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Citi ThankYou Points Value Calculator

Use our Citi Points Value Calculator to convert Citi ThankYou points to dollars for travel, cash back, gift cards, and more redemptions.
Last Updated: 10-23-2024
Page Also Available For: 🇦🇺 AU

Quick Overview

  • Citi ThankYou points can be redeemed for travel, cash back, gift cards, Amazon.com checkout, or transferred to airline and hotel partners.
  • The best Citi points value comes from transferring points to Citi's airline and hotel partners. To access all partners at the best ratios, you need a Citi Strata Premier Card.
  • Transferring points to Citi's airline partners can yield 1 to 2 cents per point, with the highest values from Business and First class redemptions.
  • Hotel transfers can offer around 1 cent per point in Citi points value, but it may require more research to find the best deals.
  • The base Citi points value is 1 cent per point when booking travel through the ThankYou Rewards portal.
  • Cash back redemptions from Citi's "cash back" cards give you 1 cent per point, while "travel" card redemptions typically offer a lower value of 0.5 cents per point.

Use our Citi points value calculator to calculate Citi points to dollars when redeemed for travel, cash back, gift cards, and more. This tool helps you understand the average value of your Citi ThankYou points.

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Citi points value

Citi ThankYou points are typically worth 1 cent each, but can reach up to 2 cents per point when transferred to Citi's airline and hotel partners. This means 10,000 points can be worth $100 to $200.

Here's our breakdown of Citi points value by redemption:

Redemption optionsCiti points value (in cents)
Point transfers to airline partners1 - 2
Point transfers to hotel partners0.6 - 1
Redeeming points through Citi ThankYou travel portal1
Cash back redemptions with Citi® Double Cash Card or Citi Custom Cash℠ Card1
Point redemptions on Amazon.com0.8
Cash back redemptions with other Citi-branded credit cards0.5

Transfers to airline partners

Citi ThankYou Points can be transferred to over 10 frequent flyer partners if you have the Citi Strata Premierâ„  Card. This is mostly at a 1:1 ratio meaning that every 1,000 points you transfer will give you 1,000 airline miles with the partner program.

Transferring your Citi ThankYou points to airline partners will typically offer the best value. You can expect around 1 to 1.5 cents in value when transferring points and redeeming them for standard economy flights and as much as 2 cents in value per point for premium and First/Business class redemptions.

Here's a few of Citi's best airline partners:

  • JetBlue Airways: The Citi ThankYou Rewards program is one of the best programs for earning points transferable to JetBlue due to the 1:1 transfer ratio and 3X offerings of the Citi Strata Premier Card.
  • Air France-KLM: You can find great value in Flying Blue Miles when booking one-way flights between the U.S. and Europe, especially from the East Coast. Flying Blue also has monthly promotions which can greatly increase the value of miles.
  • Qantas: Qantas Points have an average value of 1.4 cents each for your basic redemptions, but first and business class flights can yield significantly higher value.
  • Singapore Airlines: Singapore KrisFlyer has a large number of 'sweet spots', but the best of them all is flying in Singapore's in-air Suites. These suites are the definition of luxury and is one of the best experiences points and miles can buy.
  • Virgin Atlantic: Virgin offers great award redemption flying from U.S. West Coast to Asia and from U.S. East Coast to Europe. You can also use them to book Delta One flights for a cheaper cost than using Delta's own SkyMiles program.

Transfers to hotel partners

Citi Points can be transferred to both Choice Privileges and Wyndham Rewards. Citi point transfers to either program will not get you as much value as transferring to airline miles, but it's possible to get at least 1 cent in value with a little bit of research.

  • Choice Hotels: Choice Hotels will generally not offer you much value in the States, but you can find some great value of 1 cents or more booking Choice brand hotels in popular international destinations, especially in expensive European cities. Choice is also great for stays in cities 'off the beaten path' where other big hotel brands are nowhere to be found.

Travel booked through Thankyou.com

Citi ThankYou Points can be used to book travel through the ThankYou Rewards portal. This will give your points a value of 1 cent each no matter which ThankYou credit card you have.

Within the portal you can book a flight, hotel, or car rental. Citi will let you know the value of your points so that you're well aware of how much you're working with.

Booking through the portal is pretty straightforward. It will even let you know the value of your points so that you know how much value you're getting out of your redemption.

Redeeming points for cash back

ThankYou Points can be redeemed for cash back as a statement credit, direct deposit, or a check by mail. Your points will be worth anywhere from 0.5 cents to 1 cent depending on which ThankYou Point-earning card you're using to redeem them.

ThankYou Points - Cash Back Redemptions
Citi CardPoint Value (in cents)
Citi® Double Cash Card1
Citi Custom Cashâ„  Card1
Citi Strata Premier Card0.5
Citi Rewards+® Card0.5

Redeeming points for gift cards

ThankYou Points can be redeemed for over 100 gift cards at a value of 1 cent per point. Redemptions start as low as 1,000 points for a $10 gift card.

Most of the gift cards in the portal allow you to choose between receiving an electronic code (e-gift card) or receiving it by mail.

Amazon Shop with Points

Amazon's Shop with Points allows you to use rewards earned with various rewards programs to pay for your purchases on Amazon.com. When using ThankYou Rewards Points, your points will be worth 0.8 cents each.

The benefit to redeeming your points through Amazon, is that Amazon occasionally offers cash off when you use rewards points to pay for your purchase.

The offer that they have usually reads something like:

"Get $X/X% off when you use Ultimate Rewards Points to pay for your purchases"

While your mileage may very (YMMV), this will usually trigger using 1 rewards point. So, for example, you could redeem 1 ThankYou Point for $30 off and pay the remaining balance with your card.

So while you've redeemed a single point at a value of 0.8 cents, you've saved a big chunk of money on your purchase.

Other Shop with Points retailers

ThankYou Points can be redeem with several other retailers using Shop with Points. This includes:

  • PayPal
  • CVS
  • BP / Amoco (Gas)
  • Shell
  • 1800Flowers.com
  • Best Buy

Citi points to dollars calculator

Use our Citi Points Value Calculator to determine the dollar value of ThankYou Points across different redemption options, helping you calculate how much your points are worth.

Calculator: How much are your Citi ThankYou Points worth?

Enter any amount of ThankYou points into our calculator to find out how much they are worth based on our valuations.
Points
RedemptionAverage Dollar Value
Point transfers to airline partners$0 - $0
Point transfers to hotel partners$0 - $0
Redeeming points through Citi ThankYou travel portal$0
Cash back redemptions with Citi Double Cash or Citi Custom Cash$0
Point redemptions on Amazon.com$0
Cash back redemptions with Citi's other ThankYou credit cards$0

Citi points average value

The table below lists the value of ThankYou Rewards points for several denominations when valued at their simplest value of 1 cent per point towards travel booked through the Citi ThankYou Travel portal.

Do note, that transferring points to airline partners can easily offer more than 1 cent in value since airline miles are generally worth more than 1 cent each.

Citi Points Value
Citi PointsAverage Cash Value
1 Point$0.01
1,000 Points$10
5,000 Points$50
10,000 Points$100
15,000 Points$150
20,000 Points$200
25,000 Points$250
40,000 Points$400
50,000 Points$500
60,000 Points$600
70,000 Points$700
80,000 Points$800
90,000 Points$900
100,000 Points$1,000
150,000 Points$1,500
300,000 Points$3,000
500,000 Points$5,000
1,000,000 Points$10,000

Citi redemption value calculator

Use the Citi Redemption value calculator to determine if a redemption is worth it based on the cost in cash and the cost in Citi ThankYou Rewards points. Try to aim for redemptions that give you 1 cent or more per point.

Cost of Redemption In Cash
Enter how much the redemption would cost you if you paid cash.
$
Cost of Redemption In Citi points
Enter how much the redemption would cost you in ThankYou Rewards points along with any taxes, fees, or additional cash cost you would have to pay.
Citi points
Points
Taxes/Fees
$
Redemption Value
This is how much your ThankYou Rewards points are worth based on the values entered above.
- Cents Per Point
-

Citi points value versus other travel programs

Here's how the value of Citi ThankYou points compare against rewards earned with other leading travel programs:

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Credit cards that earn ThankYou points

Citi offers four credit cards that earn ThankYou Rewards points which consists of two travel cards and two cash back credit cards.

Do note that out of these available cards, the only premium card in the bunch is the Citi Strata Premier Card. This card opens up the ability to transfer points to all of Citi's airline and hotel partners — and at the best ratios.

Points earned with other ThankYou point-earning credit cards can be moved to the Strata Premier, so the card is easily worth having if you plan on using points to cover travel. I highly recommend pairing it with any (or all) of Citi's other rewards cards.

Here's the list of currently available ThankYou-point earning credit cards:

Citi Strata Premierâ„  Card
Citi Strata Premierâ„  Card
Best For Everyday Spending & Travel
  • Earn 10X points on hotels, car rentals and attractions booked through Citi Travelâ„ 
  • Earn an unlimited 3X points on restaurant, supermarket, gas station, hotel, air travel, and electric vehicle (EV) charging station purchases
  • Earn 1X points on all other purchases
  • Receive an annual $100 credit on any $500+ hotel stay booked through the ThankYou.com portal
  • As a Citi Strata Premier cardholder, transfer ThankYou Points to all of Citi's airline and hotel partners
  • $95 annual fee
  • Card Value & Citi Premier Points Calculator
Citi Rewards+® Card
Citi Rewards+® Card
Best For 10% Point Rebate
  • Earn 2X points on the first $6,000 spent at supermarkets and gas stations per year, then 1X.
  • Earn 1X points on all other purchases
  • Purchases made to the card will be rounded up to the nearest 10
  • Redeeming your ThankYou Points will earn you 10% of your points back into your account
  • $0 annual fee
  • Card Value & Rewards Calculator
  • Earn 2% on every purchase with unlimited 1% back when you buy, plus an additional 1% as you pay for those purchases
  • No annual fee
  • Card Value & Rewards Calculator
Citi Custom Cashâ„  Card
Citi Custom Cashâ„  Card
Best For Automatically Maximizing Rewards
  • Earn 5% back on your top eligible spend category each billing cycle, on up to the first $500 spent (then 1%)
  • Earn an unlimited 1% back on all other purchases
  • No annual fee
  • Card Value & Rewards Calculator

FAQs

What is the best use of Citi Points?

Transferring points to partners will give your points the best value. Through point transfers, you can get as much as 2 cents per point.

What can you use Citi Points for?

Points can be redeemed for travel, cash back, gift cards, and at checkout with several popular retailers such as Amazon.com and CVS.

How much are Citi Points worth?

Citi Points have an average value of 1 cent each, but can be worth anywhere from 0.6 to 2 cents based on the redemption.

How much is 10,000 Citi ThankYou Rewards points worth?

10,000 Citi ThankYou Rewards points are worth $100 on average, but can be worth as much as $200 or more when transferred to Citi's partners.

How much is 15,000 Citi ThankYou Rewards points worth?

15,000 Citi ThankYou Rewards points are worth $150 on average, but can be worth as much as $300 or more when transferred to Citi's partners.

How much is 20,000 Citi ThankYou Rewards points worth?

20,000 Citi ThankYou Rewards points are worth $200 on average, but can be worth as much as $400 or more when transferred to Citi's partners.

How much is 30,000 Citi ThankYou Rewards points worth?

30,000 Citi ThankYou Rewards points are worth $300 on average, but can be worth as much as $600 or more when transferred to Citi's partners.

How much is 60,000 Citi ThankYou Rewards points worth?

60,000 Citi ThankYou Rewards points are worth $600 on average, but can be worth as much as $1,200 or more when transferred to Citi's partners.

How much is 75,000 Citi ThankYou Rewards points worth?

75,000 Citi ThankYou Rewards points are worth $750 on average, but can be worth as much as $1,500 or more when transferred to Citi's partners.

How much is 80,000 Citi ThankYou Rewards points worth?

80,000 Citi ThankYou Rewards points are worth $800 on average, but can be worth as much as $1,600 or more when transferred to Citi's partners.

How much is 100,000 Citi ThankYou Rewards points worth?

100,000 Citi ThankYou Rewards points are worth $1,000 on average, but can be worth as much as $2,000 or more when transferred to Citi's partners.

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