The average value of travel points and miles are about 1 cents each. This means that 10,000 points or miles would be roughly worth $100 in travel value.
Travel programs that offer flexible points and miles that you can transfer to frequent flyer and hotel loyalty programs can be worth anywhere from 0.6 to 2 cents or more depending on which program you transfer them to and how you use them once transferred.
Check out our point valuations based on available redemption options for each travel rewards program listed below. You can use the travel rewards to dollars calculator to convert any amount of points and miles to dollars.
American Express Membership Rewards Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Point transfers to airline and hotel partners | 0.6 - 2 |
| Booking flights through American Express Travel | 1 |
| Booking other travel through American Express Travel | 0.7 |
| Paying with points at checkout | 0.7 |
| Using points for card charges (statement credit) | 0.6 |
| Redeeming points for gift cards | 0.5 - 1 |
American Express Membership Rewards points are worth between 0.7 and 1 cent each when redeemed for travel with American Express. This means that 10,000 points are worth $70 to $100 on average.
Membership Rewards points can be transferred to a large list of airline and hotel partners for significantly higher value. This can get you as much as 2 cents or more per point.
Read More: AMEX Points Value Calculator: What Are Your Points Worth?
Chase Ultimate Rewards Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Point transfers to airline and hotel partners | 0.6 - 2.1 |
| Booking travel through Chase Ultimate Rewards | 1 - 1.5 |
| Pay Yourself Back | 1 - 1.5 |
| Redeeming points for cash back | 1 |
| Redeeming points for gift cards | 1 |
| Using points for Amazon.com purchases | 0.8 |
Ultimate Rewards points can be redeemed for anywhere between 1 and 1.5 cents per point towards travel using the Chase Travel℠ portal. This means 10,000 points is equal to $100 to $150 depending on which Chase credit cards you own.
You can transfer points to Chase's airline and hotel partners to obtain as much as 2.1 cents or more in value per point.
Read More: Chase Points Value Calculator: What Are Your Points Worth?
Capital One Miles Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Transfers To Capital One Partners | 0.6 - 2 |
| Travel Purchases via Capital One Travel | 1 |
| Using miles to cover recent travel purchases | 1 |
| Gift Cards | 0.5 - 1 |
| Cash Back | 0.5 |
Capital One Venture Miles and Spark Miles are worth 1 cent each when redeemed towards travel purchases made to a Capital One credit card or through Capital One Travel. This means 10,000 miles would be equal to $100 on average.
Capital One miles can be transferred to several airline and hotel rewards programs which can net you as much as 2 cents per point in value.
Read More: Capital One Miles Value Calculator: What Are They Worth?
Citi ThankYou Rewards Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Point transfers to airline and hotel partners | 0.6 - 2.0 |
| Redeeming points through Citi ThankYou travel portal | 1 |
| Cash back redemptions with Citi's cash back cards | 1 |
| Point redemptions on Amazon.com | 0.8 |
Citi ThankYou Points are worth 1 cents each on average meaning that 10,000 points is equal to about $100. You can transfer ThankYou points to a handful of airline partners, most of which are international 5-star airlines, for significant value.
Read More: Citi Points Value Calculator: How Much Are Points Worth?
Bank of America Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Redeeming Premium Rewards points for airfare | 1 - 1.2 |
| Redeeming Premium Rewards points for everything else | 1 |
| Redeeming Travel Rewards points for travel | 1 |
| Redeeming Travel Rewards points for dining | 1 |
Bank of American Points are worth 1 cents each on average for all redemptions. This means 10,000 points is equal to $100 in value.
Bank of America points cannot be transferred to partners, but you can earn up to a 75% point bonus based on how much you have invested with Bank of America and their partners. This allows you to earn a very large return using Bank of America credit cards (cash back cards included).
Read More: What's The Value of Bank of America Points?
Discover Miles Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Redeeming miles for travel | 1 |
| Redeeming miles for cash back and statement credits | 1 |
| Redeeming miles for Amazon.com purchases | 1 |
Discover Miles are worth 1 cent each for all redemptions meaning that 10,000 miles are worth $100 in value.
Read More: What Is The Value of Discover Miles?
Expedia Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Airfare | 1 |
| Hotels | 1 |
| Car rentals | 1 |
| Activities | 1 |
Expedia points are worth 1 cent each for all redemption options. So 10,000 points would be worth $100.
Read More: Expedia Rewards Points Value: How Much Are They Worth?
HSBC Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Transfers to HSBC's partners | 1 - 2 |
| Travel booked through HSBC | 1.25 - 1.5 |
HSBC points are worth 1.25 to 1.5 cents each on average based on which HSBC credit card you have. This means that 10,000 points would be worth $125 to $150 in value.
HSBC points can be transferred to a small, but useful, handful of partners which can net you as much as 2 cents per point.
Luxury Card Rewards Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Redeeming points for airfare | 2 |
| Other redemptions with the Mastercard Gold Card | 2 |
| Other redemptions with the Mastercard Black Card | 1.5 |
| Other redemptions with the Mastercard Titanium Card | 1 |
The value of Luxury Card points depend on which card you have. With points ranging from 1 to 2 cents each, 10,000 points would have a value of $100 to $200.
Read More: Luxury Card Rewards: Credit Cards & Point Value
PNC Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Travel redemptions in the PNC points rewards portal | 0.25 |
| Gift card redemptions | 0.22 |
| Cash back redemptions | 0.22 |
PNC points are worth about 0.25 cents on average when redeemed for travel. This means that 10,000 points is equal to $25.
Read More: What Is The Value Of PNC Rewards Points?
PNC Miles Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Redeeming towards travel purchases made to the card | 1 |
| Booking travel through the PNC Rewards center | 1 |
| Gift card redemptions | 0.75 |
| Cash back redemptions | 0.75 |
PNC miles are worth 1 cent each on average when redeemed towards travel meaning that 10,000 miles would be equal to $100.
Read More: What Is The Value of PNC Miles?
U.S. Bank Altitude Points Value
| Redemption Option | Redemption Value (in cents) |
|---|---|
| Altitude Reserve Points Value | 1 - 1.5 |
| Altitude Go & Connect Points Value | 0.9 - 1 |
| FlexPoints Value | 1 - 1.5 |
Altitude Points are worth between 1 and 1.5 cents each based on which U.S. Bank credit card you have. This means 10,000 points is worth anywhere from $100 to $150 on average.
Travel Rewards To Dollars
Use our travel points and miles calculator to convert rewards to a dollar value based on our valuations. This will give you an idea of how much any amount of travel rewards are worth on average.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for lounge access & luxury travel: The Platinum Card® from American Express
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spend: Capital One Spark Cash Plus
