Emirates is a direct 1-to-1 transfer partner of all major U.S. credit card rewards program including American Express, Chase, Citi, and Capital One. This makes it extremly easy to earn lots of Emirates Skywards Miles.
- Best For Everyday Categories & Travel: Citi Premier® Card
- Best For Restaurants & U.S. Supermarkets: American Express® Gold Card
- Best For Airfare & Lounge Access: The Platinum Card® from American Express
- Best For Flexible Travel Rewards: Chase Sapphire Preferred® Card
- Best For High Value: Chase Sapphire Reserve®
- Best For Flat-Rate Earnings: Capital One Venture Rewards Credit Card
- Best For Small Business & Miscellaneous Spend: The Blue Business® Plus Credit Card from American Express
Best For Everyday Categories & Travel
If you're looking for one of the best credit cards for earning rewards transferable to the Emirates Skywards program, it's going to be the Citi Premier® Card.
It earns 3X ThankYou Points on airfare, hotel, gas station, supermarket, and restaurant purchases and 1X on all other purchases. Points can be transferred to Emirates at a 1:1 ratio which is superb.
The card also offers an annual $100 credit after spending $500 or more on a hotel stay through the ThankYou Rewards Portal. If you can make use of this credit, it's value will take care of the card's $95 annual fee.
ThankYou Points can also be transferred to JetBlue Airways and a handful of other international transfer partners as long as you have the Citi Premier Card or Citi Prestige Card.
Cash back earned with Citi can be converted into ThankYou Points, so you maximize the ThankYou Rewards program by pairing this card with the Citi® Double Cash Card and/or Citi Custom Cash℠ Card.
Intro Bonus: For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Best For Restaurants & U.S. Supermarkets
If you're big on dining at restaurants and spending at U.S. supermarkets, you'll want to check out the American Express® Gold Card.
It earns 4X Membership Rewards Points dining at restaurants and at U.S. supermarkets, 3X on airfare purchased directly from an airline or through American Express Travel, and 1X on all other purchases. These points can be transferred directly to your Emirates Skywards account at a 1:1 ratio.
The card also offers up to $120 in annual dining credit and up to $120 in annual Uber credit. That's up to $240 in annual credits which takes care of the annual fee if you're able to fully use them.
Intro Bonus: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Learn More about the American Express Gold Card.
Best For Airfare & Lounge Access
If you want to maximize your airline spend as well as experience luxury travel benefits, The Platinum Card® from American Express is an excellent option.
The card earns 5X Membership Rewards Points on flights booked directly with the airline or through American Express Travel, 5X points on hotels booked with American Express Travel, and 1X points on all other purchases. Points can be transferred to Emirates Skywards at a 1:1 ratio.
The Platinum Card is most known for the long list of benefits it offers that can be worth hundreds to thousands in value depending on how often you travel.
The most known benefit of the card is access to the American Express Global Lounge Collection which grants access to over 1,200 lounges worldwide. The card also offers over $1,400 in annual credits which can easily help you make up the cost of the annual fee.
Intro Bonus: Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
Best For Flexible Travel Rewards
If you're looking for a solid rewards card that can offer you some great value across your spend, the Chase Sapphire Preferred® Card is a great option.
It earns 5 Ultimate Rewards points on travel purchases through Chase Ultimate Rewards, 3 points per $1 spent on online grocery purchases, select streaming services, and dining purchases, 2 points per $1 spent on other travel purchases, and 1 point per $1 spent on everything else. Points can be transferred to Emirates Skywards at a 1:1 ratio.
The card also offers a 25% boost to Ultimate Rewards Points redeemed though Chase Ultimate Rewards which gives you an easy value of 1.25 cents per point, an annual $50 hotel credit that can be used through Chase Ultimate Rewards, and excellent travel insurance which can be a lifesaver in the event your trip doesn't go as planned.
Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Best For High Value
If you want points that can easily be redeemed for high value towards travel and a great list of benefits, check out the Chase Sapphire Reserve®.
It earns 10X Ultimate Rewards Points on Chase Dining purchases and both hotel and car rental purchases through Chase Ultimate Rewards, 5X on airline travel purchases through Chase Ultimate Rewards, 3X on dining and other travel purchases, and 1X on everything else. Points can be transferred to Emirates Skywards at a 1:1 ratio.
The card offers a 50% boost to the value of Ultimate Rewards Points when redeemed for travel through Chase Ultimate Rewards which means you'll be able to redeem your points for an easy 1.5 cents each. It's a great alternative if you can't find a great redemption value directly with Emirates.
On top of that, the card offers a long list of elite travel benefits. This includes up to $300 in annual travel credit, Priority Pass Select Membership, up to a $100 statement credit towards a Global Entry or TSA PreCheck application, and superb travel insurance.
Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.
Best For Flat-Rate Earnings
If you don't want to deal with bonus categories, one of the best credit cards for earning Emirates Skywards Miles will be the Capital One Venture Card.
It earns 5 Venture Miles per $1 spent on hotels and rental cars booked through Capital One Travel and an unlimited 2 miles per $1 spent on all other purchases. These miles can be transferred directly to Emirates Skywards at a 1:1 ratio meaning you would be earning between 2X and 5X Skywards Miles on all purchases.
If you're looking for simple rewards that can easily be redeemed for high value, I recommend considering the Venture Card for your travel needs.
Intro Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Best For Small Business & Miscellaneous Spend
The Blue Business® Plus Credit Card from American Express is one of the best business credit cards on the market for small businesses. It's also the best Membership Rewards credit card for miscellaneous purchases.
The card earns 2X Membership Rewards Points on the first $50,000 in purchases made during the calendar year (then 1X). Points can be transferred to Emirates Skywards at a 1:1 ratio.
With such a good flat rate, the Blue Business Plus Credit Card can be paired with pretty much any Membership Rewards credit card, personal or business. If you're looking to maximize your earnings in the program, you'll want to pick up this card.
Intro Bonus: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Best Credit Cards Summary
|Credit Card||Best For||Annual Fee|
|Citi Premier® Card||Everyday Categories & Travel||$95|
|American Express® Gold Card||Restaurants & U.S. Supermarkets||$250|
|The Platinum Card® from American Express||Airfare & Lounge Access||$695|
|Chase Sapphire Preferred®||Flexible Travel Rewards||$95|
|Chase Sapphire Reserve®||High Value||$550|
|Capital One Venture Rewards Credit Card||Flat-Rate Earnings||$95|
|The Blue Business® Plus Credit Card from American Express||Small Business & Miscellaneous Spend||$0|
Emirates Skywards Miles Calculator
Use the Emirates Skywards Miles Calculator to find out which credit cards will earn you the most miles based on your spend.
Results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees. You'll want to take into consideration the benefits a card offers as well on top of the estimated value calculated.
Results will consist of top-rated credit cards that either earn Emirates Skywards Miles directly or earn rewards that can be transferred directly to the Emirates Skywards program.
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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.