Citi ThankYou Rewards Points: Key Highlights
- Rewards Currency: ThankYou Rewards points are Citi’s credit card rewards currency and one of the leading travel rewards programs in the U.S.
- Earning Points: Earn points through spending on Citi-branded travel and cash back rewards cards.
- Redemption Value: Points redeemed with Citi’s travel cards offer higher value for travel redemptions, while points earned with Citi’s cash back cards provide the best value for cash back redemptions.
- Combine Points Across Cards: You can easily transfer ThankYou points between Citi-branded credit cards, allowing you to combine rewards from both their travel and cash back cards. Pairing Citi’s travel and cash back cards is a smart strategy to maximize your rewards potential.
- Transfers To Partners: Only certain premium ThankYou Rewards cards offer full access to Citi points transfer options, allowing you to transfer points to Citi's airline and hotel partners. Non-premium ThankYou cards have limited transfer partners and a lower, less favorable transfer ratio.
Citi Credit Card Points Calculators
Citi offers two ThankYou Rewards credit cards for travel, but only the Citi Strata Premier℠ Card is considered 'premium.' This card provides full access to Citi points transfer options with a wide range of airline and hotel partners. For those looking to maximize the value of their ThankYou points, the Citi Premier Card is essential for leveraging point transfers to travel partners.
Citi offers two cash back credit cards that earn ThankYou points, which can be redeemed for cash back. Points from these cards can only be transferred to a limited number of partners and at lower transfer ratios. If you're focused on cash back or basic travel redemptions, these cards are solid choices, but pairing them with Citi's premium cards will help you maximize the value of your points.
Use our Citi credit card rewards calculators to estimate your total ThankYou Rewards points and card value based on your monthly spending and the value of card benefits, minus any annual fees. You can also compare results with other credit cards featured on the site to find the best option for your needs.
Citi Travel Cards:
Citi Cash Back Cards:
Use our Rewards Calculator Tool to find out which Citi ThankYou Rewards credit cards will earn you the most points and best value. Input your monthly spend, adjust point values, assign values to card benefits, and much more!
Citi Points Value Calculators
Citi ThankYou points offer flexible redemption options, including travel, cash back, gift cards, and merchandise through Citi. You can also maximize Citi points value by transferring them to airline miles or hotel rewards with Citi's transfer partners, unlocking even greater flexibility.
The best Citi points value comes from transferring ThankYou Rewards points, which requires a premium card like the Citi Strata Premier Card. Without a premium card, Citi points are typically worth around 1 cent each.
Use our Citi points value calculator to estimate the average value of your ThankYou points based on different redemption options and discover which redemptions provide the best value.
Citi Points Conversion Calculators
If you have a premium Citi ThankYou Rewards card, you can take advantage of favorable Citi points conversion ratios by transferring points to airline miles and hotel loyalty programs with all of Citi's transfer partners. This allows you to redeem your ThankYou points for more than the average value of 1 cent per point, maximizing your rewards.
Without a premium Citi card, you’ll only be able to transfer points to a limited number of Citi transfer partners, and at less favorable conversion rates.
Use our Citi points conversion calculators to estimate the value of transferring ThankYou Rewards points to airline miles and hotel points with Citi’s transfer partners. You can also find details on which Citi cards are considered premium and which allow you to transfer points to specific partners.
Looking for details on transferring Citi points to a specific airline or hotel partner? Check out our program specific calculators:
