AMEX Points To Dollars: Calculators & Redemption Values

Rewards Conversion Calculators
Calculate the average cash value of Membership Rewards Points to find out if it's worth paying cash or redeeming AMEX points.
Last Updated 2022-04-06 By R.Flowers III

American Express Membership Rewards Points can be worth anywhere from 0.5 to 2 cents depending on the redemption. You'll get the best value when redeemed for travel.

AMEX points value

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2
Booking flights through American Express Travel 1
Booking other travel through American Express Travel 0.7
Paying with points at checkout 0.7
Using points for card charges (statement credit) 0.6
Redeeming points for gift cards 0.5 - 1

American Express Membership Rewards Points can be worth as little as 0.5 cents and as much as 2 cents (or more) depending on how you redeem them.

The base value of Membership Rewards Points is 1 cent apiece which comes from redeeming them towards airfare with American Express Travel. When redeeming points, you'll want to aim for this value or higher.

Convert AMEX points to dollars

Use the AMEX Points Value Calculator to determine the cash value of Membership Rewards Points based on the average redemption value. This will give you an idea of how much your points are worth.

Enter any amount of AMEX Points to calculate the dollar value.
Points
Redemption Average Dollar Value
Transferring points to airline and hotel partners $0 to $0
AMEX Travel airfare via Business Platinum Card $0
AMEX Travel airfare via Business Gold Card $0
All other AMEX Travel airfare bookings $0
AMEX Travel hotels through Fine Hotels & Resorts $0
All other AMEX Travel hotel bookings $0
Pay with Points at checkout $0
Card charges & statement credits $0
Gift cards $0 - $0
Shopping portal $0

Calculate the value of a redemption

Use this calculator to determine if a redemption is worth it based on the cost in AMEX points and the cost in cash. You'll want to strive for a redemption that gives your points a value of 1 cent or more.

Cost of Redemption In Cash
Enter how much the flight or redemption would cost you if you paid cash.
$
Cost of Redemption In AMEX Points
Enter how much the flight or redemption would cost you in Membership Rewards Points along with any taxes, fees, or additional cash cost you would have to pay.
AMEX Points
Points
Taxes/Fees
$
Redemption Value
This is how much your Membership Rewards Points are worth based on the values entered above.
- Cents Per Point
-

How to earn AMEX points

American Express Membership Rewards Points can be earned through welcome offers and everyday spending across AMEX credit cards.

Here are a few of the best credit card offers for earning Membership Rewards points:

  • Best For Lounge Access & Luxury Travel
    Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Best For Restaurants & U.S. Supermarkets
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Best For Lounge Access & Luxury Business Travel
    Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Best For Business Rewards
    Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
  • Best For Business Rewards with No Annual Fee
    Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Earn AMEX points with Rakuten Rewards

If you have at least one Membership Rewards credit card, you can earn AMEX points shopping online with over 3,600 retailers using Rakuten Rewards.

To summarize it, Rakuten is a cash back portal that pays you cash back when you start your online shopping session through their website. When you click through to a store/retailer from their website, they get paid a commission (e.g. referral) and they share part of that commission with you, the user.

Rakuten is partnered with American Express which allows you to earn Membership Rewards Points on your purchases instead of cash back. This makes it extremely easy to earn lots of points making purchases online that you were probably going to make anyway.

You can sign up for a free Rakuten Rewards account through us and receive bonus Membership Rewards Points the first time you use their portal.

FAQ

How much are AMEX Membership Rewards Points worth?

American Express Points are worth 1 cent each when redeemed towards airfare through American Express Travel. They can be worth significantly more when transferred to airline and hotel partners.

What's the best way to redeem AMEX Membership Rewards Points?

The best way to redeem points for maximum value is by transferring them to AMEX's airline and hotel partners. You can also get solid value redeeming them for airfare through American Express Travel.

How much is 20,000 AMEX Points worth?

20,000 AMEX Points have an average value of $200 towards airfare on the American Express Travel Portal, but can be worth upwards of $400 or more when transferred to partners.

How much is 50,000 AMEX Points worth?

50,000 AMEX Points have an average value of $500 towards airfare on the American Express Travel Portal, but can be worth upwards of $1,000 or more when transferred to partners.

How much is 75,000 AMEX Points worth?

75,000 AMEX Points have an average value of $750 towards airfare on the American Express Travel Portal, but can be worth upwards of $1,500 or more when transferred to partners.

How much is 100k AMEX Points worth?

100,000 AMEX Points have an average value of $1,000 towards airfare on the American Express Travel Portal, but can be worth upwards of $2,000 or more when transferred to partners.