Ultimate Rewards Points can be transferred to a hefty handful of travel partners, each at a 1:1 ratio. This means that every 1,000 Ultimate Rewards Points you transfer will give you 1,000 points or miles with Chase's partners.
Chase transfer partners
There's good value to be found in most of Chase's partners, but listed below are some of the best options.
Chase points to Hyatt
The easiest way to get exceptional value with little to no effort is by transferring your points to the World of Hyatt program. Hyatt Points are worth 1.8 cents each on average, but it's very easy to get over 2 cents per point when redeeming points for free nights at most Hyatt brand hotels.
Chase points to United
Chase Ultimate Rewards is the only major U.S. bank rewards program that allows you to transfer your rewards to United MileagePlus. This makes the Ultimate Rewards program the best way to quickly earn United Miles outside of using United's own credit cards.
United Miles are worth about 1.3 cents each on average when used to fly domestically around the United States. You can get higher value using them for Business Class and First Class flights with United and select airline partners as well as great value using them to fly internationally.
Chase points to Southwest
Southwest Rapid Rewards is another airline in which Chase Ultimate Rewards is the sole major U.S. transfer partner. Southwest offers five credit cards of it's own which features great benefits and earning rates, but Chase is the better option when it comes to quickly earning lots of points via intro bonuses.
Southwest isn't part of any airline alliance and they are not partnered with any airline. Rapid Rewards Points are worth around 1.3 cents and they don't fluctuate often, so you'll always know how much your points are worth on average.
Southwest is great for flying domestically in the U.S. or flying to select destinations such as the Caribbean, Mexico and Hawaii.
Chase points to Virgin Atlantic
Virgin Atlantic Flying Club is a direct transfer of Chase Ultimate Rewards, American Express Membership Rewards and Citi ThankYou Rewards. This makes it extremely easy to build Virgin Atlantic Points via intro bonuses and credit card spending.
Virgin Atlantic Points are worth about 1.2 cents each on average, but can be worth more when redeemed for first and business class with Virgin Atlantic and partners. They are especially great for booking flights on Delta One as well as flights between the U.S. and Europe.
Chase points to British Airways
If you want to hop between different destinations in Europe, British Airways Avios is one of the best ways to do it. Avios are worth 1 cent each on average for economy flights, but you can get as much as 2 cents per point for business class flights.
Avios points are best used for short-haul flights in Europe as well as short-haul flights with oneworld partners such as American Airlines and Alaska Airlines. Another big plus to British Airways Avios is that they can be converted to Qatar Avios and Iberia Avios at a 1:1 ratio which opens up additional redemption options that can offer high value.
Calculator: Chase points transfer
Use our Chase points transfer calculator to calculate the conversion of Ultimate Rewards points into airline miles and hotel points with Chase's travel partners.
How to earn Chase points
Chase offers three Ultimate Rewards credit cards that you can use to earn points transferable to all of Chase's airline and hotel partners. Here are those travel cards:
- Earn 10X points on hotels and car rentals booked through Chase Travel℠
- Earn 5X points on flights booked through Chase Travel℠
- Earn 3X points on travel worldwide and dining at restaurants
- Earn 1X points on all other purchases
- $300 statement credit for travel purchases charged to the card each anniversary year
- Complimentary Priority Pass Select membership
- Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee
- 50% boost to point value on travel booked through Chase Travel
- $550 annual fee
- Card Value & Chase Sapphire Reserve Points Calculator
- Earn 5X points on travel booked through Chase Travel℠
- Earn 3X points on dining, online grocery purchases, and on select streaming services
- Earn 2X points on other travel purchases
- Earn 1X points on all other purchases
- 25% boost to point value on travel booked through Chase Travel
- $50 credit every cardmember anniversary good towards hotel stays booked through Chase Travel
- 10% bonus points based on how much you spend the prior cardmember year
- $95 annual fee
- Card Value & Chase Sapphire Preferred Points Calculator
- Earn 3X points on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1X points on all other purchases
- 25% boost to point value on travel booked through Chase Travel
- $95 annual fee
- Card Value & Chase Ink Preferred Points Calculator
Chase cash back credit cards
Chase offers a handful of cash back credit cards. These credit cards earn Ultimate Rewards points that can be redeemed for cash back (and a few other select options) at a value of 1 cent per point.
Points earned with these cards cannot be transferred directly to Chase's airline and hotel partners BUT they can be moved to a card that does allow you to transfer to partners. This means you can pick up one or more of Chase's cash back credit cards and pair them with an eligible Chase travel card to maximize your earnings.
Here are the cash back credit cards that Chase offers:
- Earn 5% cash back on travel purchased through Chase Travel℠
- Earn 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- Earn 1.5% cash back on all other purchases
- $0 annual fee
- Card Value & Freedom Unlimited Points Calculator
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Earn 5% cash back on travel purchased through Chase Travel℠
- Earn 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- Earn 1% cash back on all other purchases
- $0 annual fee
- Card Value & Freedom Flex Points Calculator
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases
- $0 annual fee
- Card Value & Ink Business Cash Points Calculator
- Earn unlimited 1.5% cash back on every purchase made for your business
- $0 annual fee
- Card Value & Ink Business Unlimited Points Calculator
FAQ
Are Chase Ultimate Rewards Points transferable?
Yes. Chase Ultimate Rewards Points can be transferred to over 10 partners at a 1:1 ratio.
Which hotels can I transfer Chase Ultimate Rewards Points to?
You can transfer Chase Ultimate Rewards Points to World of Hyatt, Marriott Bonvoy, and IHG Rewards.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
