AMEX Membership Rewards Points: Key Highlights

  • Leading Rewards Program: Membership Rewards points are the currency of American Express’s highly regarded rewards program, recognized as one of the top travel rewards programs in the U.S. and internationally.
  • Earning Points: Points are primarily earned through American Express Membership Rewards credit cards, with additional opportunities available via Rakuten Rewards, a free program that lets you earn points while shopping online.
  • Flexible Redemption Options: AMEX points can be redeemed for travel, gift cards, merchandise, and even at checkout with select retailers.
  • Maximize Value with Transfers: Transferring points to American Express’s airline and hotel partners unlocks greater flexibility and can deliver significantly higher value, often up to 2 cents per point.
  • Redemption Value: Most redemptions yield 1 cent or less per point, but strategic transfers to travel partners offer the best value.
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AMEX Credit Card Points Calculators

American Express offers a large handful of Membership Rewards point-earning credit cards — many of which are labeled as being some of the best travel rewards credit cards in the market. If you can make use of the category multipliers and annual credits (if any), you can easily earn earn hundreds to thousands per year in value towards travel using their cards.

Use our AMEX credit card rewards calculators to calculate total Membership Rewards points and the card value based on your monthly spend and how much you value card benefits, minus any annual fees. Results can be compared and calculated alongside other credit cards featured on the site.

Find The Best Card For You

Use our Rewards Calculator Tool to find out which Membership Rewards credit cards will earn you the most points and best value. Input your monthly spend, adjust point values, assign values to card benefits, and much more!

Best Rewards Credit Card Finder Tool

AMEX Points Value Calculators

Membership Rewards points are a flexible rewards currency, allowing you to convert points into rewards with partner programs, such as airline miles or hotel loyalty points, or redeem them directly through American Express. While redemptions through AMEX typically offer fixed values, transferring points to partner programs can yield varying values depending on how you use them.

Use our Membership Rewards points value calculators to calculate AMEX points to dollar value based on redemption. This will give you an idea of how much your points are worth on average.

AMEX Points Transfer Calculators

Membership Rewards points can be converted into airline miles and hotel rewards points with over 15 different programs. This is mostly at a 1:1 rate meaning that transferring 1,000 AMEX points will give you 1,000 airline miles or hotel rewards points with most of their partners.

Transferring points, especially to airline partners, is one of the best uses of Membership Rewards points as it is one of the few ways you can easily obtain higher than the base value of 1 cent per point. It also provides an extra level of flexibility as you will have more ways to use your points for travel.

Use our AMEX Conversion Calculators to calculate the conversion of Membership Rewards points into airline miles and hotel rewards points with AMEX's transfer partners.

Looking for details on transferring Membership Rewards points to a specific airline or hotel partner? Check out our program specific calculators: