Earning Rates

The AMEX Blue Business Plus Card earns Membership Rewards points at the following rates:

  • 2 points per dollar spent on up to $50,000 per year, then 1X.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the AMEX Blue Business Plus Card:

  • Expanded Buying Power: Expanded Buying Power gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • Travel & Purchase Coverage*: Car Rental Loss and Damage Insurance, Purchase Protection, and Extended Warranty.

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The AMEX Blue Business Plus Card has a $0 annual fee. See Rates & Fees

This is one of the best credit cards AMEX offers and it pairs well with pretty much every business (and personal) Membership Rewards credit card. I highly recommend picking it up if your business spends less than $50K per year or if you're looking to pair it with other cards to maximize the points earned on miscellaneous purchases.

Authorized User Fee

There is no fee to add additional users to the AMEX Blue Business Plus Card. Adding employee cards can help you earn points faster.

Foreign Transaction Fee

The AMEX Blue Business Plus Card has a 2.7% foreign transaction fee. That makes this a bad option when it comes to earning rewards on international travel and spending.