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Which Credit Card Points Transfer To American Airlines?

Find out which partners offer the best rewards when you transfer them to American Airlines AAdvantage and calculate the conversion.
Last Updated: 09-15-2024
Page Also Available For: 🇨🇦 CA
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American Airlines is a direct transfer partner of several hotel loyalty programs and one U.S. credit card rewards program. This gives you a handful of additional credit cards that you can use to earn AAdvantage miles outside of using AA's own co-branded credit cards.

American Airlines credit card transfer partners

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If you're looking to maximize your AAdvantage miles outside of using AA's own co-branded credit cards, Marriott Bonvoy, and World of Hyatt are our top picks for earning AAdvantage miles.

Marriott Bonvoy credit cards

Marriott Bonvoy Points can be transferred to American Airlines AAdvantage at a 3:1 ratio. Every 3,000 Marriott Bonvoy Points can be converted to 1,000 AAdvantage Miles.

Marriott credit cards can earn you as much as 6X points per $1 spent on purchases made at Marriott properties which is equal to 2X AAdvantage miles when transferred. This makes picking up a Marriott credit card a solid option if you frequently stay at Marriott Bonvoy properties.

Here are the credit cards that Marriott offers that you can use to earn AAdvantage miles:

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World of Hyatt credit cards

World of Hyatt Points can be transferred to American Airlines AAdvantage at a 2.5:1 ratio. This means that every 2,500 Hyatt points you transfer will give you 1,000 AAdvantage miles. On top of that, Every 50,000-block of Hyatt points you transfer in a single transaction will net you an additional 5,000 AAdvantage miles.

Hyatt credit cards are fantastic for earning points at World of Hyatt properties as you'll earn a whopping 4X points on your stays on top of the points you'll already earn as a World of Hyatt member. When transferred to AAdvantage, this is equal to 1.6 miles... which, quite honestly, isn't that good.

The thing about Hyatt points is that they are easily worth 2 cents or more when booking stays at Hyatt properties. Obtaining great value requires very little effort... even when you're not trying you can get at least 1.8 cents per point.

So when you transfer Hyatt points to AAdvantage or any other airline partner, you will more than likely end up devaluing your points. Looking at the rate, 2,500 Hyatt points can easily be worth $50 towards a Hyatt stay whereas the 1,000 AAdvantage miles you'll end up with after the transfer are worth about $14 on average — maybe even $20-$30 if you can find an excellent upper-class redemption.

So keep this in mind when transferring Hyatt points.

Here are the credit cards Hyatt offers that you can use to earn AAdvantage miles:

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IHG One Rewards credit cards

IHG One Rewards points can be transferred to American Airlines AAdvantage at a 5:1 ratio. Every 5,000 IHG points you convert will give you 1,000 AAdvantage miles.

IHG credit cards are hands-down the best option if you frequent IHG hotels as you'll earn 10 points per $1 spent at IHG properties. You'll also enjoy complimentary elite status and an annual free night award on the personal and business Premier cards.

In terms of overall value transferring to AAdvantage... I wouldn't recommend doing so unless you are really in need of AAdvantage miles and don't want to buy them.

Here are the credit cards that you can use to earn IHG points transferable to American Airlines AAdvantage:

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Drury Rewards credit cards

Drury Rewards points can be transferred to American Airlines AAdvantage at a 5:1 ratio. Every 5,000 Drury Rewards points you transfer to your AAdvantage account will give you 1,000 AAdvantage miles.

Drury only offers one co-branded credit card and it's good for one thing... earning 5 points per $1 spent at Drury properties. At a 5:1 ratio, this means you'll earn up to 1X point with this card which isn't worth it at all.

Here is the co-branded credit card Drury offers:

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Hilton Honors credit cards

Hilton Honors points can be transferred to American Airlines AAdvantage at a 20:3 ratio. This means every 10,000 Hilton Honors points you convert will give you 1,500 AAdvantage miles.

Hilton credit cards are amongst the best (if not thee best) co-branded hotel credit cards in the market. They offer exceptional value when used at Hilton brand properties and can be very worth while on all other purchases as well if you know how to redeem Hilton Honors points for high value.

The transfer ratio from Hilton Honors to AAdvantage isn't the "best" but it's so easy to earn Hilton Honors points that it could be worth it if you're really in need of AAdvantage miles. Still... if you know how to redeem them for good to great value, you may want to save them and just buy AAdvantage miles instead.

Here are the co-branded credit cards that Hilton offers:

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AAdvantage credit cards

With American Airlines having no major credit card transfer partners, your best bet for earning AAdvantage miles will be their own co-branded credit cards. You'll earn a solid amount of miles on your purchases and you'll receive a handful of perks which can provide some additional value.

Here are the co-branded credit cards American Airlines offers:

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What's the best credit card for AAdvantage miles?

Input your monthly and yearly spend amounts into our credit card finder tool to find out which credit cards will earn you the most AAdvantage miles and best return per $1 spent.

Results will include all co-branded AAdvantage credit cards and all American Airlines credit card transfer partners. Results will show up to the top 20 cards.

Want More Customization?

This calculator uses our valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, check out this tool:

Rewards Credit Card Directory & Calculator: AAdvantage Miles

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Calculator Options
Year 1 or Year 2+ Calculations
Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.
Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
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Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
Authorized Users
Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.
Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.
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Max of 100.
Calculate Foreign Transaction Fees?
Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.
If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.
Note: We do not have the foreign transaction fee rates for all credit credits.
Enter Your Monthly & Yearly Spend Amounts
Add Categories
Search our database of categories and add them to the calculator. You can select as many categories as you want.

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Remove all categories from the calculator to start fresh or start with a set of popular predefined categories for personal or business spending.
Remove current categories and ADD: Supermarket, Restaurant/Dining, Gas Station, Transit, Travel, Online Shopping, Drugstore, Streaming, Cable, Wireless Phone, and Entertainment.
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Mobile Pay Option
The Mobile Pay option () only applies to credit cards that features bonuses or rewards that revolve around using Mobile Pay. When turned on, the category will count for both normal pay AND mobile pay. If a card has nothing to do with Mobile Pay, having it on or off will not make a difference.

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Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.

Earn points paying rent with no transaction fee using the Bilt Mastercard®.

Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.

Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.

Learn more
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View the list of American Airlines credit card transfer partners and calculate which cards earns you the most miles.
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Use Our Calculator To Maximize Your AAdvantage Miles

Discover personalized credit card options that match your spending habits and maximizes your AAdvantage Miles.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best options for you!

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