Discover It® Miles Card: Calculator & Rewards Value Guide
Fees
Earning Rates
- Earn an unlimited 1.5X miles on all purchases.
Our Take
Discover It Miles Card Miles Calculator
Use this calculator to estimate how many miles you’ll earn with the Discover It Miles Card based on your monthly spend. Factor in Discover’s first-year match, compare it to other no-fee travel cards, and evaluate your total value from everyday purchases.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Discover It® Miles Card Details
Earning Rates
The Discover it Miles Card earns Discover miles at the following rates:
- 1.5x Miles on every dollar of every purchase
Rewards Value & Calculator
Fees
Annual Fee
The Discover it Card does not have an annual fee.
This is fantastic considering that Discover will match your rewards the first year which gives you a 3% return on all spend.
Authorized User Fee
There is no fee to add additional users to the Discover it Card.
Foreign Transaction Fee
The Discover it Card has a 0% foreign transaction fee. This means that you will not be penalized when using the card to make purchases outside of the United States.
