TD First Class℠ Visa Signature® Credit Card: Calculator & Travel Points Guide
Fees
Earning Rates
- Earn 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining.
- Earn 1X First Class miles on all other purchases.
Main Benefits
- No foreign transaction fees
Our Take
TD First Class Visa Points Calculator
Use this calculator to estimate how many miles you'll earn with the TD First Class Visa Card based on your monthly spend. Adjust for travel and dining purchases, compare point value, and see how the card stacks up against other flexible travel rewards cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
TD First Class℠ Visa Signature® Credit Card Details
Earning Rates
The TD First Class Visa Signature earns First Class miles at the following rates:
- 3 First Class miles per dollar spent on travel purchases, including flights, hotels, car rentals, cruises and dining
- 3 First Class miles per dollar spent on dining.
- 1 First Class miles per dollar spent on everything else.
Rewards Value & Calculator
Fees
Annual Fee
The TD First Class Visa Signature has a $0 annual fee the first year, then $89.
Authorized User Fee
There is no fee to add authorized users to the TD First Class Visa Signature.
Foreign Transaction Fee
The TD First Class Visa Signature has no foreign transaction fees. This means that you will not be penalized when using the card abroad.