Retail & Store Rewards Calculators UK

Calculate & Compare Store Rewards
Calculate how many rewards you can earn in retail and store rewards programs to find out which programs are worth your time and money.
By R.Flowers III

If you love to shop, earning rewards on your spending is a no-brainer. Many retail stores offer co-branded credit cards which will earn you rewards and grant special benefits such as early access to sales, birthday gifts, discounts, and much more.

The big thing to remember about store credit cards is that they typically have high interest rates. Maintaining a balance on store credit cards will eat away at your rewards faster than you can earn them.

If you pay off your balance in full every month, store credit cards can be some of the best rewards cards on the market, especially if you spend a lot at particular stores.

Amazon UK Points Calculators

Amazon points can be redeemed for gift cards, at checkout with Amazon UK, and more. Get the full list of redemption options and calculate Amazon points to pounds.

Credit Card Benefits Annual Fee
  • Earn 2% back in Amazon Rewards on Amazon.co.uk, Amazon Business UK and Whole Foods Market UK purchases
  • Earn 0.5% back in Amazon Rewards on all purchases elsewhere for every £1 spent
  • You can extend payment terms by 90 days on each Amazon.co.uk, Amazon Business UK and Whole Foods Market UK purchase, instead of earning rewards, helping improve cashflow
£0 in your first year, and £0 thereafter if you spend £8,000 or more on purchases each year, otherwise it is £50 annually
  • Earn 1.5% back in Amazon Rewards on Amazon.co.uk, Amazon Business UK and Whole Foods Market UK purchases
  • Earn 0.5% back in Amazon Rewards on all purchases elsewhere for every £1 spent
  • You can extend payment terms by 60 days on each Amazon.co.uk, Amazon Business UK and Whole Foods Market UK purchase, instead of earning rewards, helping improve cashflow
£0 in your first year, then £50

Boots Advantage Points Calculators

Get the details on how to earn and redeem Boots Advantage Points, review the benefits of popular Boots Clubs, and calculate rewards

Review the list of redemption options for Boots Advantage points and calculate the cash value in pounds

Credit Card Benefits Annual Fee
  • Earn 4 points per £1 spent on most purchases made in-store or online with Boots
£0

John Lewis Partnership Points Calculators

Credit Card Benefits Annual Fee
  • Earn 5 points for every £4 spent on eligible purchases at John Lewis and Waitrose
  • Earn 1 point for every £4 spent elsewhere
  • Cardholder exclusive benefits which includes bonus point events, ticket exclusives, and luxury travel offers
  • For every 500 points you collect, earn a £5 voucher to use towards John Lewis and Waitrose
£0

M&S Points Calculators

Credit Card Benefits Annual Fee
  • Earn 1 point per £1 spent on Marks & Spencer purchases
  • M&S Premium Club customers will earn 2 additional points for each £1 spent with Marks and Spencer for a total of 3 points per £1
  • Earn 1 point per £5 spent on all other purchases
  • Every 100 M&S Credit Card points that you earn is worth £1 in cash value
£0

Nectar Rewards Points Calculators

Nectar points can be redeemed with decent amount of partners including Sainsbury's, Argos, Habitat, and more. Find out what you can redeem your points for and calculate Nectar points to pounds.

Calculate the transfer of Nectar Rewards points to British Airways Avios and vice-versa.

Credit Card Benefits Annual Fee
  • Intro Bonus: 20,000 bonus Nectar Points
  • Earn 2 points for every £1 spent on the card
  • Collect a minimum of 3 points per £1 spent at Nectar partners when using the Nectar Credit Card and loyalty card, that's a 1 additional point bonus
£0 the first year, then £25 annually
  • Earn 1 point for every £2 spent at Sainsbury's, Argos, Habitat and Tu Clothing in the UK
  • Earn 1 point for every £5 spent everywhere else
£0

Tesco Clubcard Points Calculators

Calculate how many Tesco Clubcard points you can earn spending with Tesco and Tesco Fuel, with and without a Tesco Credit Card

Review the list of redemption options for Tesco Clubcard points and calculate the average value of points in pounds.

Credit Card Benefits Annual Fee
  • Earn 1 additional point per £4 spent over the non-cardholder rate with purchases with Tesco for a total of 5 Tesco Clubcard points per £4 spent
  • Earn 3 additional points per £4 spent over the non-cardholder rate with Tesco Fuel purchases for a total of 5 Tesco Clubcard points per £4 spent
  • All other purchases with the Tesco Clubcard Credit Card will earn 1 Tesco Clubcard point per £8 spent
£0
Calculate Total Rewards & Card Value Per £1 Spent For Top U.K. Credit Cards
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