Rewards Rates
Key Cardholder Benefits
The PNC Points Visa Credit Card offers the ability to earn bonus points based on the banking services that you have with PNC Bank. While that is a plus, it doesn't provide much additional value to the card since the points are worth so little.
| Account Type | Bonus |
|---|---|
| Virtual Wallet account | +1 Bonus Point |
| Performance Checking Account OR Virtual Wallet with Performance Spend | +2 Bonus Points |
| Performance Select Checking account OR Virtual Wallet with Performance Select | +3 Bonus Points |
Rewards Value
PNC Points are worth 0.25 cents each on average which is significantly less than rewards points earned with most cards. This means 10,000 points would be equal to only $25 on average.
| Redemption Option | Average Value (in cents) |
|---|---|
| Travel redemptions in the PNC points rewards portal | 0.25 |
| Gift card redemptions | 0.22 |
| Cash back redemptions | 0.22 |
Annual Fees
The PNC Points Visa credit card has a $0 annual fee.
PNC Points Calculator
Calculate how many PNC Points you can earn with the PNC points Visa Card based on spend and the cash value of those points. Results can be compared side-by-side credit cards featured on the site to see which earns you the most rewards.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
FAQ
How much are PNC Points worth?
PNC Points are worth around 0.25 cents each. This means that 1,000 PNC Points would be worth $2.50.
How much is 50,000 PNC Points worth?
At a average value of 0.25 cents each, 50,000 PNC points are worth $125.
What is the best PNC credit card?
The best PNC credit card for most will be the PNC Cash Rewards Credit Card by a long shot. It offers the most when it comes to rewards and they're easy to redeem.
