Citi Rewards+® Card: Calculator & ThankYou Points Breakdown
Fees
Earning Rates
- Earn 2X points at supermarkets and gas stations for the first $6,000 per year and then 1X points thereafter.
- Earn 1X points on all other purchases.
Main Benefits
- Points are rounded up to the nearest 10
- 10% point rebate on the first 100,000 points redeemed per year
Our Take
Citi Reward+ Points And Card Value Calculator
Use this calculator to estimate how many ThankYou points you’ll earn with the Citi Rewards+ Card based on your everyday spending. Factor in the round-up feature and bonus categories like gas and groceries to determine total card value.
Note: The Citi Rewards+ Calculator does not factor in the rounding of points to the nearest 10 since each transaction will vary. Just keep in mind that this benefit can earn you a significant amount of extra points throughout the year on top of what the calculator outputs.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Citi Rewards+® Card Details
Earning Rates
The Citi Rewards+ Card earns ThankYou Rewards points at the following rates:
- 2 points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year, then 1X thereafter.
- 1 point per $1 spent on all other card purchases.
As part of a special travel offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the Citi Rewards+ Card:
- Point Round Up: Earn points fast with the only credit card that automatically rounds up to the nearest 10 points on every purchase.
- Points Rebate: Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year.
Transfer Partners & Conversion Calculator
Fees
Annual Fee
The Citi Rewards+ Card does not have an annual fee.
It's a solid option for earning ThankYou points, but it's easily beat (with very little effort) by the Citi Strata Premier℠ Card.
Authorized User Fee
There is no fee to add authorized users to Citi Rewards+ Card.
Foreign Transaction Fee
The Citi Rewards+ Card has a 3% foreign transaction fee. That makes this card a bad choice for non-U.S. Dollar purchases.
Citi Rewards Calculators & Guides
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Calculator: Citi Points To Miles & Hotel Points
Use our calculator to view Citi ThankYou Rewards transfer partners and convert Citi points to airline miles and hotel points easily. -
Citi Points Value Calculator
Find out how much Citi ThankYou points are worth on and calculate their average cash value based on redemption. -
Calculator: Citi Strata Premier℠ Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Strata Premier Card. -
Calculator: Citi Rewards+® Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Rewards+ Card. -
Calculator: Citi® Double Cash Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Double Cash Card. -
Calculator: Citi Custom Cash℠ Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Custom Cash Card.
