PNC points® Visa® Business Credit Card Value & Points Calculator

PNC points® Visa® Business Credit Card

The PNC Points Visa Card earns 4 points per $1 spent on all purchases which, at a value of 0.25 cents per point, is equal to an average 1% return. You can earn up to a 75% point bonus based on the type of PNC account you have, but the value still comes out to be around 1.75% which you can easily beat with better rewards credit cards.

Rewards Rates

Earn 4 points per $1 spent on all purchases.

Key Cardholder Benefits

The PNC Points Visa Credit Card offers the ability to earn bonus points based on the banking services that you have with PNC Bank. While that is a plus, it doesn't provide much additional value to the card since the points are worth so little.

Account Type Bonus
Virtual Wallet account +1 Bonus Point
Performance Checking Account OR Virtual Wallet with Performance Spend +2 Bonus Points
Performance Select Checking account OR Virtual Wallet with Performance Select +3 Bonus Points

Rewards Value

PNC Points are worth 0.25 cents each on average which is significantly less than rewards points earned with most cards. This means 10,000 points would be equal to only $25 on average.

Redemption Option Average Value (in cents)
Travel redemptions in the PNC points rewards portal 0.25
Gift card redemptions 0.22
Cash back redemptions 0.22

Annual Fees

The PNC Points Visa credit card has a $0 annual fee.

PNC Points Calculator

Calculate how many PNC Points you can earn with the PNC points Visa Card based on spend and the cash value of those points. Results can be compared side-by-side credit cards featured on the site to see which earns you the most rewards.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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How much are PNC Points worth?

PNC Points are worth around 0.25 cents each. This means that 1,000 PNC Points would be worth $2.50.

How much is 50,000 PNC Points worth?

At a average value of 0.25 cents each, 50,000 PNC points are worth $125.

What is the best PNC credit card?

The best PNC credit card for most will be the PNC Cash Rewards Credit Card by a long shot. It offers the most when it comes to rewards and they're easy to redeem.

Looking for the best travel credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!

Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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