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Calculator: American Express® Business Gold Card

Card Value & AMEX Points Calculator

Earning Rates

  • Earn 4X Membership Rewards® points on the 2 select categories where your business spent the most each month, on the first $150K in combined purchases from these categories each calendar year (then 1X).
  • Earn 3X Membership Rewards® points on flights and prepaid hotels and prepaid flight + hotel packages booked on, on up to $150,000 per year (then 1X).
  • Earn 1X Membership Rewards® points on all other purchases.

Eligible 4X categories are transit purchases and U.S. purchases made from Electronic goods retailers and software & cloud system providers, Monthly wireless telephone service charges, advertising in select media, restaurants, and gas stations.

Intro Bonus

  • Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Main Benefits

  • Up to $240 in Flexible Business credit, up to $155 in Walmart+ Membership credit, cell phone protection, and benefits when booking through The Hotel Collection.

Rewards Details

Our Take

If your business spends a decent amount across any of the featured categories on the card, you're most likely going to get superb value out of this card as 4X points can be very valuable when redeemed with AMEX's airline and hotel partners. On top of that, if you can make use of the annual credits, you'll easily offset the annual fee of the card.
Page Also Available For: 🇨🇦 CA 🇬🇧 UK

AMEX Points Calculator

Use the Business Gold Points Calculator to determine how many AMEX Points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Business Gold alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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Is the American Express Business Gold Card worth it?

Yes. The American Express Business Gold Card is one of the best business credit cards on the market. If you're looking to earn travel rewards points for your business, this card is well worth picking up.

Get Matched With The Best Credit Cards.

Quickly find the perfect credit card tailored to your unique spending habits and financial needs.

Input your monthly and yearly spend amounts into our calculator tool and be on your way to earning more rewards today!

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