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Capital One Miles Value Calculator

Easily convert Venture miles and spark miles to dollars when redeemed for travel, cash back, and more with our Capital One Miles Value Calculator.
Last Updated: 01-12-2024

Capital One Venture miles and Spark miles can be redeemed for travel, gift cards, and cash back. They can also be transferred to a handful of airline and hotel partners.

The best value of Capital One miles will come from redeeming them for travel.

How to earn Capital One miles

Capital One offers a handful of credit cards that you can use to earn miles. If you have a Venture Rewards or Spark Rewards credit card, you will also be able to convert cash back earned with Capital One's cash back credit cards into miles.

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is the best option for frequent travelers looking to maximize value. It earns 10X Miles on hotels and rental cars booked through Capital One Travel, 5X Miles on flights booked through Capital One Travel, and an unlimited 2X Miles on all other purchases.

While the card does have a $395 annual fee, you'll easily make that back with the card's $300 annual credit for bookings through Capital One Travel and annual 10,000 bonus miles (worth $100+ in value). You'll also be able to enjoy complimentary access to Capital One Lounges and Priority Pass Lounges.

Learn More About The Venture Card

Capital One Venture Rewards Credit Card

If you don't need all the bells and whistles of the Venture X, but still want the ultimate in flexibility, the Capital One Venture Rewards Credit Card is the way to go. It earns 5X miles on hotels and rental cars booked through Capital One Travel and 2X miles on all other purchases.

It offers two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges and up to $100 towards a Global Entry or TSA PreCheck application fee.

Learn More About The Venture Card

Capital One VentureOne Rewards Credit Card

You can earn flexible travel rewards at no annual fee with the Capital One VentureOne Rewards Credit Card. It doesn't offer much in terms of benefits, but you'll earn 5X miles on hotels and rental cars booked through Capital One Travel and an unlimited 1.25X miles on all other purchases.

Learn More About The Venture Card

Venture X Business Card

The Venture X Business Card is a mirror image of the popular Venture X Credit Card. It earns 10X Miles on hotels and rental cars booked through Capital One Travel, 5X Miles on flights booked through Capital One Travel, and an unlimited 2X Miles on all other purchases.

It offers a $300 annual credit for bookings through Capital One Travel, 10,000 bonus miles annually starting on your first anniversary, and access to Capital One Lounges and Priority Pass Lounges — easily providing more value than the card's $395 annual fee.

Learn More About The Venture Card

Spark Miles for Business Card

If you're looking to for an easy and simple credit card for earning miles at a flat-rate miles across all business purchases, it doesn't get any better than the Capital One Spark Miles for Business. It earns 5X miles on hotels and rental cars booked through Capital One Travel and an unlimited 2X miles on every card purchase.

Learn More About The Capital One SavorOne Card

Spark Miles Select for Business

The Spark Miles Select for Business earns miles at a rate of 1.5 miles for every $1 spent. This is slightly lower than the Spark Miles for Business Card, but that's the trade off for having no annual fee.

Capital One SavorOne Rewards Credit Card

The Capital One SavorOne Cash Rewards Credit Card is one of the best no-annual fee cash back credit cards in the market. The reason it is being mentioned is because Capital One cash back can be converted into miles if you have a Capital One Venture Rewards or Spark Rewards credit card.

This makes it pair extremely well with Capital One's travel cards due to the 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). When converted to miles, this is equivalent to earning 3X miles per $1 spent on these categories which is higher than the 2X you'll earn with Capital One's best cards.

If you spend across these four categories frequently and you're really looking to maximize your rewards with no additional annual fee, I highly suggest picking up the card!

Learn More About The Capital One SavorOne Card

Use Our Calculator To Maximize Your Miles

Discover personalized credit card options that match your spending habits and maximizes your value.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best Capital One credit card options for you!

Capital One miles value

Capital One Venture miles and Spark miles are worth 1 cent apiece when redeemed for travel through Capital One, but can be worth as much as 2 cents or more when transferred to Capital One's airline and hotel partners. This means 10,000 Capital One miles can be worth anywhere from $100 to as much as $200 or more towards travel!

Here's our breakdown of Capital One miles value based on redemption:

Redemption options Capital One miles value (in cents)
Point transfers to airline partners 1.2 - 2
Travel purchases via Capital One Travel 1
Using miles to cover recent travel purchases 1
Point transfers to hotel partners 0.6 - 1
Gift cards 0.5 - 1
Cash back 0.5
Use Our Calculator To Maximize Your Miles

Discover personalized credit card options that match your spending habits and maximizes your value.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best Capital One credit card options for you!

How to calculate the value of Capital One miles

Venture miles and Spark miles are pretty much set in stone when redeeming them for cash back, gift cards, and travel booked through Capital One. But when transferring them to airline and hotel partners, the value of your miles will vary depending on how you redeem them once transferred.

You can calculate the value of your Capital One miles for any redemption by dividing the cash cost of a redemption by the number of miles required to book it.

Capital One Miles Value = Cash Cost of Redemption ÷ Miles Required To Book.

For example, lets say that you converted 70,000 Venture miles into 70,000 British Airways Avios to book a flight that had a cash cost of $980. Since you used 70,000 miles to cover a $980 flight, your miles would be worth 1.4 cents each.

You can use our Redemption Calculator to easily calculate the value of your miles based on the cash cost and award cost of any redemption.

Redeeming Capital One miles for the best value

You will get the best value of your Capital One miles when transferring them to airline partners. You can also get solid value redeeming your points directly through Capital One travel or when using them to wipe away travel charges made to your Venture Rewards or Spark Rewards credit card.

Transfers to airline partners

Capital One Venture miles and Spark miles can be transferred to 15 airline partners with all but one partners being a 1:1 ratio. This means 10,000 miles are equal to 10,000 airline miles when transferred.

If you're looking to get the most value out of your miles, consider redeeming them for upper class flights like First or Business class. These redemptions can give you as much as 2 cents or more per mile in value. However, for standard flights with most partners, you can expect to get around 1.2 to 1.5 cents per mile in value when transferring and redeeming your miles.

When it comes to squeezing value out of your Capital One mile transfers, the best options are:

  • Air Canada Aeroplan - for flights between mainland U.S. and Canada
  • Air France-KLM Flying Blue - great redemptions between U.S. and Europe
  • British Airways Executive Club - exceptional value when used for short-haul trips with American Airlines and Alaska Airlines
  • Singapore KrisFlyer - redeem points for their first class in-air suites or booking first class between U.S destinations and Asia/Europe

Quite frankly, you can get great value booking premium cabins, First, and Business with most of the other airline partners as well.

Redeeming miles through Capital One Travel

Capital One miles can be used to wipe away recent travel purchases made to a Venture Rewards or Spark Rewards credit card at a value of 1 cent per mile. Eligible purchases include:

  • Airlines
  • Hotels
  • Rail lines
  • Car rental agencies
  • Limousine services
  • Bus lines
  • Cruise lines
  • Taxi cabs
  • Travel agents
  • Time shares
  • Anything else coded as travel by the merchant

This is one of the easiest and straightforward ways to redeem Capital One miles towards travel.

Using miles to cover recent purchases

Capital One miles can be used to wipe away recent travel purchases made to a Venture Rewards or Spark Rewards credit card at a value of 1 cent per mile. Eligible purchases include:

  • Airlines
  • Hotels
  • Rail lines
  • Car rental agencies
  • Limousine services
  • Bus lines
  • Cruise lines
  • Taxi cabs
  • Travel agents
  • Time shares
  • Anything else coded as travel by the merchant

While redeeming your Capital One miles using this method will give you the same value as redeeming them directly through the Capital One Travel Portal, this method is typically the better route for several reasons. This includes:

  • The ability to book travel direct so that you can earn credit in frequent flyer and hotel loyalty programs.
  • You'll be able to earn additional miles on your bookings since you'll use the card to pay for your travel versus redeeming miles and not using your card.
  • You'll be able to use cash back portals to earn additional rewards, on top of your Capital One miles, on travel purchases.
Rakuten Hilton Page
Use cash back portals like Rakuten Rewards to earn additional rewards at over 2,500 stores which also includes many travel sites.

Transfers to Capital One hotel partners

Capital One miles can be transferred to 3 hotel partners: Accor Live Limitless, Choice Privileges, and Wyndham Rewards.

Choice Hotels is the best option mostly due to it's large footprint around the globe and redemption rates starting as low as 6,000 points. On top of that, Choice has several hotels in popular European cities that can net you more than 1 cent per point.

Accor Hotels can also provide some solid value for European stays with points being worth €0.02 apiece. This means that converting 10,000 Capital One miles to 5,000 Accor Points would give you €100 in value at Accor properties.

Wyndham points are worth 0.8 to 1 cent each on average, but like any program there are sweet spots that can net you higher than 1 cent in value. If you can find those, transferring your Capital One miles to Wyndham could be worth it.

Redeeming miles for gift cards

Capital One miles can be redeemed for gift cards at a rate of 0.5 to 1 cent per mile. While this is not a bad redemption, gift cards can usually be found for less than their face value or on sale from online retailers like Amazon or Ebay.

Redeeming miles for cash back

Capital One miles can be converted to cash back at a value of 0.5 cents per mile. This is the worst redemption option and one that I would recommend steering clear of.

Calculator: Convert Capital One miles to dollars

Use the Capital One Miles Value Calculator to determine the dollar value of your Venture miles and Spark miles when used for travel, gift cards, and cash back. This will give you an idea of how much your miles are worth on average.

Capital One Miles Value Calculator

Enter any amount of Venture miles or Spark miles into our calculator to find out how much they are worth based on our valuations.
Capital One Miles
Redemption Average Dollar Value
Transfers to Capital One airline partners $0 - $0
Capital One Travel $0
Using miles to cover recent travel purchases $0
Transfers to Capital One hotel partners $0 - $0
Gift cards $0 - $0
Cash back $0

Calculator: Capital One redemption value

Use the Capital One Redemption Value Calculator to determine if a redemption is worth it based on the cost in cash and the cost in Venture miles or Spark miles. Try to aim for redemptions that gives you at least 1 cent per point (though you should strive for higher if possible).

Cost of Redemption In Cash
Enter how much the redemption would cost you if you paid cash.
$
Cost of Redemption In Miles
Enter how much the redemption would cost you in Capital One miles along with any taxes, fees, or additional cash cost you would have to pay.
Capital One Miles
Miles
Taxes/Fees
$
Redemption Value
This is how much your Capital One miles are worth based on the values entered above.
- Cents Per Mile
-

FAQs

How much are Capital One miles worth?

Capital One Venture miles and Spark miles are worth 1 cent each when redeem towards travel. They can also be transferred to airline and hotel partners for increased value.

How much are 10,000 Capital One miles worth?

10,000 Venture miles or Spark miles are worth $100 in travel booked through Capital One, but can be worth as much as $200 when transferred to travel partners.

How much are 20,000 Capital One miles worth?

20,000 Venture miles or Spark miles are worth $200 in travel booked through Capital One, but can be worth as much as $400 when transferred to travel partners.

How much are 30,000 Capital One miles worth?

30,000 Venture miles or Spark miles are worth $300 in travel booked through Capital One, but can be worth as much as $600 when transferred to travel partners.

How much are 40,000 Capital One miles worth?

40,000 Venture miles or Spark miles are worth $400 in travel booked through Capital One, but can be worth as much as $800 when transferred to travel partners.

How much are 50,000 Capital One miles worth?

50,000 Venture miles or Spark miles are worth $500 in travel booked through Capital One, but can be worth as much as $1,000 when transferred to travel partners.

How much are 60,000 Capital One miles worth?

60,000 Venture miles or Spark miles are worth $600 in travel booked through Capital One, but can be worth as much as $1,200 when transferred to travel partners.

How much are 70,000 Capital One miles worth?

70,000 Venture miles or Spark miles are worth $700 in travel booked through Capital One, but can be worth as much as $1,400 when transferred to travel partners.

How much are 75,000 Capital One miles worth?

75,000 Venture miles or Spark miles are worth $750 in travel booked through Capital One, but can be worth as much as $1,500 when transferred to travel partners.

How much are 80,000 Capital One miles worth?

80,000 Venture miles or Spark miles are worth $800 in travel booked through Capital One, but can be worth as much as $1,600 when transferred to travel partners.

How much are 90,000 Capital One miles worth?

90,000 Venture miles or Spark miles are worth $900 in travel booked through Capital One, but can be worth as much as $1,800 when transferred to travel partners.

How much are 100,000 Capital One miles worth?

100,000 Venture miles or Spark miles are worth $1,000 in travel booked through Capital One, but can be worth as much as $2,000 when transferred to travel partners.

Can you redeem Capital One miles for Cash?

You can redeem Capital One Miles for cash at a rate of 0.5 cents per mile. So 10,000 Capital One miles would be worth $50.

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