Chase Points Calculator: Ink Business Preferred Credit Card

The Chase Ink Business Preferred Credit Card is one of the best business cards on the market. Review the benefits, calculate points, and compare top cards.

The Chase Ink Business Preferred® Credit Card earns 3 Ultimate Rewards Points per $1 spent on travel, shipping, internet, cable services, phone services, and advertising. The card grants a 25% point value boost to redemptions made through Chase Ultimate Rewards for an easy 1.25 cents per point in value and comes with great travel insurance. If you're looking to build rewards points on business (or personal) spend, this is one of the best business credit cards to have.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Chase Ink Business Preferred Card features six bonus categories that will earn you extra Ultimate Rewards Points. Those categories are travel, shipping, internet, cable, phone, and advertising. These categories have a combined spend cap of $150,000 per year. Once this cap is hit, you will earn at the non-category rate of 1x for all six categories, for the remainder of the year.

  • 3x Travel
    • Chase considers travel to be:
      • Airlines
      • Hotels, Motels, Timeshares
      • Car Rental Agencies, Taxis, Buses, Trains, Limousines
      • Cruise Lines
      • Travel Agencies, Travel Sites
      • Ferries, Toll Bridges, Highways
      • Parking Lots, Garages
      • Anything else that codes as travel
  • 3x Shipping
    • Chase considers shipping as merchants that specialize in mailing packages, hauling freight, and transporting goods or documents such as:
      • Couriers such as FedEx, UPS, and USPS
      • Postal and Freight Shipping Companies
      • Express Shipping Services
      • Mailbox Stores
  • 3x Internet
  • 3x Cable Services
    • Includes satellite television.
  • 3x Phone Services
    • Includes:
      • Radio
      • Cellular
      • Wireless Data
      • Landline Services
  • 3x Advertising
    • Applies to social media and search engine advertising such as:
      • Facebook
      • Twitter
      • Google Ads (formerly AdWords)
      • Microsoft Bing Ads
  • 1x Non-Category

Lyft Partnership

As part of the Chase-Lyft partnership, the Chase Ink Business Preferred also earns bonus Ultimate Rewards Points on Lyft purchases until March 2022.

  • 5x Lyft
    • This card and all other Chase Ultimate Rewards and cash back credit cards earn either 5x points or 5% cash back.
    • The Chase Sapphire Reserve earns the highest at 10x.

Perks & Benefits

The Chase Ink Business Preferred offers a 25% boost to point value when redeemed towards travel through Chase Ultimate Rewards. Outside of that, the card offers the same great benefits that comes on most Chase credit cards which is great travel and purchase protection.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
$
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Categories
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Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
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Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
Card 1
Card 2

Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
Card 1
Value:
Return:
Card 2
Value:
Return:
Chase Ink Business Preferred® Credit Card
Chase Ink Business Preferred Credit Card
Intro Bonus
Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Rewards Rate
3X
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
1X
Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
Main Card Highlights
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%
Review our top picks for the best travel credit cards and calculate which cards will earn you the best return based on your spend.
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Updated 2021-04-05 By Robert Flowers III

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