Which Credit Card Points Transfer To Southwest?

Southwest credit card transfer partners

Chase Ultimate Rewards credit cards

Chase offers three Ultimate credit cards that allows you to transfer points to Southwest Rapid Rewards. Points earned with these cards can be converted into Southwest points at a 1:1 ratio meaning that 1,000 Chase points will give you 1,000 Southwest points.

One of the best benefits of using Chase's Ultimate Rewards credit cards is that it offers more flexibility than Southwest's credit cards. For example, you can redeem Ultimate Rewards points for 1.25 to 1.5 cents apiece for travel booked through the Chase Travel portal. This gives you another way to use your points.

Here are the Ultimate Rewards credit cards that allow you to transfer points to Southwest:

Marriott Bonvoy credit cards

If you're loyal to Marriott (or at least spend time at their hotels often enough), you can earn a hefty amount of Southwest points. Marriott offers a whopping 6 credit cards with 5 of them earning 6 points per $1 on Marriott purchases — that comes out to the equivalent of 2 Southwest points per $1 spent due to 3:1 transfer ratio.

That doesn't sound like a lot, but when you combine Marriott credit card spend, base points, and additional points earned from Marriott Bonvoy status, you can earn up to a total of 23.5 points per $1 spent. That's a max of 7.83 Southwest points per $1 spent at Marriott brand hotels.

Of course these points would be better suited for free nights with Marriott, but you would easily be able to top off your Southwest account whenever you needed to.

(As a side note, Chase Ultimate Rewards points can be transferred to both Southwest and Marriott... so if you enjoy both programs, you should consider a Chase Ultimate Rewards credit card).

Here are the credit cards that Marriott offers:

World of Hyatt credit cards

World of Hyatt offers two co-branded credit cards that you can use to earn points on Hyatt stays as well as on everyday purchases. Points earned with these cards can be transferred to Southwest at a 2.5:1.2 ratio meaning that every 2,500 Hyatt points you transfer will give you 1,200 Southwest points. On top of that, you'll receive a bonus 5,000 Southwest points for every 50,000 Hyatt points you transfer.

While the transfer rate is pretty good and the transfer bonus is a nice touch, the drawback to transferring Hyatt points is that it is easy to get upwards of 2 cent or more per point with very little effort. This means that transferring your points to Southwest (and other partners) will likely result in devaluation unless you have a really solid redemption lined up.

Here are the co-branded credit cards that Hyatt offers:

Choice Hotels credit cards

Choice Hotels points can be transferred to Southwest at a 10:3 ratio. Every 10,000 Choice Hotels points you transfer will give you 3,000 Southwest points.

Choice's co-branded credit cards can earn you as much as 10 points per $1 spent at their properties which comes out to being equal to 3 Southwest points. If you frequent Choice brand hotels, it can be worth it to pick up one of their cards.

Here are the credit cards Choice Hotels offers:

Best Western credit cards

Best Western Rewards points can be transferred to Southwest at a 5:1 ratio. Every 5,000 points you convert will give you 1,000 Southwest points.

Best Western credit cards can earn you up to 10X points per $1 spent at Best Western brand hotels — equal to 2X Southwest points. You will not earn much using Best Western, but it's still an alternative way to easily top off your Rapid Rewards account.

Here are the credit cards Best Western offers:

Southwest credit cards

If you fly Southwest often, it will be beneficial to pick up one of their co-branded credit cards. Not only do they earn points at a solid rate across day-to-day purchases, but they each offer a handful of benefits that easily offers great value for any Southwest flyer.

Here is the list of co-branded Southwest credit cards: