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Point Calculator: Is The Citi Premier® Card Worth It?

Citi Premier® Card

Earning Rates

  • Earn 3 points per $1 spent at restaurants, supermarkets, gas stations, hotels and on air travel.
  • Earn 1 point per $1 spent on all other purchases.

Main Benefits

  • Receive a $100 credit on any $500+ hotel stay booked through the portal, access to all of Citi's airline and hotel partners, and no foreign transaction fees.

Rewards Details

Our Take

The Citi Premier® Card is one of the best flexible travel rewards credit cards due to the high 3X earning rate across popular everyday categories and travel. These points can be redeemed directly through the portal or be transferred to Citi's airline and hotel partners for significant value, especially with their 5-star airline partners for first and business class products.

Citi Points Calculator

Use the Citi Points Calculator to determine how many points you can earn with the Citi Premier Card based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Citi Premier Card alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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How are Citi Premier points calculated?

The Citi Premier Card earns 3 points for every dollar spent on restaurant, supermarket, gas station, hotel, and air travel, and 1 point for every dollar spent on everything else.

What benefits does the Citi Premier Card offer?

$100 credit on any $500+ hotel stay booked through and the ability to transfer points to all of Citi's airline and hotel partners.

Does the Citi Premier Card have an annual fee?

The Citi Premier Card has a $95 annual fee. It has no foreign transaction fee.

How much are Citi Premier points worth?

Points earned with the Citi Premier are worth 1 cent towards travel or as much as 2 cents each when transferred to partners.

Can you transfer Citi Premier points?

Points earned with the Citi Premier Card can be transferred to over 15 partners, all at a 1:1 ratio.