Earning Rates

The BMO eclipse Visa Infinite Card earns BMO Rewards points at the following rates:

  • 5 points for every $1 spent on groceries, dining in and out, gas, and transit purchases in Canada, on up to $50,000 per calendar year.
  • 1 point for every $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the BMO eclipse Visa Infinite Card:

  • 10% Bonus Points: Earn 10% more points on all purchases when you add an authorized user to your account.
  • $50 Lifestyle Credit: Get a $50 anniversary lifestyle credit on your first card purchase of $50 or more.
  • Fuel Savings: Save up to 7¢ per litre with Shell and BMO, plus save an additional 3¢/L at participating Shell locations as an eligible Member of CAA, AMA or BCAA.
  • Visa Infinite Benefits: Visa Infinite Luxury Hotel Collection, Visa Infinite Dining Series, Visa Infinite Concierge, Visa Infinite Troon Golf Benefit.
  • Travel & Shopping Insurance: Out-of-Province/Country Emergency Medical Insurance, Common Carrier Insurance, Car Rental Collision/Loss Damage Insurance, Mobile Device Insurance, Purchase Security, and Extended Warranty Insurance.

Fees

Annual Fee

The BMO eclipse Visa Infinite Card has an annual fee of $120.

Authorized User Fee

Adding authorized users to the BMO eclipse Visa Infinite Card will cost you $50 per additional card per year.

Foreign Transaction Fee

The BMO eclipse Visa Infinite Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.