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American Express® Gold Card

Card Value & AMEX Points Calculator

Earning Rates

  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
  • Earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® Points on flights booked directly with airlines or on
  • Earn 1X Membership Rewards® Points on all other Card purchases.

Intro Bonus

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Main Benefits

  • Up to $120 in Uber Cash per year, up to $120 in dining credits per year, $100 experience credit when booking minimum 2-night stay at The Hotel Collection, complimentary ShopRunner membership, and no foreign transaction fees.

Rewards Details

Our Take

The American Express® Gold Card is one of the best credit cards in the market for earning rewards on supermarket and restaurant purchases, and one of the best American Express credit cards overall. The 4X earning rates offers an excellent return on your spending and the card features up to $240 in annual credits which can easily offset most of the annual fee if you can make use of them.
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AMEX Gold Points Calculator

Use the AMEX Gold Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the AMEX Gold alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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How many American Express Gold Points do you earn per dollar?

The American Express Gold Card earns 4 Membership Rewards Points per $1 spent on restaurant and U.S. supermarket purchases, 3 points per $1 spent on airfare, and 1 point per $1 spent everywhere else.

How much are American Express Gold Points worth?

Points earned with the American Express Gold Card can be redeemed for 1 cent each towards airfare via American Express Travel. You can obtain higher value by transferring points to AMEX's airline and hotel partners.

Can you transfer American Express Gold Points to The Platinum Card?

Membership Rewards credit cards linked to the same account will all pool together and share the same balance.

Do Membership Rewards Points expire?

No. Membership Rewards Points are valid as long as you have an open Membership Rewards credit card.

What can you redeem American Express Gold Points for?

Points earned with the American Express Gold Card can be used towards travel, statement credits, gift cards, and much more. You can also transfer them to airline and hotel rewards programs.

Get Matched With The Best Credit Cards.

Quickly find the perfect credit card tailored to your unique spending habits and financial needs.

Input your monthly and yearly spend amounts into our calculator tool and be on your way to earning more rewards today!

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