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BMO Rewards Points Calculators

Use our BMO Rewards points calculators to calculate credit card earnings and overall card value, point value based on redemption, and more.

BMO Rewards Points Quick Overview

  • Program Overview: BMO Rewards points are the rewards currency for BMO Rewards credit cards, earned per $1 spent.
  • Redemption Options: Points can be redeemed for travel, investments, gift cards, merchandise, and statement credits.
  • Point Value: Points are worth 0.67 cents each on average—150 points equals $1 when redeemed for travel or investments.
  • Limitations: BMO Rewards points are not flexible and cannot be transferred to other loyalty programs.

BMO Credit Card Points Calculators


BMO offers four credit cards that earns BMO Rewards points. Overall, they are solid travel credit cards that can take you pretty far if you maximize your spend and take advantage of the benefits they offer.

Use our BMO credit card points calculators to calculate total points and overall card value based on spend, card benefits, and fees. Compare results side-by-side other top rewards credit cards offered in Canada.

BMO Points Value Calculators


BMO Rewards points offers the best value when redeemed for travel and investments with BMO, but they can also be used for gift cards, statement credits, and merchandise. Use our BMO points value calculator to calculate the dollar value of BMO Rewards points based on redemption.

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