Chase Ultimate Rewards Points: Key Highlights
- Flexible Rewards Currency: Chase Ultimate Rewards points are the currency of Chase's credit card rewards program, considered one of the most popular travel rewards programs in the U.S.
- Earning Points: Ultimate Rewards points are earned spending across Ultimate Rewards credit cards — three of which are focuses on travel and the remaining five cash back.
- Redemption Value: Points with Chase's travel cards can be redeemed for 1.25 to 1.5 cents per point through Chase Travel℠, while most other redemptions offer 1 cent per point or less.
- Combine Points for Higher Value: Points earned with Chase cash back cards (valued at 1 cent each) can be transferred to Chase travel cards for higher-value travel redemptions.
- Versatile Redemption Options: Redeem Chase Ultimate Rewards points for travel, gift cards, merchandise, statement credits, or Amazon purchases, and transfer them to airline and hotel partners for even more value.
Chase Credit Card Rewards Calculators
Chase offers three Ultimate Rewards credit cards that earn points worth 1.25 to 1.5 cents per point for travel booked through Chase Travel. These points can also be transferred to airline and hotel partners for a shot at even higher value.
The flexibility of having two ways to easily obtain over 1 cent in value towards travel is what makes the Ultimate Rewards program so popular. Plus, top-notch travel insurance adds even more value to Chase cards.
Use our Chase credit card rewards calculators to calculate total Ultimate Rewards points and the card value based on your monthly spend and how much you value card benefits, minus any annual fees. Results can be compared and calculated alongside other credit cards featured on the site.
- Point Calculator: Chase Sapphire Reserve®
- Point Calculator: Chase Sapphire Preferred® Card
- Point Calculator: Ink Business Preferred® Credit Card
Chase Ultimate Rewards points can also be earned with cash back credit cards, though these points can't be directly redeemed for high-value travel or transferred to partners. However, you can transfer points between Chase-branded cards, allowing you to pair cash back cards with travel cards to maximize your earnings and points value for travel.
- Point Calculator: Chase Freedom Unlimited®
- Point Calculator: Chase Freedom Flex® Card
- Point Calculator: Ink Business Cash® Credit Card
- Point Calculator: Ink Business Unlimited® Credit Card
No individual calculator available for the Ink Business Premier® Credit Card, but you can calculate it's value using the Rewards Credit Card Directory & Calculator Tool or Credit Card Comparison Tool.
Use our Rewards Calculator Tool to find out which Ultimate Rewards credit cards will earn you the most points and best value. Input your monthly spend, adjust point values, assign values to card benefits, and much more!
Chase Points Value Calculators
Chase Ultimate Rewards points are a flexible currency, redeemable for travel, gift cards, merchandise, and more. They can also be transferred to partner programs like airline miles or hotel loyalty points, boosting their value.
However, to unlock this flexibility, you need at least one Chase-branded travel card. If you only have a Chase cash back card, points can't be transferred to partners and will work as cash back, typically worth 1 cent per point.
Use our Chase Points Value Calculator to convert Chase points to dollars and see the exact value of your points based on your Chase-branded card and redemption options.
Chase Points Transfer Calculators
If you hold one of Chase's travel-branded credit cards, you can take advantage of Chase points transfers to select frequent flyer and hotel loyalty programs at a 1:1 rate. This means every 1,000 Chase points you convert will give you either 1,000 airline miles or hotel rewards points.
Transferring Chase Ultimate Rewards points often provides the best value, offering up to 2 cents (or more) per point. This gives you the opportunity to maximize Chase points value beyond redemptions through Chase Travel.
Use our Chase Points Transfer Calculators to easily convert Chase points to miles or hotel rewards points with Chase's travel partners.
Program specific Chase point transfer calculators:
- Calculator: Chase Points To British Airways Avios
- Calculator: Chase Points To Emirates Miles
- Calculator: Chase Points To Flying Blue Miles
- Calculator: Chase Points To Iberia Avios
- Calculator: Chase Points To JetBlue Points
- Calculator: Chase Points To Southwest Points
- Calculator: Chase Points To United Miles
- Calculator: Chase Points To Virgin Atlantic Points
- Calculator: Chase Points To World of Hyatt
- Calculator: Chase Points To Marriott Bonvoy
