Quick Overview
Earning Points: BMO Rewards points are earned using BMO Rewards credit cards. Every $1 you spend across these cards will earn you 1 BMO Rewards point along with bonus points based on any multipliers the card has.
Ways To Redeem Points: BMO Rewards points can be redeemed for travel, gift cards, investments, statement credits, and merchandise.
BMO Rewards Points Value: 0.67 cents. Every 150 BMO Rewards Points you redeem towards travel redemptions is equal to $1 in cash value.
Transfer Partners: None. BMO Rewards points cannot be transferred to other programs.
Credit Card Value & Rewards Calculators
BMO eclipse Visa Infinite Privilege Card
- Earn 5 points for every $1 spent on groceries, dining in and out, drugstore, gas, and travel purchases, on up to $100,000 per year (then 1X).
- Earn 1 point for every $1 spent on all other purchases.
- Receive 25% more points on all purchases when you add an authorized user.
- Receive an automatic $200 statement credit annually.
- Enjoy Visa Infinite Privilege benefits.
- $499 annual fee.
BMO eclipse Visa Infinite Card
- Earn 5 points for every eligible $1 spent on groceries, dining in and out, gas, and transit purchases in Canada, on up to $50,000 per calendar year (then 1X).
- Earn 1 point for every $1 spent on all other purchases.
- Receive 10% more points on all purchases when you add an authorized user.
- Receive an automatic $50 statement credit annually.
- Enjoy Visa Infinite benefits.
- $120 annual fee.
BMO Ascend™ World Elite® Mastercard®
- Earn 5 points for every $1 spent on eligible travel purchases, on up to $15,000 per year (then 1X).
- Earn 3 points for every $1 spent on eligible entertainment, dining, and recurring bill payments, on up to $10,000 per year in each individual category (then 1X)
- Earn 1 point for every $1 spent on all other purchases.
- Receive Airport lounge access with Mastercard Travel Pass provided by DragonPass along with 4 free passes per year.
- $150 annual fee (waived the first year).
BMO Rewards® Mastercard®
- Earn 1 point for every $1 spent on the card.
- $0 annual fee.
AIR MILES Canada Calculators & Guides
Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!
