BMO eclipse Visa Infinite Privilege Card

Benefits & BMO Rewards Calculator
Review the benefits of the BMO eclipse Visa Infinite Privilege Card and calculate how many BMO Rewards points you can earn based on your spend.
Last Updated 2022-05-31

The BMO eclipse Visa Infinite Privilege Card earns 5x on the first $100,000 in annual purchases between the categories of grocery, restaurant, gas station, drugstore, and travel.

It also offers an annual $200 lifestyle credit, a 25% point bonus when you add an authorized user, Visa Infinite Privileges Benefits, and fantastic travel insurance.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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BMO eclipse Visa Infinite Privilege bonus categories

The BMO eclipse Visa Infinite Privilege features five bonus categories which are grocery, dining, gas station, travel, and drugstore. All categories share a combined bonus spend cap of $100,000 per calendar year. Once that cap is hit, you'll earn at 1X across all five categories for the remainder of the year.

5X Grocery

The BMO eclipse Visa Infinite Privilege Card earns 5 BMO Rewards points per $1 spent on grocery purchases in Canada.

5X Dining

The BMO eclipse Visa Infinite Privilege Card earns 5 BMO Rewards points per $1 spent dining out in Canada and on takeout and food delivery purchases in Canada.

5X Gas Station

The BMO eclipse Visa Infinite Privilege Card earns 5 BMO Rewards points per $1 spent on gas station purchases in Canada.

5X Travel

The BMO eclipse Visa Infinite Privilege Card earns 5 BMO Rewards points per $1 spent on travel. This includes airfare, hotel, and car rental purchases.

5X Drugstore

The BMO eclipse Visa Infinite Privilege Card earns 5 BMO Rewards points per $1 spent on drugstore purchases in Canada.

1X Everything Else

All other purchases on the BMO eclipse Visa Infinite Privilege Card earns 1 BMO Rewards point per $1 spent.

BMO eclipse Visa Infinite Privilege benefits

25% Bonus Points

When you add an authorized user to your BMO eclipse Visa Infinite Privilege Card account, you'll earn 25% more points on all purchases. Adding an additional cardholder is $99 per card, so you'll want to make sure that they spend enough on the card to make it worth the fee.

$200 Annual Lifestyle Credit

You'll receive an automatic $200 statement credit that will apply towards the first purchase on the that is equal to or more than $200. This is easy money back in your pocket.

Visa Infinite Privilege Benefits

  • Priority Pass Membership (6 Free Visits)
  • Airport Benefits & Services (Select Candian Airports)
  • Visa Infinite Luxury Hotel Collection
  • Visa Infinite Privilege Concierge
  • Visa Infinite Dining Series
  • Visa Infinite Wine Country
  • Troon Rewards Golf Benefits
  • Full Visa Infinite Privileges

Travel & Shopping Coverage

BMO eclipse Visa Infinite Privilege point value

Redemption BMO points value (in cents)
Redeeming points for travel 0.67
Using points for investements with BMO 0.67
Redeeming points for gift cards 0.4 - 0.45
Redeeming points for a statement credit 0.33
Using points to buy merchandise 0.3 - 0.6

BMO Rewards points earned with the BMO eclipse Visa Infinite Privilege are worth 0.67 cents each on average. Every 150 points you redeem towards travel or BMO investements are worth $1 in cash value.

BMO Rewards Point Calculator

Input your monthly and yearly spend amounts to find out how many BMO Rewards points you can earn with the BMO eclipse Visa Infinite Privilege Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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