American Express Membership Rewards Points Calculators

Travel Rewards Calculators
Calculate how many AMEX Points you can earn with American Express credit cards, the cash value of AMEX Points based on redemption, and the transfer of AMEX Points to American Express travel partners.

Membership Rewards At-A-Glance

AMEX Points Value 0.6 to 2 cents
Number of Transfer Partners 20 travel partners

The Membership Rewards Program is a travel rewards program offered by American Express. It is one of the most popular programs worldwide and one of best programs for earning flexible rewards transferable to frequent flyer and hotel loyalty programs.

Calculators For Maximizing Earnings

Use these calculators and tools to find out which credit cards will earn you the most Membership Rewards points and best returns based on the monthly and yearly spend amounts you enter.

View the list of AMEX point earning rates per $1 spent for all credit cards offered in the American Express Membership Rewards program.

Input your monthly and yearly spend amounts into our calculator to find out which AMEX Membership Rewards credit cards earn you the most points per $1.

AMEX Credit Card Points & Value Calculators

Use our credit card calculators to calculate how many AMEX credit card points you can earn and the cash value of AMEX credit cards based on the monthly and yearly spend amounts you enter, how much you value card benefits, and annual fees.

You can also click on a card to learn more about it through our partners, when applicable.

  • Earns 5X points on airfare purchased direct or through American Express Travel (on up to $500,000 per year) and 5X points on prepaid hotel bookings through American Express Travel.
  • Global airport lounge access, over $1,400 in annual credits, complimentary elite status with several loyalty programs, top-notch travel insurance, and much more. Terms apply.
  • Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Earns 4X points on restaurants purchases worldwide, 4X points at U.S. supermarkets (on up to $25,000 per year), 3X points on airfare booked direct, and 1X points on everything else.
  • Up to $120 in annual Uber Cash and up to $120 in annual dining credits. Terms apply.
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

American Express® Green Card

American Express® Green Card
  • Earns 3X points on travel, transit, and at restaurants and 1X points on all other purchases
  • $189 in annual CLEAR membership credits and up to $100 in annual LoungeBuddy credits. Terms apply.
  • Earn 40,000 Membership Rewards® points after you spend $2,000 on purchases on the Card in your first 6 months of Card Membership.

American Express EveryDay® Preferred Credit Card

American Express EveryDay® Preferred Credit Card
  • Earns 3X points on the first $6,000 spend at U.S. supermarkets, 2X points at U.S. gas stations, and 1X points on everything else.
  • Earn 50% more points in a billing period when you make 30 or more purchases on the card. Terms apply.
  • Earn 15,000 Membership Rewards® points after you spend $2,000 on purchases on the Card in your first 6 months of Card Membership.

American Express EveryDay® Credit Card

American Express EveryDay® Credit Card
  • Earns 2X points on the first $6,000 spent at U.S. supermarkets and 1X points on everything else.
  • Earn 20% more points in a billing period when you make 20 or more purchases on the card. No annual fee. Terms apply.
  • Earn 10,000 Membership Rewards® points after you spend $2,000 on purchases on the Card in your first 6 months of Card Membership.
  • Earns 5X points on airfare and pre-paid hotel bookings through American Express Travel and 1X points on everything else.
  • Global lounge access, over $1,400 in annual credits, 35% point rebate when booking flights via AMEX Travel, complimentary elite status with top travel programs, and much more. Terms apply.
  • Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Earns 4X points on the two categories your business spends the most in every month, and 1X points on everything else.
  • 25% point rebate when booking flights via AMEX Travel. Terms apply.
  • Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Business Green Rewards Card from American Express

Business Green Rewards Card from American Express
  • Earn 2X points on AMEX Travel purchases, and 1X points on everything else.
  • Earn 15,000 Membership Rewards® points after you spend $3,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Earns 2X points on the first $50,000 in purchases per year, then 1X for the rest of the calendar year.
  • Terms apply.
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

AMEX Credit Card Referral Offers

AMEX credit card holders can earn bonus Membership Rewards points, cash back, and other rewards when referring friends and family. This is an easy way to quickly build up points for yourself as well as an excellent way to introduce others to the great rewards credit cards that AMEX offers.

The one thing about Referral offers is that they don't always have the same intro bonuses that are available to the general public. They have a chance to offer a higher amount of rewards or something completely different such as bonus points per $1 spent or statement credits.

If you have a friend with an AMEX credit card, they can send you a referral link and you'll be able to apply for any AMEX credit card through that link. If you don't have any friends with AMEX credit cards, you can use our referral links below but do note that The Point Calculator may receive points, miles, or cash back if you're approved.

amex credit card referral offers
American Express Credit Card Referral Offers
View referral offers for all American Express credit cards. Do note that we may receive points, miles, or cash back if you're approved through this link.

Conversion & Transfer Calculators

American Express Membership Rewards points can be transferred to 20 travel partners with most partners being at a 1:1 ratio meaning that every 1,000 AMEX points you transfer will give you 1,000 airline miles or hotel rewards points.

Get the full list of AMEX transfer partners and calculate the transfer of AMEX Membership Rewards points to airline miles and hotel rewards points.

Use the conversion calculator to calculate the transfer of AMEX Membership Rewards points to Avios with British Airways, Iberia, and Aer Lingus.

Get the details on transfer AMEX points to Delta and use our conversion calculator to calculate the transfer to Delta SkyMiles and the Excise Tax Offset Fee.

Use the conversion calculator to calculate the transfer of AMEX Membership Rewards Points to JetBlue TrueBlue Points and the Excise Tax Offset Fee.

Use the conversion calculator to calculate the transfer of AMEX Membership Rewards Points to Emirates Miles.

Use the conversion calculator to calculate the transfer of AMEX Membership Rewards Points to Marriott Bonvoy points. Plus, get the best credit cards for earning Marriott Bonvoy points.

Use the conversion calculator to calculate the transfer of AMEX Membership Rewards Points to Hilton Honors points. Plus, get the best credit cards for earning Hilton Honors points.

AMEX Points Value Calculators

The base value of Membership Rewards points are 1 cent each when redeemed for airfare through American Express Travel and for Fine Hotels & Resort bookings if you have the Platinum Card or Business Platinum Card. You can also obtain 1.53 cents in value as a Business Platinum cardholder and 1.3 cents per point as a Business Gold cardholder thanks to the point rebates these two business cards offer.

Transferring points to AMEX's airline and hotel partners is typically the best use of Membership Rewards points. This can net you anywhere from 0.6 to 2 cents or more depending on which partner you transfer your points to and how you redeem them once transferred.

AMEX points can be redeemed for travel, gift cards, statement credits, online purchases at checkout, and much more. Find out which redemptions give your points the most value and calculate the dollar value of your points for each.

Calculate the average cash value of Membership Rewards points based on our valuations and find out if it's worth paying cash or redeeming points with our Redemption Value calculator.

Use the conversion calculator to calculate the value of AMEX Membership Rewards Points when used to pay for purchases at checkout on amazon.com.

How Membership Rewards Credit Cards Compare To Others

The Membership Rewards program is one of the top travel rewards programs in the United States (and several other countries around the world). Credit cards in the program are constantly compared along side other popular cards.

Check out our comparisons which shows side-by-side comparisons of earning rates, benefits and more. You'll also be able to calculate total rewards and the cash value of cards side by side.

Both the Chase Sapphire Reserve® and The Platinum Card are premium travel credit cards that offer fantastic benefits for frequent travelers including annual credits, lounge access, exceptional insurance, and more.

Enjoy earning travel rewards on dining? Find out how two of the top travel credit cards for dining stack up against one another.

The Chase Sapphire Preferred is one of the best flexible travel rewards cards in the market and is great for both beginners and pros alike. Find out how it compares with AMEX's best food and travel credit card.

When it comes to U.S. supermarket spending, the Blue Cash Preferred Card earns a whopping 6% cash back on up to $6,000 per year while the AMEX Gold earns 4X points back on up to $25,000 per year. Find out how the two best credit cards for supermarket spending in the U.S. compare side-by-side.

The AMEX Gold card is top-notch for building points on U.S. supermarket purchases and is great for restaurant purchases worldwide while the AMEX Green Card is for those who frequently makes transit and dining purchases whether that's day-to-day or during trips and vacations. Find out which of these two cards are best for you.

Find out how two of the best travel credit cards for travel and dining purchases compare side-by-side.

If you want to earn rewards on U.S. supermarket purchases while paying no annual fee, it doesn't get much better than these two cards. Find out which one is the best for you based on your spend.

Cash back or travel rewards points? Both cards earn double the rewards on up to the first $50,000 in annual purchases, so the card that's best for you really depends on your redemptions. Find out how they compare.

Compare AMEX's popular trio against Chase's popular trio to find out which one earns you the best return.

Additional Ways To Earn Points

If you're a Membership Rewards credit card holder, you can earn additional Membership Rewards points when shopping online with Rakuten Rewards. Rakuten Rewards is a cash back portal that features thousands of affiliate links and when you click on a link to make a purchase, they pay you part of their commission.

I've racked up a lot of Membership Rewards points shopping online and booking travel through the portal, especially during holidays. If you have a Membership Rewards credit card, I highly suggest signing up for Rakuten Rewards and using it whenever you shop online.

Read up on the benefits of using Rakuten Rewards as a Membership Rewards credit card holder. You can also sign up for free and earn $30 or 3,000 Membership Rewards points when you make your first purchases through their portal.

Other Articles & News

Everything else to do with Membership Rewards points will be listed here for your reading pleasure.

Find out which benefits authorized users of The Platinum Card and The Business Platinum Card will have access to and if it's worth adding additional users.

FAQ

How do you earn AMEX Membership Rewards points?

Membership Rewards points are earned by using Membership Rewards credit cards. You'll earn a certain amount of points per dollar spent on the card.

Are there other ways to earn AMEX points outside of credit card spending?

You can earn Membership Rewards points shopping online through Rakuten Rewards, but you must be a Membership Rewards credit card holder.

How many AMEX points can you earn per dollar?

Membership Rewards credit cards offer 1X to 5X points per dollar spent.

Can you transfer AMEX points to partners?

Yes. American Express Membership Rewards points can be transferred to 20 airline and hotel partners including Delta Airlines, British Airways, and Marriott Bonvoy.

How many AMEX points do you need for a free flight?

If you're booking through American Express Travel, AMEX points will be worth 1 cent each. So a $300 flight would cost you 30,000 Membership Rewards points.

How much are AMEX points worth?

Membership Rewards points can be worth anywhere from 0.6 to 2 cents or more. You'll get the best value when transferring points to AMEX's airline and hotel partners, but you can obtain an easy 1 cent per point redeeming them for airfare via AMEX Travel.

What bonus categories does AMEX credit cards feature?

Some of the popular categories that Membership Rewards credit cards feature are airfare, restaurant/dining, transit, travel, U.S. supermarkets, and U.S. gas stations.

What's the best AMEX credit card combination for frequent travelers?

It depends on your spend habits, but the most popular trifecta for AMEX is The Platinum Card, American Express Gold Card and the Blue Business Plus Card. If you can't obtain the business card, the AMEX Everyday Preferred is the next best option.

Does AMEX offer referral bonuses?

Yes. You can earn bonus points, miles, and cash back by referring friends to American Express credit cards. You can sometimes earn better rewards when applying through referral links as well.

Which credit card earns the most AMEX points?

This will depend on how much you spend monthly across Membership Rewards credit cards. Use our Membership Rewards points calculator to find out which cards earn you the most points per dollar spent.

Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
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