Search Results Display Here

Miles Calculator: Is The Capital One Spark Miles for Business Card Worth It?

Earning Rates

  • Earn 5X miles on hotels and rental cars booked through Capital One Travel.
  • Earn unlimited 2X miles per dollar on all other purchases.

Intro Bonus

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

Main Benefits

  • $85 TSA PreCheck or $100 Global Entry application fee credit, free employee cards, and no foreign transaction fees.

Rewards Details

Our Take

The Spark Miles for Business is a great option if you're looking for flexible travel rewards that can be transferred to partner programs and redeemed for high value. If you're not planning on transferring miles to Capital One's airline and hotel partners, you would be better off with another business card.

Spark Miles Calculator

Use the Spark Miles for Business calculator to determine how many miles you can earn based on the monthly or yearly spending amounts you enter. Compare results side by side up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.

FAQ

What are Capital One Spark Miles worth?

Capital One Spark Miles are worth 1 cent each when redeemed towards travel. Miles can also be worth more when transferred to Capital One's airline and hotel partners.

Which is better, Capital One Spark Miles or Spark Cash?

The Capital One Spark Miles for Business is the better option if you plan on redeeming rewards towards travel and transferring miles to Capital One's airline and hotel partners. If not, you'll want to go with the Capital One Spark Cash Plus which would be better for all other redemptions.

Should I get the Spark Miles or Spark Miles Select Card?

If you value Spark Miles at 1 cent each, the Spark Miles Select for Business is the better option if you plan on spending less than $1,700 per month. If you spend more, the Spark Miles for Business will be the better choice.