Rewards Calculator: BMO Ascend World Elite Mastercard

Card Value & BMO Points Calculator
BMO Ascend™ World Elite® Mastercard®

The BMO Ascend™ World Elite® Mastercard® is premium travel rewards card that earns points best used towards travel. It offers up to 5X BMO Rewards points per $1 spent and offers airport lounge access, travel and medical protection, and additional discounts on travel and entertainment.

Rewards Rates

5X
Earn 5 points for every $1 spent on eligible travel purchases, on up to $15,000 per year (then 1X).
3X
Earn 3 points for every $1 spent on eligible entertainment, dining, and recurring bill payments, on up to $10,000 per year in each individual category (then 1X).
1X
Earn 1 point for every $1 spent on all other purchases.

Key Cardholder Benefits

  • Receive Airport lounge access with Mastercard Travel Pass provided by DragonPass. You'll also receive 4 free passes per year.
  • The BMO Ascend World Elite Mastercard offers free access to over 1 million Wi-Fi hotspots worldwide with Boingo Wi-Fi.
  • Save up to 25% off at National Car Rental and Alamo Rent A Car locations
  • Be protected with travel and medical protection including car rental collision loss/damage waiver insurance, trip cancellation/interruption insurance, flight delay insurance, and more.

Rewards Value

Redemption Option Redemption Value (in cents)
Redeeming points for travel 0.67
Using points for investments with BMO 0.67
Redeeming points for gift cards 0.4 - 0.45
Redeeming points for a statement credit 0.33
Using points to buy merchandise 0.3 - 0.6

BMO Rewards points earned with the BMO Ascend World Elite Mastercard are worth 0.67 cents each on average. Every 150 points you redeem towards travel or BMO investments are worth $1 in cash value.

Annual Fees

The BMO Ascend World Elite Mastercard has a $150 annual fee, which is waived the first year.

Income Requirements

The BMO Ascend World Elite Mastercard requires a minimum $80,000 (individual) or $150,000 (household) annual income.

Point Calculator

Input your monthly and yearly spend amounts to find out how many BMO Rewards points you can earn with the BMO Ascend World Elite Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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