PC Optimum Points Value: Redemptions & Value Calculator

PC Optimum Points have a value of $0.001 per point meaning that 10,000 points are worth $10. Calculate dollar value and get the list of redemption options.
PC Optimum Points Value
Value of 1 Point Redemption
$0.001 All Redemptions

PC Optimum Points have a value of $0.001 cent each for all redemptions. This means that 1,000 points are worth $1. While that may seem low, you can earn a large amount of PC Optimum Points very easily using PC Financial credit cards and shopping at Loblaw companies.

PC Optimum Points Value Calculator

Use the PC Optimum Points Value Calculator to calculate the cash value of points earned in the PC Optimum program. The calculator will output the dollar value based on the redemption value of $0.001 per PC Optimum Point.

PC Optimum Points Value Calculator

Enter any amount of points to see the average cash value.
Cash Value
0.1 cents

Here are the cash value of PC Optimum Points based on common denominations:

PC Optimum Points Value
Points Dollar Value
1 Point $0.001
10 Points $0.01
100 Points $0.10
1,000 Points $1
5,000 Points $5
10,000 Points $10
25,000 Points $25
50,000 Points $50
100,000 Points $100

Redeeming PC Optimum Points

PC Optimum Points are worth $0.001 for all redemptions. PC Optimum Points can only be redeemed in increments of $10 which is equal to redeeming in 10,000-point increments. Do note that you cannot redeem your points towards taxes. They also cannot be redeemed for:

  • Gift Cards
  • Alcohol
  • Tobacco
  • Lottery Tickets
  • Prescription Medication

The most common redemption for PC Optimum Points are with Loblaw companies. You can use your redeemed points with the following Loblaw companies:

  • Loblaws
  • NoFrills
  • Valu-Mart
  • Zehrs
  • Real Canadian Superstore
  • Independent
  • Fortinos
  • Wholesale Club
  • Joe Fresh
  • NoFrills Won't Be Beat
  • Atlantic Superstore
  • Loblaws CityMarket
  • Shoppers Drug Mart
  • Beauty Boutique
  • Maxi
  • Pharmaprix
  • Provigo
  • Dominion
  • Galerie Beauté

Points can also be redeemed with the following brands/websites:

  • Beautyboutique.ca
  • JoeFresh.ca
  • PC Express

Spend Your Points Events

If you want to maximize your PC Optimum Points Value, you can get additional value when you use them during special Spend Your Points events. This is typically a limited time window in which you can get a significant increase in value. For example, here's the rates that were given during the April 2021 bonus redemption event:

  • $65 Off when you redeem 50,000 PC Optimum Points ($15 Extra Value)
  • $140 Off when you redeem 100,000 PC Optimum Points ($40 Extra Value)
  • $300 Off when you redeem 200,000 PC Optimum Points ($100 Extra Value)

This gives your PC Optimum Points up to $0.0015 cents in value which is a very nice increase. I highly recommend keeping an eye on your emails for when these events come around.


PC Optimum Points have a simple value of $0.001 cents each. With the ability to earn 10 points or more shopping directly at select stores and using PC Financial credit cards, it's pretty easy to build your rewards and redeem them for solid value. On top of that, you can save your rewards and redeem them during Spend Your Points Events to maximize your value and get the most out of your PC Optimum Points.

PC Point Calculators

Want to know how much you can earn with PC Financial credit cards? Use our PC Optimum Points credit card calculators to calculate total points based on your spend. Compare PC Optimum credit cards side by side one another or against any other top credit card in Canada.


What is the value of a PC Optimum Point?

PC Optimum Points have a value of $0.001 per point. 10,000 PC Optimum Points would be worth $10.

How many PC Optimum Points equal $1?

1,000 PC Optimum Points is equal to $1.

How many PC Optimum Points do you need to redeem?

PC Optimum Points must be redeemed in 10,000-point increments which is equal to $10.

Updated 2021-04-16 By Robert Flowers III

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