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Chase Ultimate Rewards Points

Quick Overview

Earning Points

To earn Ultimate Rewards points, you'll need to have an eligible Chase credit card. For every dollar you spend using these cards, you'll earn at least one Ultimate Rewards point. Several cards offer bonus multipliers on specific categories, allowing you to earn points even faster.

Redeeming Points

Ultimate Rewards points can be redeemed for travel, gift cards, cash back, merchandise, and more. Points can also be transferred to Chase's airline and hotel partners using select cards.

Chase Points Value

Ultimate Rewards points are worth 1 to 1.5 cents in value per point on average. This means 10,000 points are worth anywhere from $100 to $150 depending on which credit cards you have. You can obtain as much as 2 cents or more when transferring points to partners.

Chase Ultimate Rewards Credit Cards

Learn more about Chase's credit cards through our partners or use our Chase points calculators to calculate total points and overall card value based on the spend amounts you enter, how much you value card benefits, and annual fees.

60,000 Bonus Points
  • 1X - 5X points.
  • Receive a 25% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.25 cents per point in value!
  • Receive a $50 credit every cardmember anniversary good towards hotel stays booked through Chase Ultimate Rewards.
  • Get 10% bonus points based on how much you spend the prior cardmember year.
  • Points transferable to Chase's airline and hotel partners.
  • $95 annual fee.
60,000 Bonus Points
  • 1X - 10X points.
  • Up to $300 in statement credits for travel purchases charged to the card each anniversary year.
  • Complimentary Priority Pass Select membership.
  • Receive a 50% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.5 cents per point in value!
  • Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee.
  • Points transferable to Chase's airline and hotel partners.
  • $550 annual fee.
100k Bonus Points
  • 1X - 3X points.
  • Receive a 25% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.25 cents per point in value!
  • Points transferable to Chase's airline and hotel partners.
  • $95 annual fee.
Chase Freedom Unlimited®
Chase Freedom Unlimited®†
  • 1.5% - 5% back.
  • $0 annual fee.
Chase Freedom Flexâ„ 
Chase Freedom Flex℠†
  • 1% - 5% back.
  • $0 annual fee.
Earn $750 bonus cash back
  • 1% - 5% back.
  • $0 annual fee.
Earn $750 bonus cash back
  • 1.5% back.
  • $0 annual fee.
Earn $1,000 bonus cash back
  • 2% - 2.5% cash back
  • $195 annual fee.

† Earns cash back that is displayed as Ultimate Rewards points. Points are transferable to other Chase Ultimate Rewards credit cards.

^ Earns cash back that is displayed as Ultimate Rewards points. Points are NOT transferable to other Chase Ultimate Rewards credit cards.

Chase Ultimate Rewards Calculators & Guides

Calculator: Chase Points To Airline Miles & Hotel Points

View the full list of Chase transfer partners and calculate the transfer of Chase Ultimate Rewards points to airline miles and hotel rewards points.

Conversion Calculator
What's The Value of Chase Ultimate Rewards Points?

Want to know the true value of your Chase points? Our calculator helps you determine the best ways to redeem your points for maximum value.

Point Value Calculator