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Triangle Rewards is a rewards program offered by Canadian Tire which is a Canadian retail company based out of Toronto, Ontario, Canada. It's a free rewards program that allows you to collect Canadian Tire Money, also known as CT Money, when making purchases at Canadian Tire stores and their partners in Canada.

Canadian Tire Money calculator

Use the Canadian Money Calculator to calculate how much CT Money you can earn based on spend per dollar, promotional multipliers, and the Triangle Mastercard. Remember that you will only earn on the pre-tax amount so be sure not to include the total cost.

Canadian Tire Spend
Enter your total pre-tax spend at Canadian Tire. You will not earn rewards on taxes/fees.
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Multipliers
Canadian Tire frequently offers promotional multipliers which can earn you additional CT Money. These multipliers are usually in multiples of 5. You can enter the proper multiplier (up to 100) or set it to '0' if it does not apply.
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Triangle Mastercard
When paying with any Triangle Mastercard, you'll earn 4% back on the pre-tax amount. Do you plan on using a Triangle Mastercard to pay for your purchase?
Rewards Earned
The number below represents the rewards you'll earn based on the criteria entered above
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Cash Back
Final Price: $
Earn A $30 Cash Bonus
You can earn bonus cash back PLUS a $30 cash bonus on top of your CT money earnings when you sign up for a free Rakuten Rewards account and start your online Canadian Tire shopping session through their portal.
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Cash Back with Rakuten Rewards Bonus
Sign Up For Rakuten Rewards

How is CT Money calculated?

When shopping at Canadian Tire and partners, you'll earn at a base of 0.4% per $1 spent. This means that every $250 you spend, you'll earn $1 back in Canadian Tire Money.

You can earn additional CT Money through promotional multipliers and using a Triangle Mastercard.

Promotional multipliers

During Canadian Tire's promotional multipliers, you'll earn significantly more CT Money. The table below lists out how much you will earn per $1 spent using common promotional multipliers.

Promotional multiplier CT Money earned per $1 spent
None 0.4%
5X 2%
10X 4%
15X 6%
20X 8%
25X 10%
30X 12%
40X 16%
50X 20%

Example: If you were to spend $250 pre-tax at a Canadian Tire store with a 30X multiplier, you would earn 12% back per dollar spent for a total of $30 in CT Money.

Triangle Mastercard

You can earn an additional 4% back in CT Money on top of the CT Money you would normally earn when using a Triangle Mastercard to make purchases at Canadian Tire and their partners.

Example: If you were to spend $250 pre-tax at a Canadian Tire store with a 30X multiplier using a Triangle Mastercard, you would earn $40 in CT Money.

Triangle Mastercard calculators

Canadian Tire offers two credit cards in their rewards program. Both are fantastic options for easily building up CT Money on everyday purchases and I highly recommend picking one up if you frequent Canadian Tire or their partners.

If you want to know how much you can earn with Triangle Mastercards, check out our Canadian Tire credit card rewards calculators in which you can input your spend to calculate total CT Money and overall card value.

Credit Card Highlights
Canadian Tire Triangle™ World Elite Mastercard®
Canadian Tire Triangle™ World Elite Mastercard®
Card Value & CT Money Calculator
  • Earn 4% back in CT Money on pre-tax purchases made with Canadian Tire and their partners.
  • Earn 3% back in CT Money on up to $12,000 in grocery store purchases per year (then 0.5%).
  • Earn 1% back in CT Money on all other purchases.
  • Receive no-fee, no-interest financing on qualifying purchases of $150 or more at Canadian Tire Stores and their partners.
  • Enjoy Roadside Assistance Gold Plan, purchase security, extended warranty and car rental collision/loss damage waiver insurance.
  • $0 annual fee.
Canadian Tire Triangle™ Mastercard®
Canadian Tire Triangle™ Mastercard®
Card Value & CT Money Calculator
  • Earn 4% back in CT Money on pre-tax purchases made with Canadian Tire and their partners.
  • Earn 1.5% back in CT Money on up to $12,000 in grocery store purchases per year (then 0.5%).
  • Earn 0.5% back in CT Money on all other purchases.
  • Earn 5 cents per litre in Canadian Tire Money at Gas+ and participating Husky stations.
  • Receive no-fee, no-interest financing on qualifying purchases of $150 or more at Canadian Tire Stores and their partners.
  • $0 annual fee.
Our Top Partner Credit Card Picks

We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users: