Quick Overview

  • Airfare Redemptions: Luxury Card Rewards points offer a fixed value of 2 cents per point when redeemed for airfare, regardless of which Luxury Card you have.
  • Other Redemption Options: For cash back, statement credits, hotels, car rentals, gift cards, and merchandise, point values range from 1 to 2 cents, depending on your specific Luxury Card.

Use our Luxury Card Rewards Points Value Calculator to convert points to dollars based on redemption and card owned.

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Luxury Card Rewards points value

How much are Luxury Card Rewards points worth? Luxury Card Rewards points have a value of 2 cents per point towards airfare. This means that 10,000 points are equal to $200 in value.

Other redemptions will vary from 1 to 2 cents per point based on which Mastercard you have. This means a 10,000-point redemption for cash back, gift cards, and other forms of travel would range from $100 to $200 in value.

Here's the breakdown for Luxury Card points value:

Luxury Card Rewards points value
Redemption Option Average Value (in cents)
Redeeming points for airfare 2
Other redemptions with the Mastercard Gold Card 2
Other redemptions with the Mastercard Black Card 1.5
Other redemptions with the Mastercard Titanium Card 1

Redeeming points for airfare

When you redeem Luxury Card Rewards Points for airfare, you'll get a value of 2 cents per point no matter which card you have. This means that any of the Luxury Card credit cards can generate a solid 2% return if you strictly redeem your points for airfare.

Unfortunately for these cards, getting a 2% return on airfare is nothing spectacular. There's several no-annual fee cards that offer a 2% return across all purchases such as the Citi® Double Cash Card and Wells Fargo Active Cash Card.

So while you can obtain a solid return on airfare across all three cards, the reason for picking these up are more for the benefits than the actual earnings.

Non-airfare redemptions

The value you obtain from non-airfare redemptions will depend on which card you have.

Luxury Card Cash Back Point Value (in cents)
Mastercard Gold Card 2
Mastercard Black Card 1.5
Mastercard Titanium Card 1

Non-airfare redemptions include:

  • Cash Back Direct Deposit or Statement Credit
  • Hotel Stay
  • Car Rental
  • Gift Card/Certificate
  • Merchandise

Again, these redemption values are nothing spectacular considering you can earn between a 1% and 2% return easily with many, many credit cards—most of which has no annual fee.

Luxury Card points to dollars calculator

Use the Luxury Card Points Value Calculator to determine the cash value of points based on the redemption. This will help you find out how much your points are worth on average.

Luxury Card Points Value Calculator

Enter any amount of Luxury Card points to calculate the dollar value.
Points
Redemption Average Dollar Value
Redeeming points for airfare $0
Other redemptions with the Mastercard Gold Card $0
Other redemptions with the Mastercard Black Card $0
Other redemptions with the Mastercard Titanium Card $0
Rewards Value Calculators

Explore the value of points and miles from leading credit card rewards programs and use our calculators to estimate their average value.

Calculate points and miles to dollars for all programs in our database using our Points & Miles To Dollars Calculator Tool.

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