Chase Ultimate Rewards Points Calculators

Travel Rewards Calculators
Calculate how many Ultimate Rewards Points you can earn with Chase credit cards based on spend, the cash value of points based on redemption, and the transfer of points to Chase's airline and hotel travel partners.

Ultimate Rewards At-A-Glance

Chase Points Value 0.6 to 2.1 cents
Number of Transfer Partners 13 travel partners

The Ultimate Rewards program is a flexible travel rewards program offered by Chase Bank. It is one of the most popular bank rewards programs due to the ability to transfer points to partners for high value redemptions.

Chase Credit Card Points & Value Calculators

Use our credit card calculators to calculate how many Chase credit card points you can earn and the cash value of Ultimate Rewards credit cards based on the spend amounts you enter, how much you value card benefits, and annual fees.

You can also click on a card to learn more about it through our partners, when applicable.

The Chase Sapphire Reserve is a premium travel rewards credit card that earns 10X points on hotels and car rentals through Chase Ultimate Rewards®, 5X points on flights through Chase Ultimate Rewards, 3X points on other travel worldwide and dining at restaurants, and 1X on everything else.

It offers a long list of benefits including up to $300 in annual travel credit, Priority Pass Select membership, and a 50% boost to point value when you redeem your points through Chase Ultimate Rewards which gives you an easy redemption value of 1.5 cents each.

Points earned with the Chase Sapphire Reserve can be transferred to Chase's airline and hotel partners.

Intro Bonus: 60,000 Bonus Points

The Chase Sapphire Preferred is one of the best flexible travel rewards cards. It earns 5X on travel purchases through Chase Ultimate Rewards, 3X points on dining, online grocery purchases, and select streaming services, 2X on other travel purchases, and 1X on everything else.

It offers an annual $50 credit that can be used towards hotels booked through Chase Ultimate Rewards, 10% bonus points based on how much you spent the prior cardmember year, and a 25% boost to point value when you redeem your points through Chase Ultimate Rewards which gives you an easy 1.25 cents in value per point.

Points earned with the Chase Sapphire Preferred can be transferred to Chase's airline and hotel partners.

Intro Bonus: 60,000 Bonus Points

The Ink Business Preferred earns 3X points on the first $150,000 spent on travel and select business category purchases and 1X on all other purchases. It offers a 25% boost to point value when redeeming points for travel through Chase Ultimate Rewards which gives you an easy 1.25 cents per point redemption value.

Points earned with the Ink Business Preferred can also be transferred to Chase's airline and hotel partners.

Intro Bonus: 100k Bonus Points

The Chase Freedom Unlimited is one of the best cash back credit cards available. It earns 5% back on travel purchased through Chase Ultimate Rewards, 3% back on drugstore purchases and dining at restaurants, and 1.5% back on all other purchases.

Cash back earned with the Chase Freedom Unlimited is displayed as Ultimate Rewards points which are worth 1 cent each. These points cannot be transferred directly to Chase's airline and hotel partners, but they can be transferred to an Ultimate Rewards credit card that offers that benefit such as the Sapphire Reserve or Sapphire Preferred.

Intro Bonus: Up to $300 back

The Chase Freedom Flex earns 5% back on up to $1,500 in combined purchases in bonus categories each quarter you activate. It also earns 5% back on travel purchases through Chase Ultimate Rewards, 3% back on drugstore purchases and dining at restaurants, and 1% back on everything else.

Cash back earned with the Chase Freedom Flex is displayed as Ultimate Rewards points which are worth 1 cent each. These points cannot be transferred directly to Chase's airline and hotel partners, but they can be transferred to an Ultimate Rewards credit card that offers that benefit such as the Sapphire Reserve or Sapphire Preferred.

Intro Bonus: $200 cash back

The Ink Business Cash earns 5% back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. 2% back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, and 1% back on everything else.

Cash back earned with the Ink Business Cash is displayed as Ultimate Rewards points which are worth 1 cent each. These points cannot be transferred directly to Chase's airline and hotel partners, but they can be transferred to an Ultimate Rewards credit card that offers that benefit such as the Ink Business Preferred.

Intro Bonus: Earn $900 bonus cash back

The Ink Business Unlimited earns an unlimited 1.5% cash back on all purchases. It is a great flat-rate rewards card that can be paired with just about any Ultimate Rewards credit card to maximize your earnings.

Cash back earned with the Ink Business Unlimited is displayed as Ultimate Rewards points which are worth 1 cent each. These points cannot be transferred directly to Chase's airline and hotel partners, but they can be transferred to an Ultimate Rewards credit card that offers that benefit such as the Ink Business Preferred.

Intro Bonus: Earn $900 bonus cash back

Conversion & Transfer Calculators

Ultimate Rewards points can be transferred to 13 partners at a 1:1 ratio meaning that 1,000 Chase points can be converted to 1,000 airline miles or hotel rewards points.

Chase points can only be transferred to partners from the Chase Sapphire Reserve, Chase Sapphire Preferred, and Ink Business Preferred. If you want to transfer points from other Chase Rewards credit cards, you must first transfer your points to one of the aforementioned cards.

Get the full list of Chase transfer partners and calculate the transfer of Chase Ultimate Rewards points to airline miles and hotel rewards points.

World of Hyatt is one of the best Chase Ultimate Rewards transfer partners. Get the details on how to transfer points and calculate the conversion of Chase points to Hyatt points.

Use the conversion calculator to calculate the transfer of Chase Ultimate Rewards Points to Southwest Rapid Rewards points.

Use the conversion calculator to calculate the transfer of Chase Ultimate Rewards points to United Miles.

Use the conversion calculator to calculate the transfer of Chase Ultimate Rewards Points to JetBlue TrueBlue Points.

Use the conversion calculator to calculate the transfer of Chase Ultimate Rewards to Avios with British Airways, Iberia, and Aer Lingus.

Use the conversion calculator to calculate the transfer of Chase Ultimate Rewards Points to Marriott Bonvoy points.

Chase Points Value Calculators

The average value of Ultimate Rewards points will range from 1 to 1.5 cents per point depending on which Chase credit cards you own. Chase Sapphire Reserve points are worth 1.5 cents, Chase Sapphire Preferred points and Ink Business Preferred points are worth 1.25, and points earned with all other Chase Rewards credit cards are worth 1 cent each.

Transferring points to Chase's airline and hotel partners will typically offer the highest value and be the best use of Ultimate Rewards points. This can give you anywhere from 0.5 to 2 cents or more in value depending on which partner you transfer your points to and how you redeem them after they've been transferred.

Chase points can be redeemed towards travel, gift cards, cash back, online purchases at checkout, and more. Find out how much value these redemptions offer and calculate the cash value of Chase points for each.

Calculate the average cash value of Ultimate Rewards points based on our valuations and find out if it's worth paying cash or redeeming points with our Redemption Value calculator.

How Ultimate Rewards Credit Cards Compare To Others

The Chase Ultimate Rewards program is one of the best flexible travel rewards programs in the United States. Credit cards offered in the program are frequently compared alongside other top cards from leading rewards programs.

Check out our Value Comparison Calculators which shows side-by-side comparisons of earning rates, benefits, fees, and more. You'll also be able to calculate rewards for both cards side by side to find out which one earns you the most rewards and best return on your spend.

The Sapphire Reserve and Sapphire Preferred are Chase's main travel rewards credit cards. See how these cards stack up side-by-side and find out which one is best for you.

The Platinum Card is a luxury travel credit card that offers a large list of benefits including global lounge access, over $1,400 in annual credits, complimentary elite status with Marriott and Hilton, and much more. See how it stacks up against Chase's own premium credit card.

The American Express Gold Card is the top travel rewards card for foodies with it's high earning rates on restaurants purchases worldwide and at U.S. supermarkets.

Find out how the flat rate earnings of the popular Venture Rewards credit card stack against Chase's premium rewards credit card.

Points earned with the Chase Sapphire Reserve can be transferred directly to the JetBlue TrueBlue program, so is it the better option over the JetBlue Plus Card? Calculate rewards and find out.

The Chase Sapphire Preferred and American Express Gold Card are two of the best travel rewards credit cards from both programs. Find out how they stack up against each other.

The Venture Card is the most comparable Capital One credit card to the Chase Sapphire Preferred. Find out which one of these travel rewards cards will earn you the most travel rewards on everyday purchases.

Spend heavy across travel and dining? Find out which one of the credit cards earns you the best return on your spending.

Compare AMEX's popular trio against Chase's popular trio to find out which one earns you the best return.

FAQ

How do you earn Chase Ultimate Rewards points?

Ultimate Rewards points are earned for every dollar spent across eligible Chase rewards credit cards.

How are Chase Ultimate Rewards points can you earn per dollar?

Chase Ultimate Rewards points earn between 1X and 10X points for every dollar spent.

Can you transfer Chase Ultimate Rewards points to partners?

Chase points can be transferred to a handful of airline and hotel partners at a rate of 1,000 points for 1,000 airline miles or hotel rewards points. You must be a Chase Sapphire Reserve, Chase Sapphire Preferred, or Ink Business Preferred cardholder to transfer points to partners.

How many Chase Ultimate Rewards points do you need for a free flight?

This will depend on the Chase credit cards you have. A $300 flight booked through Chase Ultimate Rewards would cost a Chase Sapphire Reserve cardholder 20,000 points, a Chase Sapphire Preferred or Ink Business Preferred cardholder 24.000 points, and all other Chase Rewards credit cardholders 30,000 points.

How much are Chase Ultimate Rewards points worth?

On average, Chase Sapphire Reserve points are worth 1.5 cents, Chase Sapphire Preferred points and Ink Business Preferred points are worth 1.25 cents, and points earned with all other cards are worth 1 cent.

What's the best Chase credit card combination for frequent travelers.

The Chase Sapphire Reserve or Chase Sapphire Preferred combined with the Chase Freedom Unlimited and Chase Freedom Flex is the most popular 3-card combination for travelers.

Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
Search Results Display Here