American Express Membership Rewards points can be redeemed for travel, statement credits, at checkout with retailers, and be transferred to a large handful of airline and hotel partners. Use our AMEX points to dollars calculators to find out how much your points are worth for these redemptions and more.
If you want a more in-depth breakdown of each redemption option, check out: What's The Value of AMEX Points?
AMEX points value
Membership Rewards points offer an easy range of 0.5 cents to 1 cent in value per point when redeemed through AMEX and as much as 2 cents per point when transferred to airline and hotel partners.
This means that 10,000 AMEX points can have a value of anywhere from $50 to $200 based on how they are redeemed.
| Redemption option | AMEX points value (in cents) |
|---|---|
| Point transfers to airline partners | 1.2 - 2 |
| Point transfers to hotel partners | 0.4 - 1 |
| Booking flights through American Express Travel | 1 - 2 |
| Booking Fine Hotels & Resorts | 1 |
| Booking other travel through American Express Travel | 0.7 |
| Paying with points at checkout | 0.7 |
| Using points for card charges (statement credit) | 0.6 |
| Redeeming points for gift cards | 0.5 - 1 |
Average redemption value
The table below lists the value of Membership Rewards points for several denominations when valued at their simplest value of 1 cent per point. Do note, that transferring points to airline partners can easily offer more than 1 cent in value since airline miles are generally worth more than 1 cent each.
| AMEX Points | Cash Value |
|---|---|
| 1 Point | $0.01 |
| 1,000 Points | $10 |
| 5,000 Points | $50 |
| 10,000 Points | $100 |
| 15,000 Points | $150 |
| 20,000 Points | $200 |
| 25,000 Points | $250 |
| 40,000 Points | $400 |
| 50,000 Points | $500 |
| 60,000 Points | $600 |
| 70,000 Points | $700 |
| 80,000 Points | $800 |
| 90,000 Points | $900 |
| 100,000 Points | $1,000 |
| 150,000 Points | $1,500 |
| 300,000 Points | $3,000 |
| 500,000 Points | $5,000 |
| 1,000,000 Points | $10,000 |
Calculator: Convert AMEX points to dollars
Use the AMEX Points Value Calculator to estimate the average dollar value of your points based on our valuations. This will give you an idea of how much your points are worth on average.
AMEX Points Value Calculator
| Redemption | Average Dollar Value |
|---|---|
| Transferring points to airline partners | $0 to $0 |
| Transferring points to hotel partners | $0 to $0 |
| AMEX Travel airfare via Business Platinum Card's 35% rebate | $0 |
| All other AMEX Travel airfare bookings | $0 |
| AMEX Travel hotels through Fine Hotels & Resorts | $0 |
| All other AMEX Travel hotel bookings | $0 |
| Pay with Points at checkout | $0 |
| Card charges & statement credits | $0 |
| Gift cards | $0 - $0 |
| Shopping portal | $0 |
Redemption value calculator
Use the Membership Rewards Points Redemption Value Calculator to determine if a redemption is worth it based on the cost in cash and the cost in points. Try to aim for redemptions that gives you at least 1 cent per point (though you should strive for higher if possible).
Credit cards that earn AMEX points
Membership Rewards points are primarily earned spending across Membership Rewards credit cards. Every $1 spent across these cards will earn at least 1 point along with any bonus points the card may offer spending in select categories.
Here are our favorite Membership Rewards credit cards:
- Earn 5X points on flights booked directly with airlines or with American Express Travel (up to $500,000, then 1X)
- Earn 5X points on prepaid hotels booked through American Express Travel
- Earn 1X points on all other eligible purchases
- Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
- Over $1,400 in annual credits which includes airline incidentals, Uber Cash, digital entertainment, Fine Hotels + Resorts and The Hotel Collection, and more
- Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
- Terms Apply
- $695 annual fee (See Rates and Fees)
- Card Value & AMEX Platinum Points Calculator
- Earn 4X points at restaurants worldwide, on up to $50,000 in purchases per calendar year (then 1X)
- Earn 4X points at U.S. supermarkets, on up to $25,000 in purchases per calendar year (then 1X)
- Earn 3X points on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X points on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X points on all other purchases
- Receive over $400 in annual credits each year
- Terms Apply
- $325 annual fee (See Rates and Fees)
- Card Value & AMEX Gold Points Calculator
- Earn 5X points on flights and prepaid hotels on amextravel.com
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus
- Earn 1X points on all other eligible purchases
- Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
- Over $1,400 in annual credits which includes Dell, Adobe, Indeed, CLEAR, and more
- Get 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel
- Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
- Terms Apply
- $695 annual fee (See Rates and Fees)
- Card Value & Business Platinum Points Calculator
- Earn 4X points on the 2 select categories where your business spent the most each billing cycle, on up to $150,000 per year (then 1X)
- Earn 3X points on flights and prepaid hotels booked on AmexTravel.com
- Earn 1X points on all other purchases
- Terms Apply
- $375 annual fee (See Rates and Fees)
- Card Value & Rewards Calculator
- Earn 2X points on the first $50,000 in purchases per year, then 1 point per dollar thereafter
- Terms Apply
- $0 annual fee (See Rates and Fees)
- Card Value & Rewards Calculator
FAQs
How much are AMEX Membership Rewards Points worth?
American Express Points have a value range of 0.5 to 1 cent each when redeemed with American Express. They can be worth significantly more when transferred to airline and hotel partners.
How much are 10,000 AMEX Points worth in dollars?
The value of 10,000 AMEX Points ranges from $50 to $100 when redeemed through American Express, but can be worth as much as $200 when transferred to a frequent flyer partner.
How much are 20,000 AMEX Points worth in dollars?
The value of 20,000 AMEX Points ranges from $100 to $200 when redeemed through American Express, but can be worth as much as $400 when transferred to a frequent flyer partner.
How much are 30,000 AMEX Points worth in dollars?
The value of 30,000 AMEX Points ranges from $150 to $300 when redeemed through American Express, but can be worth as much as $600 when transferred to a frequent flyer partner.
How much are 40,000 AMEX Points worth in dollars?
The value of 40,000 AMEX Points ranges from $200 to $400 when redeemed through American Express, but can be worth as much as $800 when transferred to a frequent flyer partner.
How much are 50,000 AMEX Points worth in dollars?
The value of 50,000 AMEX Points ranges from $250 to $500 when redeemed through American Express, but can be worth as much as $1,000 when transferred to a frequent flyer partner.
How much are 60,000 AMEX Points worth in dollars?
The value of 60,000 AMEX Points ranges from $300 to $600 when redeemed through American Express, but can be worth as much as $1,200 when transferred to a frequent flyer partner.
How much are 75,000 AMEX Points worth in dollars?
The value of 75,000 AMEX Points ranges from $375 to $750 when redeemed through American Express, but can be worth as much as $1,500 when transferred to a frequent flyer partner.
How much are 80,000 AMEX Points worth in dollars?
The value of 80,000 AMEX Points ranges from $400 to $800 when redeemed through American Express, but can be worth as much as $1,600 when transferred to a frequent flyer partner.
How much are 100,000 AMEX Points worth in dollars?
The value of 100,000 AMEX Points ranges from $500 to $1,000 when redeemed through American Express, but can be worth as much as $2,000 when transferred to a frequent flyer partner.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
