BMO Rewards Mastercard

Benefits & BMO Rewards Calculator
Review the benefits of the BMO Rewards Mastercard and calculate how many BMO Rewards points you can earn based on the spend amounts you enter.
Last Updated 2022-05-31

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

BMO Rewards Mastercard 1X earning rate

The BMO Rewards Mastercard earns 1 BMO Rewards point per $1 spent across all categories with no cap on how many points you can accumulate. And there's no bonus categories to worry about, just easy flat-rate earnings.

BMO Rewards Mastercard benefits

Car Rental Savings

As a BMO cardholder, you'll save up to 25% off at National Car Rental and Alamo Rent A Car locations. You can use contract ID number 3717122 when booking on and contract ID number 7014883 when booking on

Shopping Coverage

BMO Rewards Mastercard point value

Redemption BMO points value (in cents)
Redeeming points for travel 0.67
Using points for investements with BMO 0.67
Redeeming points for gift cards 0.4 - 0.45
Redeeming points for a statement credit 0.33
Using points to buy merchandise 0.3 - 0.6

BMO Rewards points earned with the BMO Rewards Mastercard are worth 0.67 cents each on average. Every 150 points you redeem towards travel or BMO investements are worth $1 in cash value.

BMO Rewards Point Calculator

Input your monthly and yearly spend amounts to find out how many BMO Rewards points you can earn with the BMO Rewards Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.