AMEX Green Card Point Calculator & Card Value

Credit Card Rewards Calculator
Calculate points and the cash value of the AMEX Green Card by inputting your monthly or yearly spending amounts and compare alongside other cards.
Last Updated 2022-04-06

The American Express® Green Card is a great option if you're looking to earn Membership Rewards Points on travel and dining purchases. It earns 3x points on travel, transit, and dining purchases while also offering an annual $100 credit towards CLEAR Membership and $100 credit towards LoungeBuddy.

The Green Card can be well worth the fee if you're able to use both credits and capitalize on the 3x categories.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

Bonus Categories

3X Travel

The American Express Green Card earns 3 Membership Rewards Points per $1 spent on general travel purchases. AMEX defines travel as:

  • Airfare
  • Hotels
  • Timeshare Rentals
  • Vacation Rentals
  • Car Rentals
  • Cruises
  • Tours
  • Vacation Packages
  • Third Party Travel Agencies (i.e. Expedia)

Travel purchases made through American Express Travel will also count towards this bonus category.

3X Transit

The American Express Green Card earns 3 Membership Rewards Points per $1 spent on transit purchases. Examples of what AMEX considers to be transit purchases includes:

  • Trains
  • Taxi Cabs
  • Rideshares
  • Ferries
  • Tolls
  • Parking
  • Buses
  • Subways

3X Restaurant

The American Express Green Card earns 3 Membership Rewards Points per $1 spent on restaurant purchases.

1X Non-Category

All other purchases on the American Express Green Card earns 1 Membership Rewards Point per $1 spent.

Card Benefits

$100 CLEAR Credit

Receive up to $100 per calendar year in statement credits when you pay for your CLEAR Membership with the American Express Green Card.

One big thing to note about the CLEAR credit, is that Delta SkyMiles and United MileagePlus members receive discounted CLEAR Membership for $119 per year (normally $179). If you're not a member of either frequent flyer program, you can sign up for free.

You can then take advantage of the discount and walk away with CLEAR Membership for only $19 per year after you factor in this $100 credit.

$100 LoungeBuddy Credit

Receive up to $100 per calendar year in statement credits when you purchase lounge access through LoungeBuddy with the American Express Green Card.

ShopRunner Membership

As an American Express Green Card member, you can enjoy complimentary ShopRunner Membership which gives you free 2-day shipping and free returns at 100+ stores. Enrollment required.

American Express Benefits

The American Express Green Card comes with several American Express benefits which includes:

  • Amex Send & Split
  • Pay It Plan It®
  • American Express Experiences
  • American Express Presale
  • American Express Seating
  • AMEX Offers (Enrollment Required)

Travel and Purchase Protections

Points Value

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2
Booking flights through American Express Travel 1
Booking other travel through American Express Travel 0.7
Paying with points at checkout 0.7
Using points for card charges (statement credit) 0.6
Redeeming points for gift cards 0.5 - 1

Membership Rewards Points earned with the American Express Green Card are worth 1 cent each when redeemed for airfare through American Express Travel.

If you're looking to get the most out of your points, you can transfer points to AMEX's travel partners and redeem them for high value.

Points Transfer

Points earned with the American Express Green Card can be transferred to 20 travel partners. The majority of these partners have a 1:1 transfer ratio.


Transferring points to partners is the best use of Membership Rewards Points as you'll be able to obtain redemption values higher than the average 1 cent you can get redeeming them directly through American Express Travel.

Is the AMEX Green Worth The Annual Fee?

The American Express Green Card has an annual fee of $150 and comes with $200 in annual credits. If you're able to make use of these credits as well as run decent spend through the card, you should easily be able squeeze great value out of the American Express Green Card.

If you don't find much value in the CLEAR and LoungeBuddy credits, it's still possible to get solid value out of the card depending on how much you spend on travel, transit, & dining and how much you value Membership Rewards Points.

If you spend heavy across the 3X categories and know the sweet spots for redeeming Membership Rewards Points for high value, you should still be able to come out ahead in terms of overall value.

The American Express Green Card is the only card in the Membership Rewards program that earns bonus points on general travel purchases, so it's one of the best cards to have if you have lots of travel expenses.

I recommend using the AMEX Green Card Point Calculator to see how much value you can get out of the card and compare it side by side similar credit cards.

Point Calculator

Use the AMEX Green Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the AMEX Green alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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Maximize Membership Rewards Points With Rakuten

If you frequently makes purchases online and you're looking to earn more Membership Rewards Points, you should consider using Rakuten Rewards.

Rakuten is an online shopping portal that pays you for shopping online. Basically, they run a website full of affiliate links to different retailers and pay you, the user, some of their commission when you make an online purchase using those links.

The best thing about Rakuten is that they are partnered with American Express Membership Rewards. So instead of earning cash back on your purchases, you can opt in to earn Membership Rewards Points.

So if Rakuten is offering 10% cash back with a certain retailer, you'll be able to earn 10X Membership Rewards Points. Sounds amazing, right? That's because it is.

I've been using Rakuten Rewards as my main online cash back shopping portal since the start of 2017. Once the ability to earn Membership Rewards Points became available, I never looked back.

I use the portal for all of my personal and business online purchases... from buying gifts to booking travel. Since Rakuten uses affiliate links, you're always dropped off on the retailers website. So you're not booking or buying through a third party.

For example, if I click on the Marriott affiliate link on the Rakuten website, it's going to take me to I can then book my travel as normal and Marriott will notify Rakuten that I have done such. So I still get to earn my Marriott Bonvoy Points from my Marriott booking as well as earn additional Membership Rewards Points based on what Rakuten is offering for Marriott.

You can sign up for Rakuten Rewards for free through our affiliate link and earn bonus Membership Rewards Points (or cash back) on your first purchase. If you're looking to get the most out of the Membership Rewards program, you don't want to ignore this program.

If Rakuten doesn't offer an affiliate link for the retailer you're shopping with, there's many other online shopping portals available. My backup to Rakuten is usually TopCashback or (to earn British Airways Avios on purchases).

Check out our reviews on all of the popular online shopping portals.