AMEX Business Green Rewards Card Review & AMEX Points Calculator

Business Green Rewards Card from American Express
Terms Apply.

The Business Green Rewards Card from American Express is an iconic business charge card that earns 1 Membership Rewards Point per $1 spent on all purchases. The card has no personal spending limit which means that you can spend up to hidden limit set by American Express based on factors such as previous spend habits and credit history.

Intro Bonus: 15,000 Points

Rewards Rates

Earn 1 point for every $1 spent on the Card.

Key Cardholder Benefits

  • When you use the Business Green Reward Card at, you'll earn 1 additional Membership Rewards Point per $1 spent. This includes air, prepaid hotels, prepaid car rentals, vacation packages, and cruise reservations.
  • The Business Green Rewards Card has no preset spending limit. This means your spending limit is flexible and will adapt based on factors such as your purchase, payment, and credit history.

Rewards Value

Membership Rewards Points earned with the Business Green Rewards Card are worth 1 cent each when redeemed towards airfare through American Express Travel.

If you're looking to maximize the value of your Membership Rewards Points, they can be transferred to AMEX's airline and hotel partners which gives you the change to obtain significantly higher value.

Redemption options Redemption value in cents
Point transfers to airline and hotel partners 0.6 - 2
Booking flights through American Express Travel 1
Booking other travel through American Express Travel 0.7
Paying with points at checkout 0.7
Using points for card charges (statement credit) 0.6
Redeeming points for gift cards 0.5 - 1

Transfer Partners

Points earned with the Business Green Rewards Card Card can be transferred to 20 travel partners, with most partners being at a 1:1 ratio.


Annual Fees

The Business Green Rewards Card from American Express has a $0 annual fee the first year, then $95.

AMEX Points Calculator

Use the Business Green Points Calculator to determine how many AMEX Points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Business Green Rewards Card alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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Other Ways To Earn

Outside of earning Membership Rewards points using AMEX, there's only one other way to earn additional points and that's Rakuten Rewards.

Rakuten Rewards

American Express Membership Rewards credit card holders can earn additional Membership Rewards points by using the Rakuten Rewards program which is a free-to-use online cash back portal that pays you to shop online.

The Rakuten website features thousands of retailer affiliate links and when you click on these links to make a purchase, Rakuten receives a commission. They then pay you, the user, some of that commission which is why it's no cost to use their portal.

Rakuten normally offers cash back rewards, but Membership Rewards credit card holders can opt in to receive Membership Rewards points instead. When receiving points, the rewards ratio is 1-to-1 meaning that 1% back is equal to 1X Membership Rewards points.

So if Rakuten is offering 10% cash back with a certain retailer (which they do often), this means you'll be able to earn 10X Membership Rewards points. Sounds amazing, right? That's because it is.

I've been using Rakuten Rewards as my main online shopping portal since the start of 2017. Once the ability to earn Membership Rewards Points became available, I never looked back.

You can sign up for Rakuten Rewards using our affiliate link and earn bonus Membership Rewards Points (or cash back) on your first purchase. If you're looking to get the most out of the Membership Rewards program, you don't want to ignore this program.

Earning Rate Comparison

Want to know how the AMEX Business Green Rewards Card earning rates stack up against other Membership Rewards credit cards? The table below lists out the earning rates per $1 spent for all credit card partners so you can see where it stands.

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