15 airline partners with all but one partners being a 1:1 ratio. This means 10,000 miles are equal to 10,000 airline miles when transferred.

If you're looking to get the most value out of your miles, consider redeeming them for upper class flights like First or Business class. These redemptions can give you as much as 2 cents or more per mile in value. However, for standard flights with most partners, you can expect to get around 1.2 to 1.5 cents per mile in value when transferring and redeeming your miles.

When it comes to squeezing value out of your Capital One mile transfers, the best options are:

  • Air Canada Aeroplan - for flights between mainland U.S. and Canada
  • Air France-KLM Flying Blue - great redemptions between U.S. and Europe
  • British Airways Executive Club - exceptional value when used for short-haul trips with American Airlines and Alaska Airlines
  • Singapore KrisFlyer - redeem points for their first class in-air suites or booking first class between U.S destinations and Asia/Europe

Quite frankly, you can get great value booking premium cabins, First, and Business with most of the other airline partners as well.

Redeeming miles through Capital One Travel: 1 cent per mile.

Capital One miles can be used to wipe away recent travel purchases made to a Venture Rewards or Spark Rewards credit card at a value of 1 cent per mile. Eligible purchases include:

  • Airlines
  • Hotels
  • Rail lines
  • Car rental agencies
  • Limousine services
  • Bus lines
  • Cruise lines
  • Taxi cabs
  • Travel agents
  • Time shares
  • Anything else coded as travel by the merchant

This is one of the easiest and straightforward ways to redeem Capital One miles towards travel.

Using miles to cover recent purchases: 1 cent per mile.

Capital One miles can be used to wipe away recent travel purchases made to a Venture Rewards or Spark Rewards credit card at a value of 1 cent per mile. Eligible purchases include:

  • Airlines
  • Hotels
  • Rail lines
  • Car rental agencies
  • Limousine services
  • Bus lines
  • Cruise lines
  • Taxi cabs
  • Travel agents
  • Time shares
  • Anything else coded as travel by the merchant

While redeeming your Capital One miles using this method will give you the same value as redeeming them directly through the Capital One Travel Portal, this method is typically the better route for several reasons. This includes:

  • The ability to book travel direct so that you can earn credit in frequent flyer and hotel loyalty programs.
  • You'll be able to earn additional miles on your bookings since you'll use the card to pay for your travel versus redeeming miles and not using your card.
  • You'll be able to use cash back portals to earn additional rewards, on top of your Capital One miles, on travel purchases.
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Use cash back portals like Rakuten Rewards to earn additional rewards at over 2,500 stores which also includes many travel sites.

Transfers to Capital One hotel partners: 0.6 to 1 cent per mile.

Capital One miles can be transferred to 3 hotel partners: Accor Live Limitless, Choice Privileges, and Wyndham Rewards.

Choice Hotels is the best option mostly due to it's large footprint around the globe and redemption rates starting as low as 6,000 points. On top of that, Choice has several hotels in popular European cities that can net you more than 1 cent per point.

Accor Hotels can also provide some solid value for European stays with points being worth €0.02 apiece. This means that converting 10,000 Capital One miles to 5,000 Accor Points would give you €100 in value at Accor properties.

Wyndham points are worth 0.8 to 1 cent each on average, but like any program there are sweet spots that can net you higher than 1 cent in value. If you can find those, transferring your Capital One miles to Wyndham could be worth it.

Redeeming miles for gift cards: 0.5 to 1 cent per mile.

Capital One miles can be redeemed for gift cards at a rate of 0.5 to 1 cent per mile. While this is not a bad redemption, gift cards can usually be found for less than their face value or on sale from online retailers like Amazon or Ebay.

Redeeming miles for cash back: 0.5 cents per mile.

Capital One miles can be converted to cash back at a value of 0.5 cents per mile. This is the worst redemption option and one that I would recommend steering clear of.

Convert Capital One miles to dollars

Use the Capital One Miles Value Calculator to determine the dollar value of your Venture miles and Spark miles when used for travel, gift cards, and cash back. This will give you an idea of how much your miles are worth on average.

Enter any amount of Capital One miles to calculate the dollar value.
Capital One Miles
Redemption Average Dollar Value
Transfers to Capital One airline partners $0 - $0
Capital One Travel $0
Using miles to cover recent travel purchases $0
Transfers to Capital One hotel partners $0 - $0
Gift cards $0 - $0
Cash back $0

Credit cards that earn Capital One miles

Capital One miles can be earned through welcome bonuses and everyday spending across Venture Rewards and Spark Rewards credit cards. These cards are a great fit for anyone that wants to earn valuable, easy-to-use travel rewards at a flat-rate across most purchases.

Credit Card Highlights
Best Premium Card For Unlimited Miles
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
Best For Unlimited 2X Miles
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn an unlimited 2X miles on all other purchases
  • Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $95 annual fee
Best For No Annual Fee
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn an unlimited 1.25X miles on all other purchases
  • No annual fee
Best Business Card For Unlimited 2X Miles
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 2X miles on every card purchase
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $0 the first year, then $95
Capital One Spark Miles Select for Business Card
Capital One Spark Miles Select for Business Card
Best For 1.5X Miles At No Annual Fee
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 1.5X miles on every card purchase
  • No annual fee

Other ways to earn Capital One miles

If you have a Venture Rewards or Spark Rewards credit card, you will be able to convert Capital One cash back into Capital One miles at a rate of 1 cent for 1 mile.

If you're looking to maximize your miles, you should consider pairing your Venture Rewards or Spark Rewards with these cards:

Capital One SavorOne Cash Rewards Credit Card

Pair With Any Capital One Miles Card
Capital One SavorOne Cash Rewards Credit Card
  • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
  • Earn 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
  • No annual fee and no foreign transaction fees.

Capital One Quicksilver Cash Rewards Credit Card

Best Paired With VentureOne Card
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
  • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
  • Earn 1.5% Cash Back on all other purchases.
  • No annual fee and no foreign transaction fees.

FAQ

How much are Capital One miles worth?

Capital One Venture miles and Spark miles are worth 1 cent each when redeem towards travel. They can also be transferred to airline and hotel partners for increased value.

How many Capital One miles do you need for a flight?

You can multiply the cost of the flight by 100 to see how many miles you would need. For example, a flight that costs $200 would require 20,000 Venture miles or Spark miles.

What airlines can you use Capital One Miles on?

Capital One Miles can be redeemed towards purchases made to any airline, with no restrictions or black out dates. You can also transfer your Capital One Miles directly to several airline and hotel partners.

Can you redeem Capital One miles for Cash?

You can redeem Capital One Miles for cash at a rate of 0.5 cents per mile. So 10,000 Capital One miles would be worth $50.

How much are 10,000 Capital One miles worth?

10,000 Venture miles or Spark miles are worth $100 in travel booked through Capital One, but can be worth as much as $200 when transferred to travel partners.

How much are 20,000 Capital One miles worth?

20,000 Venture miles or Spark miles are worth $200 in travel booked through Capital One, but can be worth as much as $400 when transferred to travel partners.

How much are 30,000 Capital One miles worth?

30,000 Venture miles or Spark miles are worth $300 in travel booked through Capital One, but can be worth as much as $600 when transferred to travel partners.

How much are 40,000 Capital One miles worth?

40,000 Venture miles or Spark miles are worth $400 in travel booked through Capital One, but can be worth as much as $800 when transferred to travel partners.

How much are 50,000 Capital One miles worth?

50,000 Venture miles or Spark miles are worth $500 in travel booked through Capital One, but can be worth as much as $1,000 when transferred to travel partners.

How much are 60,000 Capital One miles worth?

60,000 Venture miles or Spark miles are worth $600 in travel booked through Capital One, but can be worth as much as $1,200 when transferred to travel partners.

How much are 70,000 Capital One miles worth?

70,000 Venture miles or Spark miles are worth $700 in travel booked through Capital One, but can be worth as much as $1,400 when transferred to travel partners.

How much are 75,000 Capital One miles worth?

75,000 Venture miles or Spark miles are worth $750 in travel booked through Capital One, but can be worth as much as $1,500 when transferred to travel partners.

How much are 80,000 Capital One miles worth?

80,000 Venture miles or Spark miles are worth $800 in travel booked through Capital One, but can be worth as much as $1,600 when transferred to travel partners.

How much are 90,000 Capital One miles worth?

90,000 Venture miles or Spark miles are worth $900 in travel booked through Capital One, but can be worth as much as $1,800 when transferred to travel partners.

How much are 100,000 Capital One miles worth?

100,000 Venture miles or Spark miles are worth $1,000 in travel booked through Capital One, but can be worth as much as $2,000 when transferred to travel partners.

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