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Citi Strata Premier℠ Card

Card Value & Citi Points Calculator
card
Fees
Earning Rates
  • Earn 10X points on hotels, car rentals and attractions booked through CitiTravel.com.
  • Earn 3X points at restaurants, supermarkets, gas stations, hotels, air travel, and on electronic vehicle charging stations.
  • Earn 1X points on all other purchases.
Main Benefits
  • Receive a $100 credit on any $500+ hotel stay booked through the ThankYou.com portal, access to all of Citi's airline and hotel partners, and no foreign transaction fees.
Rewards Details
Our Take
The Citi Strata Premier℠ Card is one of the best flexible travel rewards credit cards due to the high 3X earning rate across popular everyday categories and travel. These points can be redeemed directly through the thankyou.com portal or be transferred to Citi's airline and hotel partners for significant value, especially with their 5-star airline partners for first and business class products.
Page Also Available For: 🇦🇺 AU

Citi Strata Premier points per dollar

The Citi Strata Premier Card earns ThankYou Rewards points at the following rates:

  • 10 points per $1 spent on Hotel, Car Rentals, and Attractions booked through CitiTravel.com.
  • 3 points per $1 spent on air travel and other hotel purchases.
  • 3 points per $1 spent at restaurants, supermarkets, gas stations, and EV charging stations.
  • 1 point per $1 spent on all other card purchases.

Citi Strata Premier points value

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Citi Strata Premier benefits

The Citi Strata Premier Card features the following benefits:

  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Protection, Trip Delay Protection, Lost or Damaged Luggage, and MasterRental Coverage.

Citi Strata Premier transfer partners

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Citi Strata Premier fees

Annual Fee

The Citi Strata Premier Card has a $95 annual fee.

If you don't mind booking travel through Citi's travel portal, you can earn the full annual fee back with the hotel benefit. This of course requires a $500 stay, but you'll receive the $100 credit at time of booking. You will also earn a whopping 10X points on the remainder of the cost.

Even if you don't use the travel credit, the card earns an unlimited 3X points across everyday categories and travel meaning that if you make this your everyday card, you'll earn lots of points throughout the calendar year. In my opinion, it's one of the best travel credit cards for day-to-day purchases.

Authorized User Fee

There is no fee to add authorized users to the Citi Strata Premier Card. Adding family and friends can help you earn points faster.

Foreign Transaction Fee

The Citi Strata Premier Card has a 0% foreign transaction fee. That makes this one of the best credit cards to take along when doing any kind of international travel or spending as you'll be able to earn points without worrying about being penalized.

Citi Strata Premier points calculator

Use the Citi Points Calculator to determine how many points you can earn with the Citi Strata Premier Card based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Citi Strata Premier Card alongside up to two other credit cards from any issuer.

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