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Blue Business® Plus Credit Card from American Express

Card Value & AMEX Points Calculator
card
Fees
Earning Rates
  • Earn 2X Membership Rewards® points on the first $50,000 in purchases per year, then 1 point per dollar thereafter.
Intro Bonus
Main Benefits
  • Spend beyond your credit limit.
Rewards Details
  • Membership Rewards Points earned with the Blue Business Plus Credit Card have an average value of 1 cent each when redeemed towards airfare via amextravel.com.
  • You can obtain higher value by transferring points to AMEX's travel partners and redeeming them for flights and hotel stays.
  • Points can also be used for statement credits, gift cards, and Amazon.com purchases.
Our Take
The Blue Business Plus Credit Card is an excellent choice for small businesses looking to earn travel rewards at no annual fee. Points earned with the card can easily be redeemed for 1 cent each towards travel or transferred to AMEX's many airline and hotel partners for increased value.
Ads & Promos

Earning Rewards

The AMEX Blue Business Plus Card earns Membership Rewards points at the following rates:

  • 2 points per dollar spent on up to $50,000 per year, then 1X.

Rewards Value

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Perks & Benefits

Here are the main benefits of the AMEX Blue Business Plus Card:

  • Expanded Buying Power: Expanded Buying Power gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • Travel & Purchase Coverage*: Car Rental Loss and Damage Insurance, Purchase Protection, and Extended Warranty.

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Transfer Partners

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Card Fees

Annual Fee

The AMEX Blue Business Plus Card has a $0 annual fee. See Rates & Fees

This is one of the best credit cards AMEX offers and it pairs well with pretty much every business (and personal) Membership Rewards credit card. I highly recommend picking it up if your business spends less than $50K per year or if you're looking to pair it with other cards to maximize the points earned on miscellaneous purchases.

Authorized User Fee

There is no fee to add additional users to the AMEX Blue Business Plus Card. Adding employee cards can help you earn points faster.

Foreign Transaction Fee

The AMEX Blue Business Plus Card has a 2.7% foreign transaction fee. That makes this a bad option when it comes to earning rewards on international travel and spending.

Blue Business Plus Points Calculator

Use the Blue Business Plus Points Calculator to determine how many AMEX Points you can earn based on the monthly or yearly spending amounts you enter.

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Use Our Calculator To Maximize Your AMEX Points

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