Citi Strata Premier℠ Card Calculator: ThankYou Points Estimator & Rewards Guide
Fees
Earning Rates
- Earn 10X points on hotels, car rentals and attractions booked through CitiTravel.com.
- Earn 3X points at restaurants, supermarkets, gas stations, hotels, air travel, and on electronic vehicle charging stations.
- Earn 1X points on all other purchases.
Main Benefits
- $100 hotel credit on $500+ stays booked through ThankYou.com
- Access to all of Citi's airline and hotel partners
- No foreign transaction fees
Our Take
Citi Strata Premier Points Calculator
Use this calculator to estimate how many ThankYou points you'll earn with the Citi Strata Premier Card based on your spending. Include 3X categories like travel, dining, and gas, and compare point transfer potential to top travel partners.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Citi Strata Premier℠ Card Details
Earning Rates
The Citi Strata Premier Card earns ThankYou Rewards points at the following rates:
- 10 points per $1 spent on Hotel, Car Rentals, and Attractions booked through CitiTravel.com.
- 3 points per $1 spent on air travel and other hotel purchases.
- 3 points per $1 spent at restaurants, supermarkets, gas stations, and EV charging stations.
- 1 point per $1 spent on all other card purchases.
Rewards Value & Calculator
Key Benefits
The Citi Strata Premier Card features the following benefits:
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com.
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Protection, Trip Delay Protection, Lost or Damaged Luggage, and MasterRental Coverage.
Transfer Partners & Conversion Calculator
Fees
Annual Fee
The Citi Strata Premier Card has a $95 annual fee.
If you don't mind booking travel through Citi's travel portal, you can earn the full annual fee back with the hotel benefit. This of course requires a $500 stay, but you'll receive the $100 credit at time of booking. You will also earn a whopping 10X points on the remainder of the cost.
Even if you don't use the travel credit, the card earns an unlimited 3X points across everyday categories and travel meaning that if you make this your everyday card, you'll earn lots of points throughout the calendar year. In my opinion, it's one of the best travel credit cards for day-to-day purchases.
Authorized User Fee
There is no fee to add authorized users to the Citi Strata Premier Card. Adding family and friends can help you earn points faster.
Foreign Transaction Fee
The Citi Strata Premier Card has a 0% foreign transaction fee. That makes this one of the best credit cards to take along when doing any kind of international travel or spending as you'll be able to earn points without worrying about being penalized.
Citi Rewards Calculators & Guides
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