Spark Miles For Business: Benefits & Miles Calculator

Spark Miles Calculator
Calculate how many Spark Miles you can earn, their cash value, and transfers to travel partners for the Capital One Spark Miles for Business.
Last Updated 2022-04-06

The Capital One Spark Miles for Business Card is Spark Rewards card that earns an unlimited 2X Spark Miles per $1 spent on all purchases.

Miles earned with the card can be redeemed towards travel for a value of 1 cent each. Spark Miles can also be transferred to Capital One's airline and hotel partners which gives you the chance to earn more value out of the card.

The Spark Miles for Business Card also has no foreign transaction fee which makes it one of the best business credit cards for international travel and spending.

Overall, it's a great business credit card option if you're looking to earn rewards that can offset your business travel expenses.

Card Details At-A-Glance

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Issued By
Annual Fee
Foreign Transaction Fee

Spark Miles for Business earning rate

5X Capital One Travel Hotels & Car Rentals

The Spark Miles for Business Card earns 5 Venture Miles per $1 spent on hotels and rental cars booked through Capital One Travel.

2X Everything Else

All other purchases on the Spark Miles for Business Card earns 2 Spark Miles per $1 spent on all purchases. With Spark Miles having an average value of 1 cent per point, you're looking at a 2% return on your purchases.

This is also equal to 2 airline miles or hotel rewards points when transferred to most of Capital One's airline and hotel partners.

Spark Miles for Business benefits

$100 Fee Credit For Global Entry or TSA PreCheck

Receive up to $100 in statement credits when you use the Spark Miles For Business to pay for a Global Entry or TSA PreCheck application fee. The statement credit will trigger when you use the card to pay, so you can always pay for someone else's application if you already have either of these services.

Visa Signature Benefits

The Spark Miles for Business features a handful of Visa Signature benefits including Visa Signature Luxury Hotel Collection, Visa Signature Concierge, Fine Wine & Food, and shopping discounts.

Travel and Purchase Protections

The Spark Miles for Business offers travel and purchase insurance including:

Spark Miles value

Redemption Option Mile Value
Transfers To Capital One Partners 0.6 Cents to 2 Cents
Travel Purchases via Capital One Travel 1 Cent
Statement credits towards travel purchases 1 Cent
Gift Cards 0.5 Cents to 1 Cent
Cash Back 0.5 Cents

Spark Miles earned with the Spark Miles for Business Card will give you the best value when redeemed with Capital One's airline and hotel partners. This will give you anywhere from 0.6 to 2 cents per Spark Mile.

Spark Miles transfer partners

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Spark Miles calculator

Use the Spark Miles Card Calculator to determine how many Spark Miles you can earn and the cash value of the card based on the monthly or yearly spend amounts you enter.

Calculate the cash value of the Spark Miles for Business Card alongside up to two other Capital One credit cards or cards from other issuers.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQ

What are Capital One Spark Miles worth?

Capital One Spark Miles are worth 1 cent each when redeemed towards travel. Miles can also be worth more when transferred to Capital One's airline and hotel partners.

Which is better, Capital One Spark Miles or Spark Cash?

The Capital One Spark Miles for Business is the better option if you plan on redeeming rewards towards travel and transferring miles to Capital One's airline and hotel partners. If not, you'll want to go with the Capital One Spark Cash Plus which would be better for all other redemptions.

Should I get the Spark Miles or Spark Miles Select Card?

If you value Spark Miles at 1 cent each, the Spark Miles Select for Business is the better option if you plan on spending less than $1,700 per month. If you spend more, the Spark Miles for Business will be the better choice.