Norwegian Cruise Line Rewards Calculators

Travel Rewards Calculators
Calculate how many Norwegian credit card rewards points you can earn based on spend and the cash value of points based on redemption. Also covers the details on the Norwegian Latitudes Rewards program.

WorldPoints At-A-Glance

Norwegian Points Value 1 cent on average

Norwegian Cruise Line (NCL) is a U.S.-based cruise line headquartered out of Miami, Florida. They are the third-largest cruise line in the world by passengers and is owned by parent company Norwegian Cruise Line Holdings. As of December 2020, they have 17 cruise ships.

Norwegian's reward currency is called WorldPoints. Norwegian WorldPoints can only be earned using the NCL Mastercard.

These points are not earned by cruising Norwegian, so you will need the Mastercard in order to participate in the program. WorldPoints can be used for cruises ticket purchases, room upgrades, discounts, and on-board credits.

NCL Credit Card Points & Rewards Calculators

Use our credit card calculators to calculate how many NCL credit card points you can earn and the cash value of Norwegian credit cards based on the monthly and yearly spend amounts you enter, how much you value card benefits, and annual fees.

Norwegian Cruise Line® World Mastercard®

Norwegian Cruise Line® World Mastercard®

The NCL credit card earns 3X points on Norwegian purchases and 1X on all other purchases. If you're a Bank of America Preferred Rewards member, you can earn up 25% to 75% more points on every purchase meaning that you can earn up to 5.25X on your Norwegian purchases and up to 1.75X on all other purchases.

Better Credit Card Options For Norwegian

The NCL credit card is a solid option if you frequently pay for Norwegian purchases due to the 3X earning rate, but all other purchases outside of that will only earn you 1X points which is an average 1% return on your spending.

If you want to earn rewards that you can use towards free cruises significantly faster, check out our top credit card picks:

The Venture Card earns an unlimited 2X miles on all purchases along with bonus miles on car rentals and hotels booked through Capital One Travel. These miles can be redeemed for 1 cent each towards any kind of travel purchases such as airfare, hotels, car rentals, cruise line tickets, parking, tolls, and much more.

The Venture Card also has a solid intro bonus which can be applied to your Norwegian cruise line ticket purchase, airfare, hotel, or any other form of travel.

Intro Bonus: 75,000 bonus miles

If you're looking for exceptional value and airport lounge access, check out the Venture X Card. It earns 2X to 10X miles on purchases and offers $300 in annual credits towards travel booked through Capital One Travel, 10,000 bonus miles annually (worth $100 in travel), and access to both Capital One lounges and Priority Pass lounges.

You'll also be able to enjoy the card's intro bonus which can shave off a large chunk of expenses for your next cruise with Norwegian or other form of travel.

Intro Bonus: 75,000 bonus miles

Norwegian WorldPoints Value Calculators

The Point Calculator values Norwegian WorldPoints at 1 cent each when redeemed towards cruise line tickets. This means that 10,000 points are worth about $100 in value.

Norwegian WorldPoints can be redeemed for on-board creduts, room upgrade, and the reduce or pay for an entire cruise. Find out which redemptions offer the best value and calculate WorldPoints to dollar value.

Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
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