Earning Rates
- Earn 5X miles on hotels and rental cars booked through Capital One Travel.
- Earn unlimited 2X miles per dollar on all other purchases.
Use the Spark Miles for Business calculator to determine how many miles you can earn based on the monthly or yearly spending amounts you enter. Compare results side by side up to two credit cards from any issuer.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Capital One Spark Miles are worth 1 cent each when redeemed towards travel. Miles can also be worth more when transferred to Capital One's airline and hotel partners.
The Capital One Spark Miles for Business is the better option if you plan on redeeming rewards towards travel and transferring miles to Capital One's airline and hotel partners. If not, you'll want to go with the Capital One Spark Cash Plus which would be better for all other redemptions.
If you value Spark Miles at 1 cent each, the Spark Miles Select for Business is the better option if you plan on spending less than $1,700 per month. If you spend more, the Spark Miles for Business will be the better choice.