Retail & Store Rewards Calculators UK

Calculate & Compare Store Rewards
Calculate how many rewards you can earn in retail and store rewards programs to find out which programs are worth your time and money.

If you love to shop, earning rewards on your spending is a no-brainer. Many retail stores offer co-branded credit cards which will earn you rewards and grant special benefits such as early access to sales, birthday gifts, discounts, and much more.

The big thing to remember about store credit cards is that they typically have high interest rates. Maintaining a balance on store credit cards will eat away at your rewards faster than you can earn them.

If you pay off your balance in full every month, store credit cards can be some of the best rewards cards on the market, especially if you spend a lot at particular stores.

Store Rewards Calculator

Use the Store Rewards Calculator to find out which credit cards will give you the most value when spending at popular retail stores in the UK.

Results will be sorted by net return. This is calculated by taking the average value of the rewards earned adding the average value of card benefits and subtracting any annual fees the card has.

Results will consist of top-rated UK credit cards in the market.

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Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having issues calculating rewards.

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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

All spend entered in the fields above will carry over to every credit card rewards calculator on the site so there's no need to re-enter spend.