Miles Calculator: Is The Capital One Venture X Card Worth It?

$395 annual fee.

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About This Card Through Our Partners

Earning Rates

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
Earn unlimited 5X miles on flights booked through Capital One Travel.
Earn unlimited 2X miles on all other purchases

Intro Bonus

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

Main Benefits

$300 annual credit for bookings through Capital One Travel, 10,000 bonus miles each card anniversary, unlimited complimentary access for you and two guests to 1,400+ lounges, and up to $100 towards a Global Entry or TSA PreCheck application fee.

Rewards Details

Venture X miles are worth 1 cent each when redeemed towards travel purchases made to the card.
You can obtain higher value by transferring Venture miles to Capital One's airline and hotel partners which can give you as much as 2 cents or more in value per mile.

Our Take

The Venture X Rewards Credit Card provides fantastic value for hotels, car rentals, and flights booked through Capital One Travel. The card has a high annual fee, but it is offset each year by the $300 annual credit and 10,000 bonus miles (equal to $100 at minimum). The even bigger plus is that the miles you earn can be transferred to partners and redeemed for significantly high value. Overall, this is one of the best premium credit cards in the market.

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Venture X Miles Calculator

Use the Venture X Card Miles Calculator to determine how many miles you can earn based on the monthly or yearly spending amounts you enter. Compare results side by side up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Credit Cards

Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.

Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.

Clicking on Add Selected Card will add it to the calculator.

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Compare A Card

Add a credit card to compare side by side based on spend, benefits and fees.

Search Cards

Search for a credit card by name, rewards program, or the rewards currency it earns.

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Family Cards

These cards are part of the same family and generally earn the same type of rewards.

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Business Cards

Put money back into your business by earning cash back, points, or miles on business expenses. Many cards also offer travel insurance, purchase protection, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

Intro Bonus:

Annual Fee:

Authorized User Fee:

Bonus Categories:

Add Categories - Adds any missing bonus categories from the selected card to the Category Spending section once added. Copy Spend - Copies spend values from the first column to the second/third column on card add.

Category Spending

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Calc Options

Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.

You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.

Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Category Spending Total

The amount of rewards earned from card spending.

Rewards & Bonuses

If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.

Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.

If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Rewards & Bonus Total

The amount of rewards earned from card bonuses.

Total Rewards & Cash Value

This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses.

You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable).

Rewards Average Value By Redemption

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How much is 0 worth?

Average Value

This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.

Transfers To Partners

Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.

Cash Back, Statement Credits

Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.

Travel

Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).

Gift Cards

Redemptions to do with using your rewards towards the purchase of gift cards.

Reward Transfers To Partners

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Currency Worth

Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.

Rewards Cash Value

The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.

Monetary Bonuses

This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.

If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Total Cash Value

The total cash value of all listed benefits plus the cash value of rewards earned.

Fees

With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.

If the card charges a fee for adding authorized users, it will also appear in this section.

Annual Fee

This is the fee you must pay annually to have the card.

Authorized User Fee

This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.

Total Card Value

This is the total cash value of each listed card when factoring in all rewards and all fees.

Learn More

Learn more about the card through our partners.

FAQ

How are Venture X Card miles calculated?

The Venture X Card earns 10X miles for every $1 spent on car rental and airfare booked through Capital One Travel, 5X miles on airfare booked through Capital One Travel, and 2X miles for every $1 spent on all other purchases.

What is the current offer for the Venture X Card?

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

Is the Capital One Venture Card X worth it?

The Venture X Card is the best option if you plan on booking travel through the Capital One Travel. This will earn you 5X to 10X miles per $1 which is fantastic considering points are worth a minimum of 1 cent each on average.

What airlines can you use with the Capital One Venture X card?

Venture X miles can be redeemed towards any airline at a value of 1 cent per mile. You can also transfer your miles to a handful of airline partners which includes JetBlue Airways, Wyndham Rewards, Choice Hotels, Air Canada and many more programs.

What is the Venture X Card annual fee?

The Venture X Card has a $395 annual fee, but it is easily offset by the annual $300 annual credit and 10,000 anniversary miles (worth $100).

What are the benefits of the Capital One Venture X Card?

The Venture X Card offers up to $300 in annual credits for Capital One Travel purchases, 10,000 bonus points annually (worth $100 in travel), and lounge access.

Should I get the Capital One Venture X or Venture Card?

The Venture X Card is the best option if you plan on booking travel through Capital One Travel and you're looking for lounge access. If not, you'll do just as well with the Venture Card.

How much are Venture X miles worth?

Venture X miles are worth 1 cents each when redeemed towards travel purchases made to a Venture Rewards credit card. Miles can also be transferred to Capital One's airline and hotel partners for higher value.

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