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Calculate The Dollar Value of NCL WorldPoints

See how much your NCL Credit Card WorldPoints are worth on average when redeemed for cruises, onboard credits, and room upgrades with Norwegian Cruise Line.
Last Updated: 12-08-2024

Quick Overview

  • Norwegian WorldPoints can be redeemed for stateroom upgrades, travel discounts, last-minute cruise deals, onboard credits, car rentals, hotel stays, cash, and gift cards.
  • Norwegian points are worth 1 cent each on average when redeemed for onboard credits and cruise discounts.
  • Slightly higher redemptions can be obtained when redeeming WorldPoints for staterooms or stateroom upgrades.

Use our Norwegian WorldPoints Value Calculator to determine the average dollar value of WorldPoints based on redemption.

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Norwegian WorldPoints value

How much are Norwegian WorldPoints worth? Norwegian WorldPoints value averages around 1 cent per point when redeemed for onboard credits and cruise discounts. This means that 30,000 WorldPoints would be equal to $300 in value with Norwegian.

Here's a breakdown on the value of Norwegian WorldPoints:

Norwegian WorldPoints value
Redemption Option WorldPoints Value (in cents)
Stateroom redemptions 1 - 2.5
Onboard credits and cruise discounts 1

7-Day Cruise Redemptions

Norwegian WorldPoints can be redeemed towards a 7-day Caribbean Cruise or 7-day Mexican Riviera Cruise. Points redeemed towards these type of cruises are for two individuals.

The cost of the redemption will depend on the stateroom type selected.

Norwegian WorldPoints Redemptions: 7-Day Caribbean or Mexican Riviera
WorldPoints Redemption
137,900 Points Inside Stateroom
157,900 Points Oceanview Stateroom
227,900 Points Balcony Stateroom
+40,000 Points 3rd To 8th Add'l Guests

Redeeming your Norwegian WorldPoints for 7-day cruises will usually give you the best value depending on the price.

For example, I was able to find 7-day cruises for as cheap as $557 per person and as expensive as $1,550 per person. For two people, that's a total of $1,114 for the cheaper cruise and $3,100 for the expensive cruise.

When redeeming 137,900 points for these inside staterooms, your points would be worth:

  • 1.12 cents per point for the cheaper cruise
  • 2.24 cents per point for the expensive cruise

Basically, the more expensive the cruise, the more your points are worth.

NCL 7-day cruise example
7-day cruises are generally the most expensive and will give your points great value.

If you have points left over and you have extra guests that want to tag along, you can tack on 40,000 Points for every additional guest you want to bring. This can add more value to your points depending on the overall cost per person.

3-Day & 4-Day Cruise Redemptions

3-day & 4-day Bahamas cruises for two will end up being a lot cheaper overall than 7-day cruises. Even with that being the case, you can still obtain great value booking these smaller cruises.

The table below applies to WorldPoints redemptions made for 3-day & 4-day cruises in the Bahamas.

Norwegian WorldPoints Redemptions: 3-Day & 4-Day Cruises - Bahamas
WorldPoints Redemption
80,000 Points Inside Stateroom
90,000 Points Oceanview Stateroom
110,000 Points Balcony Stateroom
+35,500 Points 3rd To 8th Add'l Guests

Looking through cruises for late 2025 and early 2026, I was able to find stateroom prices for inside rooms ranging from $457 to as much as $719 per person. At double occupancy, that's a value of:

  • 1.14 cents per point for the cheaper stateroom
  • 1.79 cents per point for the more expensive stateroom

For Balcony staterooms, I found some selections that were about $1,090 per person which would be 1.98 cents per point in value.

ncl 4 day bahamas
Use your WorldPoints to pay for an entire NCL cruise.

Additional guests can be added for the cost of 35,500 Points which can be a great deal depending on the cost of the cruise per person.

Travel Discounts

Norwegian WorldPoints can be used to shave down the overall cost of your cruise. This will give you a value of 1 cent per point. The table below shows the available denominations for travel discounts.

Norwegian Cruise Discounts
WorldPoints Redemption
10,000 Points $100 USD Off Any Cruise
$50 Per Person
15,000 Points $150 USD Off Any Cruise
$75 Per Person
20,000 Points $200 USD Off Any Cruise
$100 Per Person
40,000 Points $400 USD Off Any Cruise
$200 Per Person
50,000 Points $500 USD Off Any Cruise
$250 Per Person
100,000 Points $1,000 USD Off Any Cruise
$500 Per Person
200,000 Points $2,000 USD Off Any Cruise
$1,000 Per Person

Stateroom upgrades

Norwegian WorldPoints can be used for stateroom upgrades. The value that you get out of upgrades will depend on the cost of the room.

Upgrades will either apply to the same category meta (i.e. the different types of available rooms under a category) or allow you to switch between metas (i.e. stateroom to a balcony). The following redemptions are available when it comes to stateroom upgrades:

Norwegian Stateroom Upgrades
WorldPoints Redemption
10,000 Points Up To 2-Category Upgrade On 5-Day Or Longer Cruise
Within The Same Category Meta
20,000 Points Up To 4-Category Upgrade On 5-Day Or Longer Cruise
Within The Same Category Meta
30,000 Points Inside To Oceanview Or Oceanview To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise
Single Meta Upgrade
60,000 Points Inside To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise
Double Meta Upgrade

With the room upgrades, I recommend trying to get as close to 1 cent in value as possible. For example, 30,000 Points is easily equal to $300 with other redemptions.

So if you were to try to upgrade from inside to oceanview or oceanview to balcony, you'll want to make sure the upgrade is at least worth $300 (or $150 per person).

Onboard Credits

Norwegian WorldPoints can be used for Onboard Credits when sailing Norwegian. This redemption will give you a value of 1 cent per WorldPoint. There's several redemption levels in which you can redeem your WorldPoints for Onboard Credits.

Those redemptions are:

Norwegian Onboard Credit Redemptions
WorldPoints Redemption
5,000 Points $50 USD Onboard Credit
10,000 Points $100 USD Onboard Credit
15,000 Points $150 USD Onboard Credit
20,000 Points $200 USD Onboard Credit
25,000 Points $250 USD Onboard Credit
50,000 Points $500 USD Onboard Credit
100,000 Points $1,000 USD Onboard Credit
200,000 Points $2,000 USD Onboard Credit

Onboard credits will always give you 1 cent in value which is a solid option if you want to knock down the cost of onboard purchases.

Norwegian WorldPoints value calculator

Use the Norwegian WorldPoints Value Calculator to calculate the average cash value of WorldPoints based on redemption options. This will give you an idea of how much your WorldPoints are worth on average.

Calculator: How much are your WorldPoints worth?

Enter any amount of WorldPoints to see the average cash value.
Points
Redemption Average Dollar Value
Cruise redemptions (7-day, 4-day, and 3-day) $0 - $0
Onboard credits $0
Cruise discounts $0
Stateroom upgrades $0 - $0+

Best credit cards for Norwegian

If you frequently cruise on Norwegian, picking up the Norwegian Cruise Line® World Mastercard® is a fantastic option as you'll earn 3X points on your bookings as well as purchases made onboard. But for purchases made outside of Norwegian, there are better travel credit card options available.

If you really want to earn rewards towards free cruises faster as well as receive a handful of additional travel benefits, I highly recommend the Capital One Venture Rewards & Spark Rewards program for Norwegian as well as all other cruise lines.

Why Capital One?

  • Faster Earning Rates: Capital One credit cards earn rewards at a flat-rate across all purchases, compared to the Norwegian Mastercard, which only offers it's best accelerated earnings on Norwegian purchases.
  • No Limitations: Unlike the Norwegian Mastercard, which locks you into redemptions for Norwegian purchases only, Capital One cards provide the flexibility to book cruises, flights, hotels, car rentals, and more—at consistently strong value of 1 cent per mile.

If you're looking for the most flexibility in your rewards and want to earn free cruises with Norwegian and other cruise lines significantly faster, check out Capital One's lineup of Venture Rewards and Spark Rewards credit cards:

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
Best Premium Card For Unlimited Miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
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  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
  • Card Value & Venture X Miles Calculator
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Best For Unlimited 2X Miles
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Earn an unlimited 2X miles on all other purchases
  • Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $95 annual fee
  • Card Value & Venture Miles Calculator
Capital One Venture X Business
Capital One Venture X Business
Best Premium Business Card For Unlimited Miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
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  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
  • Card Value & Venture X Business Miles Calculator
Capital One Spark Miles for Business Card
Capital One Spark Miles for Business Card
Best Business Card For Unlimited 2X Miles
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Earn unlimited 2X miles on every card purchase
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $0 the first year, then $95
  • Card Value & Spark Miles Calculator
Capital One Spark Miles Select for Business Card
Capital One Spark Miles Select for Business Card
Best For 1.5X Miles At No Annual Fee
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 1.5X miles on every card purchase
  • No annual fee
  • Card Value & Rewards Calculator
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