BMO eclipse Visa Infinite Card

Benefits & BMO Rewards Calculator
Review the benefits of the BMO eclipse Visa Infinite Card and calculate how many BMO Rewards Points you can earn based on the spend amounts you enter.
Last Updated 2022-05-31

The BMO eclipse Visa Infinite Card earns 5 BMO Rewards Points on the first $50,000 in combined purchases between grocery, restaurant, gas station, and transit. In addition to that, it offers a 10% point bonus when adding an authorized users, a $50 annual Lifestyle credit, and Visa Infinite benefits.

Overall, the BMO eclipse Visa Infinite Card is a solid option for earning a great return on your spend.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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BMO eclipse Visa Infinite bonus categories

The BMO eclipse Visa Infinite features 4 bonus categories which are grocery, dining, gas station, and transit. All four categories share a combined bonus spend cap of $50,000 per calendar year. Once that cap is hit, you'll earn at 1X across all categories for the remainder of the year.

5X Grocery

The BMO eclipse Visa Infinite Card earns 5 BMO Rewards points per $1 spent on grocery purchases in Canada.

5X Dining

The BMO eclipse Visa Infinite Card earns 5 BMO Rewards points per $1 spent dining out in Canada and on takeout and food delivery purchases in Canada.

5X Gas Station

The BMO eclipse Visa Infinite Card earns 5 BMO Rewards points per $1 spent on gas station purchases in Canada.

5X Transit

The BMO eclipse Visa Infinite Card earns 5 BMO Rewards points per $1 spent on transit purchases in Canada. This includes public transit and rideshares.

1X Everything Else

All other purchases on the BMO eclipse Visa Infinite Card earns 1 BMO Rewards point per $1 spent.

BMO eclipse Visa Infinite benefits

10% Bonus Points

When you add an authorized user to your BMO eclipse Visa Infinite Card account, you'll earn 10% more points on all purchases. Adding an additional cardholder is $50 per card, so you'll want to make sure that they spend enough on the card to make it worth the fee.

$50 Annual Lifestyle Credit

You'll receive an automatic $50 statement credit that will apply towards the first purchase on the that is equal to or more than $50.

Visa Infinite Benefits

  • Visa Infinite Luxury Hotel Collection
  • Visa Infinite Dining Series
  • Visa Infinite Concierge
  • Visa Infinite Troon Golf Benefit

Travel & Shopping Coverage

BMO eclipse Visa Infinite point value

Redemption BMO points value (in cents)
Redeeming points for travel 0.67
Using points for investements with BMO 0.67
Redeeming points for gift cards 0.4 - 0.45
Redeeming points for a statement credit 0.33
Using points to buy merchandise 0.3 - 0.6

BMO Rewards points earned with the BMO eclipse Visa Infinite are worth 0.67 cents each on average. Every 150 points you redeem towards travel or BMO investements are worth $1 in cash value.

BMO Rewards Point Calculator

Input your monthly and yearly spend amounts to find out how many BMO Rewards points you can earn with the BMO eclipse Visa Infinite Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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