Citi Rewards+® Card Review & Point Calculator

The Citi Rewards+® Card earns 2X ThankYou Points on both supermarket and gas station purchases and 1X on everything else. Points earned on purchases made to the card are rounded up to the nearest 10 which can help you build points faster and you'll receive a 10% rebate when you redeem points.

Intro Bonus: 25,000 Bonus Points
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Rewards Rates

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
Earn 1X ThankYou® Points on All Other Purchases.

Current Intro Bonus

Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel(SM) Portal through June 30, 2024.

Key Cardholder Benefits

  • Purchases made to the Citi Rewards+ Card will be rounded up to the nearest 10. This includes supermarket and gas station purchases.
  • As a Citi Rewards+ Card holder, redeeming your ThankYou Points will earn you 10% of your points back into your account. This is limited to the first 100,000 points redeemed per year.

Rewards Value

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2.0
Redeeming points through Citi ThankYou travel portal 1
Cash back redemptions 0.5
Point redemptions on 0.8

Citi Rewards+ Points have an average value of 1 cent per point meaning that 15,000 points would be equal to about $150.

If you own the Citi Premier® Card, you'll be able to transfer ThankYou Points at a 1:1 ratio to all of Citi's airline and hotel partners. This can bump the value of your points as high as 2 cents each for certain redemptions.

Annual Fees

The Citi Rewards+ Card has a $0 annual fee.

Citi Points Calculator

Calculate how many ThankYou Points you can earn with the Citi Rewards+ Card based on spend and the cash value of those points. Results can be compared side-by-side any U.S. credit cards featured on the site to see which cards earns you the most rewards.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Note: The Citi Rewards+ Calculator does not factor in the rounding of points to the nearest 10 since each transaction will vary. Just keep in mind that this benefit can earn you a significant amount of extra points throughout the year on top of what the calculator outputs.

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Earning Rate Comparison

Want to know how the Citi Rewards+ Card earning rates stack up against other ThankYou Rewards credit cards? The table below lists out the earning rates per $1 spent for all credit card partners so you can see where it stands.

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Is the Citi Rewards Plus a good credit card?

The Citi Rewards Plus Card is one of the best no-annual fee credit cards on the market for earning rewards that are great towards travel and other redemptions. Due to the 10% point rebate, the card also pairs well with premium cards like the Citi Premier® Card and Citi Prestige® Card.

How much is 15,000 Citi ThankYou Points worth?

Citi ThankYou Points are worth 1 cent for most redemptions, so 15,000 ThankYou Points would be worth $150. You can transfer points to Citi's transfer partners for a chance at even more value.

Looking for the best travel credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!

Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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