Norwegian WorldPoints earned with the NCL Mastercard can be redeemed for onboard credits, room upgrades, and to reduce the cost or pay for an entire cruise.
Most redemptions will give you a value of 1 cents each, but you can get a slightly higher return for redemptions that do not have a set value such as redeeming your points for a 3- or 4-day Bahamas cruise.
7-Day Cruise Redemptions
Norwegian WorldPoints can be redeemed towards a 7-day Caribbean Cruise or 7-day Mexican Riviera Cruise. Points redeemed towards these type of cruises are for two individuals.
The cost of the redemption will depend on the stateroom type selected.
| WorldPoints | Redemption |
|---|---|
| 137,900 Points | Inside Stateroom |
| 157,900 Points | Oceanview Stateroom |
| 227,900 Points | Balcony Stateroom |
| +40,000 Points | 3rd To 8th Add'l Guests |
Redeeming your Norwegian WorldPoints for 7-day cruises will usually give you the best value depending on the price. I was able to find 7-day cruises for as cheap as $479 per person and as expensive as $1,308 per person for inside staterooms on Caribbean and Mexican Rivera destination cruises.
The more expensive the cruise, the better value you will get from your points. The cheapest cruise of $479 would only cost you a total of $958 for two which will give your a horrible value of 0.6 cents per WorldPoint.
The most expensive cruise of $1,308 would cost $2,616 for two people and would give your WorldPoint a value of 1.8 cents per point which is superb.
If you have points left over and you have extra guests that want to tag along, you can tack on 40,000 Points for every additional guest you want to bring. This can add more value to your points depending on the overall cost per person.
3- To 4-Day Cruise Redemptions
3- to 4-day cruises with Norwegian will end up being a lot cheaper than 7-day cruises. Even with that being the case, you can still get a value of at least a little over 1 cent booking these smaller cruises.
The table below applies to 3- to 4-day cruises in the Bahamas.
| WorldPoints | Redemption |
|---|---|
| 80,000 Points | Inside Stateroom |
| 90,000 Points | Oceanview Stateroom |
| 110,000 Points | Balcony Stateroom |
| +35,500 Points | 3rd To 8th Add'l Guests |
The cheapest inside stateroom prices for Bahamas destination cruises in 2020/2021 I was able to find was $239 per person and the most expensive was $692 per person. For two people, this gives WorldPoints a value of 0.59 cents for the low cost cruise and 1.7 cents for the most expensive cruise.
You can add on additional guests for the cost of 35,500 Points which again can be a great deal depending on the cost of the cruise per person.
Onboard Credits
Norwegian WorldPoints can be used for Onboard Credits when sailing Norwegian. This redemption will give you a value of 1 cent per WorldPoint. There's several redemption levels in which you can redeem your WorldPoints for Onboard Credits. Those redemptions are:
| WorldPoints | Redemption |
|---|---|
| 5,000 Points | $50 USD Onboard Credit |
| 10,000 Points | $100 USD Onboard Credit |
| 15,000 Points | $150 USD Onboard Credit |
| 20,000 Points | $200 USD Onboard Credit |
| 25,000 Points | $250 USD Onboard Credit |
| 50,000 Points | $500 USD Onboard Credit |
| 100,000 Points | $1,000 USD Onboard Credit |
| 200,000 Points | $2,000 USD Onboard Credit |
Onboard credits will always give you 1 cent in value. This is a solid option if you don't book cruises that will normally give you 1 cent or more in value (such as cheaper cruises).
Travel Discounts
Norwegian WorldPoints can be used to shave down the cost of your cruise. This will give you a value of 1 cent per point. Redemptions are available at the following denominations of points:
| WorldPoints | Redemption |
|---|---|
| 10,000 Points | $100 USD Off Any Cruise $50 Per Person |
| 15,000 Points | $150 USD Off Any Cruise $75 Per Person |
| 20,000 Points | $200 USD Off Any Cruise $100 Per Person |
| 40,000 Points | $400 USD Off Any Cruise $200 Per Person |
| 50,000 Points | $500 USD Off Any Cruise $250 Per Person |
| 100,000 Points | $1,000 USD Off Any Cruise $500 Per Person |
| 200,000 Points | $2,000 USD Off Any Cruise $1,000 Per Person |
Stateroom Upgrades
Norwegian WorldPoints can be used for stateroom upgrades. The value that you get out of upgrades will depend on the cost of the room.
Upgrades will either apply to the same category meta (i.e. the different types of available rooms under a category) or allow you to switch between metas (i.e. stateroom to a balcony). The following redemptions are available when it comes to stateroom upgrades:
| WorldPoints | Redemption |
|---|---|
| 10,000 Points | Up To 2-Category Upgrade On 5-Day Or Longer Cruise Within The Same Category Meta |
| 20,000 Points | Up To 4-Category Upgrade On 5-Day Or Longer Cruise Within The Same Category Meta |
| 30,000 Points | Inside To Oceanview Or Oceanview To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise Single Meta Upgrade |
| 60,000 Points | Inside To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise Double Meta Upgrade |
With the room upgrades, I recommend trying to get as close to 1 cent in value as possible. For example, 30,000 Points is easily equal to $300 with other redemptions.
So if you were to try to upgrade from inside to oceanview or oceanview to balcony, you'll want to make sure the upgrade is at least worth $300 (or $150 per person). Look at the price chart for a 7-day Eastern Caribbean Cruise from Miami:
There's three upgrades that can earn you great value which are all Oceanview to Balcony upgrades. These upgrades will cost you 30,000 WorldPoints which is $300 in value or $150 in value per person.
The cruise starting January 19 has an Oceanview to Balcony upgrade for an additional $200 per person. This is total of $400 for two people which would only cost you 30,000 WorldPoints. That gives this redemption a value of 1.3 cents per WorldPoint.
The cruise starting January 26 has an Oceanview to Balcony upgrade for $230 more per person. That's a total of $460 for two which gives your WorldPoints a value of 1.5 cents each based on the same 30,000-point redemption.
Lastly, the cruise starting February 16 has an Oceanview to Balcony upgrade for an additional $150 per person which is a total of $300. At 30,000 WorldPoints, this gives you a value of 1 cent each per WorldPoint.
Norwegian WorldPoints Value Calculator
Use the Norwegian WorldPoints Value Calculator to calculate the average cash value of WorldPoints based on redemption options.
| Redemption | Average Dollar Value |
|---|---|
| 7-Day Cruises | $0 - $0 |
| 3- To 4-Day Cruises | $0 - $0 |
| Onboard Credits | $0 |
| Cash Off A Cruise | $0 |
| Room Upgrades | $0 - $0+ |
Best Credit Cards For Norwegian Cruise Line
If you want to earn flexible rewards points that you can put towards any kind of travel purchases (including Norwegian), I highly recommend considering the Capital One Venture Rewards & Spark Rewards program. Miles are earned at a simple flat-rate across all purchases and easy to redeem!
Here are the travel credit cards Capital One offers:
- Earn 10X Miles on hotels and rental cars booked through Capital One Travel
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- Earn an unlimited 2X Miles on all other purchases
- Receive a $300 annual credit for bookings through Capital One Travel
- 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
- Access to Capital One Lounges and Priority Pass Lounges
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $395 annual fee
- Card Value & Venture X Miles Calculator
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn an unlimited 2X miles on all other purchases
- Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $95 annual fee
- Card Value & Venture Miles Calculator
- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn an unlimited 1.25X miles on all other purchases
- No annual fee
- Card Value & VentureOne Miles Calculator
- Earn 10X Miles on hotels and rental cars booked through Capital One Travel
- Earn 5X Miles on flights and vacation rentals booked through Capital One Travel
- Earn an unlimited 2X Miles on all other purchases
- Receive a $300 annual credit for bookings through Capital One Travel
- 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
- Access to Capital One Lounges and Priority Pass Lounges
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $395 annual fee
- Card Value & Venture X Business Miles Calculator
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn unlimited 2X miles on every card purchase
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $0 the first year, then $95
- Card Value & Spark Miles Calculator
- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn unlimited 1.5X miles on every card purchase
- No annual fee
- Card Value & Rewards Calculator
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for lounge access & luxury travel: The Platinum Card® from American Express
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spend: Capital One Spark Cash Plus
