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Luxury Card Mastercard® Gold Card™

Card Value & Luxury Card Points Calculator
card
Fees
Earning Rates
  • Earn 1X points for every $1 spent.
Main Benefits
  • Luxury Card benefits, $200 in annual air travel credits, up to $100 towards a Global Entry application fee, complimentary Priority Pass Select membership, and travel coverage.
Rewards Details
  • Points earned with the Luxury Card Mastercard Gold Card can be redeemed at 2% value for airfare and cash back.
  • This is the highest redemption value for cash back across all three cards whereas travel redemptions always offers a 2% return.
Our Take
The fee for this card is hard to justify. You can easily earn 2% back with several no annual fee cards and receive elite-level benefits with cards like the Chase Sapphire Reserve® and The Platinum Card® from American Express which has flexible rewards that can generate high returns on spend.

Luxury Gold Card earning rate

The Luxury Card Mastercard Gold Card earns points at the following rates:

  • 1 point per $1 spent on all purchases.

Luxury Gold Card points value

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Luxury Gold Card benefits

Here are the main benefits of the Luxury Card Mastercard Gold Card:

  • $200 Airline Credit: Receive up to $200 in annual air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
  • Priority Pass Select: Enjoy complimentary access to over 1,500 airport lounges and travel experiences in more than 600 airports across 145 countries with Priority Pass Select. Access includes unlimited visits for yourself as well as your guests.
  • Global Entry Credit: Receive a one hundred dollar ($100) automatic statement credit for the cost of the Global Entry application fee. Global Entry members are eligible to participate in TSA Pre✓®.
  • Luxury Card Travel: Enjoy Room upgrade at check-in (when available), Complimentary Wi-Fi, Daily Breakfast for Two, and a Unique Amenity at over 3,000 global properties.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Waiver, Travel Accident Insurance, Baggage Delay Insurance, and Cellular Phone Protection.

Luxury Gold Card fees

Annual Fee

The Luxury Card Mastercard Gold Card has a $995 annual fee.

This fee is very hard to justify. It is basically a glorified 2% cash back card with elite-level travel benefits.

Most 2% cash back cards have no annual fee and you can get elite-level travel perks from many leading credit cards for a significantly lower fee—some with even offering more benefits.

Authorized User Fee

Adding authorized users to the Luxury Card Mastercard Gold Card will cost $295 per card.

Foreign Transaction Fee

The Luxury Card Mastercard Gold Card has no foreign transaction fees.

Luxury Gold Card points calculator

Calculate how many Luxury Card Points you can earn with the Luxury Card Mastercard Gold Card per dollar spent and the cash value of those points. Results can be compared side by side any credit card featured on the site.

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