Luxury Card Rewards: Credit Cards & Point Value

Rewards Cash Value Calculator
Points earned with Luxury Rewards credit cards are worth 1 to 2 cents. This means 10,000 points will have a value of $100 to $200.
Last Updated 2022-04-07 By R.Flowers III

Luxury Card Rewards Points can be redeemed for 2 cents in value towards airfare no matter which Luxury Card credit card you own.

If you're looking to redeem your points towards cash back or other redemption options, the value you receive will depend on which Luxury Card credit card you own.

How much are Luxury Card points worth?

Luxury Card Rewards Points are worth anywhere between 1 and 2 cents each in value. The overall value you'll get out of your points will depend on which Luxury Card Mastercard you own.

Luxury Card points value

Redemption Option Average Value (in cents)
Redeeming points for airfare 2
Other redemptions with the Mastercard Gold Card 2
Other redemptions with the Mastercard Black Card 1.5
Other redemptions with the Mastercard Titanium Card 1

Redeeming points for airfare

When you redeem Luxury Card Rewards Points for airfare, you'll get a value of 2 cents per point no matter which card you have. This means that any of the Luxury Card credit cards can generate a solid 2% return if you strictly redeem your points for airfare.

Unfortunately for these cards, getting a 2% return on airfare is nothing spectacular. There's several no-annual fee cards that offer a 2% return across all purchases such as the Citi® Double Cash Card and Wells Fargo Active Cash Card.

So while you can obtain a solid return on airfare across all three cards, the reason for picking these up are more for the benefits than the actual earnings.

Non-airfare redemptions

The value you obtain from non-airfare redemptions will depend on which card you have.

Luxury Card Cash Back Point Value (in cents)
Mastercard Gold Card 2
Mastercard Black Card 1.5
Mastercard Titanium Card 1

Non-airfare redemptions include:

  • Cash Back Direct Deposit or Statement Credit
  • Hotel Stay
  • Car Rental
  • Gift Card/Certificate
  • Merchandise

Again, these redemption values are nothing spectacular considering you can earn between a 1% and 2% return easily with many, many credit cards—most of which has no annual fee.

How to convert Luxury Card points to dollars

Use the Luxury Card Points Value Calculator to determine the cash value of points based on the redemption. This will help you find out how much your points are worth on average.

Enter any amount of Luxury Card points to calculate the dollar value.
Points
Redemption Average Dollar Value
Redeeming points for airfare $0
Other redemptions with the Mastercard Gold Card $0
Other redemptions with the Mastercard Black Card $0
Other redemptions with the Mastercard Titanium Card $0

FAQ

How much are Luxury Card Rewards points worth?

Luxury Card Points are worth 2 cent each towards airfare and between 1 and 2 cents for all other redemptions

Can you transfer Luxury Card Points to airline or hotel partners?

No. Points cannot be transferred to partners.