Earn 3X points on travel, transit, and dining with flexible redemptions

AMEX Green Card Calculator: Points Estimator & Rewards Breakdown

Fees

Earning Rates

Earn 3X points per $1 spent on travel, transit, and at restaurants worldwide.
Earn 1X points per $1 spent on all other purchases.

Main Benefits

Up to $199 in statement credits towards CLEAR® Plus Membership.
Up to $100 in statement credits towards LoungeBuddy.
Travel & purchase coverage.

Our Take

The AMEX Green Card lives in the shadow of the American Express® Gold Card, but it truly is a great card if you frequently spend in the 3X categories and can make use of at least one of the annual credits it offers.

Last Updated: 04-15-2025

AMEX Green Card Points Calculator

Use this calculator to estimate how many Membership Rewards points you'll earn with the AMEX Green Card based on your monthly spending. Compare the card’s 3X categories, adjust fees and benefit values, and explore point transfer options to maximize travel rewards.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

American Express® Green Card Details

Earning Rates

The AMEX Green Card earns Membership Rewards points at the following rates:

3 points per $1 spent on travel which includes flights, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more.
3 points per $1 spent on transit which includes trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
3 points per $1 spent on dining at restaurants worldwide, including takeout and delivery in the US.
1 point per $1 spent on all other card purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the AMEX Green Card:

$199 CLEAR® Plus Credit: Use the card to pay for your membership and get up to $199 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
$100 LoungeBuddy Credit: You can earn up to $100 in statement credits per calendar year when you use the American Express® Green Card to purchase lounge access through LoungeBuddy.
Travel & Purchase Coverage^*: Trip Delay Insurance, Car Rental Loss And Damage Insurance, Baggage Insurance Plan, Purchase Protection, and Extended Warranty.

^*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefits guide for more details. Underwritten by Amex Assurance Company.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The AMEX Green Card has an annual fee of $150.

You can make this back if you can make use the annual credits, but if you frequently spend across the categories of dining, transit, and travel, the 3X earning rates will make up for the fee really quickly.

Authorized User Fee

There is no fee to add authorized users to the AMEX Green Card. Adding family and friends to the account can help build points faster.

Foreign Transaction Fee

The AMEX Green Card has a 0% foreign transaction fee. Combined with the 3X earning rates across travel-esque categories, that makes this an excellent card to take with you when traveling outside of the United States.