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The Platinum Card® from American Express

Card Value & AMEX Points Calculator

Earning Rates

  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Earn 1X Membership Rewards® Points on all other purchases.

Intro Bonus

  • Earn 80,000 Membership Rewards® points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.

Main Benefits

  • Over $1,400 in annual credits, complimentary global lounge access to 1,300+ airport lounges, complimentary status with Marriott Bonvoy and Hilton Honors, access to Fine Hotels & Resorts and The Hotel Collection, and travel coverage.

Rewards Details

Our Take

If you're a frequent traveler, The Platinum Card® from American Express might be worth considering. This luxury travel credit card offers a range of benefits, including high rewards on airfare and select travel purchases, over $1,400 in annual credits, access to exclusive airport lounges worldwide, complimentary elite status with hotels and car rental agencies, and many other luxury perks. While the annual fee is high, the benefits may outweigh the cost for those who travel frequently.

AMEX Points Calculator

Use the AMEX Platinum Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the AMEX Platinum alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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FAQs

How many points do you earn with The Platinum Card?

The Platinum Card earns 5X Membership Rewards points for every dollar spent on airfare booked direct and airfare booked through AMEX Travel (on up to $500,000 in purchases), 5X points for every dollar spent on prepaid hotel bookings through AMEX Travel, and 1X point for every dollar spent on all other purchases.

What is the current offer for The Platinum Card?

Earn 80,000 Membership Rewards® points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.

Is The American Express Platinum Card worth it?

If you're a frequent traveler looking for elite travel benefits the card is worth picking up. Extensive lounge access, complimentary elite status, over $500 in annual credits, and the long list of other benefits easily outweighs the fee.

Is The American Express Platinum the best credit card?

There is no 'best credit card' since everyone have different opinions on what is considered 'best'. With that being said, the American Express Platinum Card is one of the best credit cards for frequent travelers and is a great card to pick up if you enjoy the Membership Rewards program.

Which is better, the American Express Gold or Platinum card?

Both cards are in entirely different categories. The American Express Gold Card focuses on dining and supermarket while the American Express Platinum Card focuses on elite travel benefits such as lounge access and complimentary status with popular hotel chains. Personally, I recommend having both, but you'll want to pick up the card(s) that work best for you.

Does authorized users of The AMEX Platinum Card also receive benefits?

Yes! Authorized users with Platinum Cards will receive the majority of the benefits offered on the card. This includes the extensive lounge access, complimentary elite status, the $100 statement credit for Global Entry or TSA PreCheck, and much more.

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