Quick Overview
- Reward Currencies: PNC Rewards credit cards offer two types of rewards—PNC Points and PNC Miles.
- PNC Points:
- Redeemable for travel, gift cards, cash back, and merchandise.
- Have a low value of 0.25 cents per point, making them less competitive.
- PNC Miles:
- Best value of 1 cent per mile when redeemed for travel.
- Can also be redeemed for gift cards or cash back at reduced value.
- Limited Flexibility: Neither PNC Points nor PNC Miles can be transferred to other programs or converted into higher-value rewards, limiting their versatility.
PNC Credit Card Rewards Calculators
PNC offers a selection of credit cards that earn either PNC miles or PNC points, but these cards fall short in terms of rewards and benefits. They rank among the least valuable credit cards on the market, which is surprising given PNC’s strong lineup of cash back credit cards.
Use our PNC credit card rewards calculators to estimate your total PNC points or miles based on your spending habits, benefits, and annual fees. Compare your results side-by-side with other top credit cards to find the best value for your wallet.
- Calculator: PNC points® Visa® Credit Card
- Calculator: PNC points® Visa® Business Credit Card
- Calculator: PNC Travel Rewards Visa® Business Credit Card
PNC Rewards Value Calculators
PNC points and miles can be redeemed for pretty much the same things: travel, cash back, statement credits, gift cards, and merchandise. Use our PNC Rewards Value Calculators to get the details on redemption options and calculate the dollar value of any amount of PNC Rewards based on each.
