Earning Rates

The Spark Miles for Business Card earns Spark Miles at the following rates:

  • 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One's travel booking site.
  • 2 miles per dollar spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Spark Miles for Business Card:

  • Global Entry or TSA PreCheck® Credit: Get up to a $120 credit when you use your card to pay for a Global Entry or TSA PreCheck application fee.
  • The Premier Collection: Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking.
  • Capital One Lounge: Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options.
  • Employee Controls: Enjoy free employee cards, earn rewards on employee spending, manage users from anywhere, and monitor employee spending.
  • Purchase Coverage: Rental Collision Coverage, Roadside Assistance, and Extended Warranty.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The Spark Miles for Business Card has a $0 intro annual fee for the first year, then $95 thereafter.

This card really shines if you plan on transferring your miles to Capital One's airline and hotel partners as you'll be able to get higher than the average 1 cent in value per mile. If you don't plan on primarily transferring points, the card can still be a top-notch choice if your business runs heavy spend through the card.

Authorized User Fee

There is no fee to add authorized users to the Spark Miles for Business Card. Adding employees cards can help you earn valuable miles for business faster.

Foreign Transaction Fee

The Spark Miles for Business Card has a 0% foreign transaction fee. This is fantastic if your business deals with international shopping or travel since you will not be penalized when making purchases in non-U.S. dollars.