Quick Overview
Earning Points
Membership Rewards points are earned using Membership Rewards credit cards. Every $1 you spend across these cards will earn you 1 Membership Rewards point along with bonus points based on any multipliers the card has. You can also earn points with other AMEX products and by using the Rakuten Rewards program.
Redeeming Points
Membership Rewards points can be redeemed for travel, cash back, gift cards, merchandise, and at checkout with top retailers. Points can also be transferred to AMEX's airline and hotel partners
AMEX Points Value
Based on our valuations, Membership Rewards points are worth 1 cent each on average meaning that 10,000 points is equal to $100 in travel value. You can obtain as much as 2 cents or more in value transferring points to AMEX's partners.
AMEX Transfer Partners
Membership Rewards points can be transferred to 20 partners—more than any other U.S. credit card rewards program. Partners include Delta Airlines, JetBlue Airways, Marriott Bonvoy, and Hilton Honors.
AMEX Membership Rewards Credit Card Point Calculators
Use our credit card rewards calculator to calculate total Membership Rewards points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
- 1X - 5X points.
- Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
- Over $1,400 in annual credits.
- Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
- Terms Apply. Enrollment required for some benefits.
- $695 annual fee. See Rates & Fees
- 1X - 4X points.
- Up to $120 in annual Uber Cash.
- Up to $120 in annual dining credits.
- Terms Apply.
- $250 annual fee. See Rates and Fees
- 1X - 3X points.
- Receive up to $189 in statement credits for CLEAR Plus membership each year when you pay with your card.
- Receive up to $100 in LoungeBuddy credits when you use the card to purchase lounge access through the LoungeBuddy app
- $150 annual fee.
- 1X - 3X points.
- Earn 50% more points in a billing period when you make 30 or more purchases on the card. Terms apply.
- $95 annual fee.
- 1X - 2X points.
- Earn 20% more points in a billing period when you make 20 or more purchases on the card.
- $0 annual fee.
- 1X - 5X points.
- Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
- Over $1,400 in annual statement credits.
- Receive 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel.
- Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
- $695 annual fee. See Rates and Fees
- 1X - 4X points.
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
- $375 annual fee See Rates and Fees
- 2X points on the first $50,000 in purchases per year (then 1X).
- Spend beyond your credit limit with Expanded Buying Power.
- No annual fee. See Rates & Fees
- 1X points.
- Earn 1 additional Membership Rewards Point per $1 spent when you use the Business Green Reward Card at amextravel.com.
- $0 annual fee the first year, then $95.