Quick Overview
- Airfare Redemptions: Luxury Card Rewards points offer a fixed value of 2 cents per point when redeemed for airfare, regardless of which Luxury Card you have.
- Other Redemption Options: For cash back, statement credits, hotels, car rentals, gift cards, and merchandise, point values range from 1 to 2 cents, depending on your specific Luxury Card.
Use our Luxury Card Rewards Points Value Calculator to convert points to dollars based on redemption and card owned.
Luxury Card Rewards points value
How much are Luxury Card Rewards points worth? Luxury Card Rewards points have a value of 2 cents per point towards airfare. This means that 10,000 points are equal to $200 in value.
Other redemptions will vary from 1 to 2 cents per point based on which Mastercard you have. This means a 10,000-point redemption for cash back, gift cards, and other forms of travel would range from $100 to $200 in value.
Here's the breakdown for Luxury Card points value:
| Redemption Option | Average Value (in cents) |
|---|---|
| Redeeming points for airfare | 2 |
| Other redemptions with the Mastercard Gold Card | 2 |
| Other redemptions with the Mastercard Black Card | 1.5 |
| Other redemptions with the Mastercard Titanium Card | 1 |
Redeeming points for airfare
When you redeem Luxury Card Rewards Points for airfare, you'll get a value of 2 cents per point no matter which card you have. This means that any of the Luxury Card credit cards can generate a solid 2% return if you strictly redeem your points for airfare.
Unfortunately for these cards, getting a 2% return on airfare is nothing spectacular. There's several no-annual fee cards that offer a 2% return across all purchases such as the Citi® Double Cash Card and Wells Fargo Active Cash Card.
So while you can obtain a solid return on airfare across all three cards, the reason for picking these up are more for the benefits than the actual earnings.
Non-airfare redemptions
The value you obtain from non-airfare redemptions will depend on which card you have.
| Luxury Card | Cash Back Point Value (in cents) |
|---|---|
| Mastercard Gold Card | 2 |
| Mastercard Black Card | 1.5 |
| Mastercard Titanium Card | 1 |
Non-airfare redemptions include:
- Cash Back Direct Deposit or Statement Credit
- Hotel Stay
- Car Rental
- Gift Card/Certificate
- Merchandise
Again, these redemption values are nothing spectacular considering you can earn between a 1% and 2% return easily with many, many credit cards—most of which has no annual fee.
Luxury Card points to dollars calculator
Use the Luxury Card Points Value Calculator to determine the cash value of points based on the redemption. This will help you find out how much your points are worth on average.
Luxury Card Points Value Calculator
| Redemption | Average Dollar Value |
|---|---|
| Redeeming points for airfare | $0 |
| Other redemptions with the Mastercard Gold Card | $0 |
| Other redemptions with the Mastercard Black Card | $0 |
| Other redemptions with the Mastercard Titanium Card | $0 |
FAQs
How much are Luxury Card Rewards points worth?
Luxury Card Points are worth 2 cent each towards airfare and between 1 and 2 cents for all other redemptions
Can you transfer Luxury Card Points to airline or hotel partners?
No. Points cannot be transferred to partners.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
