Citi Premier® Card Review & Point Calculator

The Citi Premier® Card is one of the best flexible travel rewards credit cards due to the high 3X earning rate across popular everyday categories and travel. These points can then be transferred to Citi's airline and hotel partners for significant value or be redeemed directly through the thankyou.com portal.

Intro Bonus: 60,000 Bonus Points + 10X Citi Travel
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Rewards Rates

3X
Earn 3 points per $1 spent at restaurants and supermarkets.
3X
Earn 3 points per $1 spent at gas stations, hotels and on air travel.
1X
Earn 1 point per $1 spent on all other purchases.

Current Intro Bonus

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

Key Cardholder Benefits

  • Every year, you'll receive a $100 credit on any $500+ hotel stay booked through the ThankYou.com portal with your Citi Premier Card.
  • As a Citi Premier Card holder, you'll be able to transfer ThankYou Points to all of Citi's airline and hotel partners at a 1:1 ratio.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Rewards Value

Citi Premier Points have an average value of 1 cent per point, but can be worth as much as 2 cents per point when transferred to Citi's airline and hotel partners.

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2.0
Redeeming points through Citi ThankYou travel portal 1
Cash back redemptions 0.5
Point redemptions on Amazon.com 0.8

Transfer Partners

The Citi Premier Card grants the ability to transfer to all of Citi's airline and hotel partners at a 1:1 ratio. Without the card, you will only be able to transfer ThankYou Points to a handful of partners at a less-than-favorable ratio.

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Annual Fees

The Citi Premier Card has a $95 annual fee.

Citi Points Calculator

Use the Citi Points Calculator to determine how many points you can earn with the Citi Premier Card based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Citi Premier Card alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Earning Rate Comparison

Want to know how the Citi Premier Card earning rates stack up against other ThankYou Rewards credit cards? The table below lists out the earning rates per $1 spent for all credit card partners so you can see where it stands.

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FAQ

How are Citi Premier points calculated?

The Citi Premier Card earns 3 points for every dollar spent on restaurant, supermarket, gas station, hotel, and air travel, and 1 point for every dollar spent on everything else.

What is the current offer for the Citi Premier Card?

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

What benefits does the Citi Premier Card offer?

$100 credit on any $500+ hotel stay booked through thankyou.com and the ability to transfer points to all of Citi's airline and hotel partners.

Does the Citi Premier Card have an annual fee?

The Citi Premier Card has a $95 annual fee. It has no foreign transaction fee.

How much are Citi Premier points worth?

Points earned with the Citi Premier are worth 1 cent towards travel or as much as 2 cents each when transferred to partners.

Can you transfer Citi Premier points?

Points earned with the Citi Premier Card can be transferred to over 15 partners, all at a 1:1 ratio.

Looking for the best travel credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!

Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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