PC Optimum Points Value: How Much Are They Worth?

Point Value Calculator
PC Optimum points are worth 0.1 cents each meaning that 1,000 points are equal to $1 in cash value with redeemed with Loblaw companies.
Last Updated 2022-06-19 By R.Flowers III

PC Optimum Points have a value of $0.001 each for all redemptions. This means that 1,000 points are equal to $1 in cash value with Loblaw companies.

While that may seem low, you can easily earn large amounts of PC Optimum Points shopping at Loblaw companies and using PC Financial Mastercard credit cards.

Redeeming PC Optimum points

PC Optimum Points can be redeemed with Loblaw companies which will give your points a value of 1 cent each. For every 10,000 points you earn, you can redeem them for $10 worth of free stuff.

Redeem in-store with Loblaw Companies

The most common redemption for PC Optimum Points are with Loblaw companies. As soon as you have 10,000 points, you can redeem them for $10 worth of free products and groceries with the following Loblaw companies:

  • Loblaws
  • NoFrills
  • Valu-Mart
  • Zehrs
  • Real Canadian Superstore
  • Independent
  • Fortinos
  • Wholesale Club
  • Joe Fresh
  • NoFrills Won't Be Beat
  • Atlantic Superstore
  • Loblaws CityMarket
  • Shoppers Drug Mart
  • Beauty Boutique
  • Maxi
  • Pharmaprix
  • Provigo
  • Dominion
  • Galerie BeautĆ©

Redeem online with partners

PC Optimum points can be redeemed in 10,000-point increments for $10 in value when shopping online at:

  • shoppersdrugmart.ca
  • pharmaprix.ca
  • joefresh.ca
  • pcexpress.ca

Spend Your Points Events

If you want to get the most out of your PC Optimum points, the best time to redeem them is during Spend Your Points events. These events allow you to redeem points for increased value during a limited time window.

Here are the rates that were offered during the June 2022 bonus redemption event for Shopper's Drug Mart:

  • $65 Off when you redeem 50,000 PC Optimum Points ($15 Extra Value)
  • $140 Off when you redeem 100,000 PC Optimum Points ($40 Extra Value)
  • $300 Off when you redeem 200,000 PC Optimum Points ($100 Extra Value)

This gives your PC Optimum Points up to 0.15 cents in value which is a very nice increase. I highly recommend keeping an eye on your emails for when these events come around.

Convert PC Optimum points to dollars

Use the PC Optimum Points Value calculator to determine the dollar value of your PC Optimum points. This will give you an idea of how much your points are worth on average.

Enter any amount of PC Optimum points to calculate the dollar value.
Points
Redemption option Average dollar value
Spend your points events $0 - $0
Standard redemption in-store or online with Loblaw Companies and partners $0

Average dollar value

The table below lists the average dollar value of PC Optimum points for common point denominations based on 0.1 center per point.

PC Optimum points Dollar value
1 Point $0.001
10 Points $0.01
100 Points $0.10
1,000 Points $1
5,000 Points $5
10,000 Points $10
25,000 Points $25
50,000 Points $50
100,000 Points $100

How to earn PC Optimum points

The best way to maximize your earnings in the PC Optimum program is by using PC Financial Mastercard credit cards. These cards can earn you up to 30X PC Optimum points per $1 spent which is a great return on your spend, especially if you frequently shop at Loblaw Companies.

Use the PC Financial Mastercard calculators to find out how many PC Optimum points you can earn based on the spend amounts you enter. Compare the results side by side credit cards from any issuer featured on this site.

Credit Card Benefits Annual Fee
  • Earn 30 points for every $1 spent with Loblaw companies
  • Earn 30 points for every $1 spent with PC Travel
  • Earn 10 points for every $1 spent on all other purchases
  • Bonus points with Esso and Mobil
  • Car rental collision damage and theft protection and travel emergency medical insurance
  • Purchase assurance and extended warranty
$0
  • Earn 20 points for every $1 spent with Loblaw companies
  • Earn 20 points for every $1 spent with PC Travel
  • Earn 10 points for every $1 spent on all other purchases
  • Purchase assurance and extended warranty
$0
  • Earn 20 points for every $1 spent with PC Travel
  • Earn 10 points for every $1 spent on all other purchases
  • No minimum income requirements
$0

FAQ

How much are PC Optimum Points worth?

PC Optimum Points are worth 0.1 cents each. This means every 10,000 points you earn are worth $10 in cash value in-store and online with Loblaw Companies.

How many PC Optimum Points equal $1?

1,000 PC Optimum Points is equal to $1.

How many PC Optimum Points do you need to redeem?

PC Optimum Points must be redeemed in 10,000-point increments which is equal to $10 in cash value.

How many PC Optimum Points is $100?

100,000 PC Optimum Points is equal to $100.

How much are 1,000 PC Optimum Points worth?

1,000 PC Optimum Points are worth $1.

How much are 5,000 PC Optimum Points worth?

5,000 PC Optimum Points are worth $5.

How much are 10,000 PC Optimum Points worth?

10,000 PC Optimum Points are worth $10.

How much are 30,000 PC Optimum Points worth?

30,000 PC Optimum Points are worth $30.

How much are 50,000 PC Optimum Points worth?

50,000 PC Optimum Points are worth $50.

How much are 100,000 PC Optimum Points worth?

100,000 PC Optimum Points are worth $100.

How do you convert PC Optimum points to dollars?

You can calculate the dollar value by multiplying your points by 0.001. So, 20,000 points would be worth $20.

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