Quick Overview
Earning Points
USAA Rewards points are earned using USAA credit cards. Every eligible $1 spent across these cards will earn you points.
Redeeming Points
USAA Rewards points can be redeemed for travel, cash back, gift cards, merchandise, and charitable donations.
USAA Points Value
USAA points are worth 1 cent per point when redeemed for travel. This means 10,000 points are equal to $100 in travel value.
USAA Transfer Parnters
None. USAA points cannot be transferred to other rewards programs.
USAA Rewards Credit Card Point Calculators
Use our credit card rewards calculator to calculate total USAA Rewards points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
USAA Rewards™ American Express® Card
- 1X - 3X points.
- Receive a 4% APR on all balances for up to 12 months during deployments or PCS
- $0 annual fee.
USAA Rewards™ Visa Signature® Card
- 1X - 2X points.
- $0 annual fee.
