Chase Ink Business Preferred Card Point Calculator

Card Details & Chase Point Calculator
3x Points on the First $150,000 In Combined Purchases Per Year
5X Lyft
3X Travel
3X Shipping
3X Internet
3X Cable
3X Phone Services
3X Advertising
25%+ Travel Redemption

Calculate total Ultimate Rewards Points and the cash value of the Chase Ink Business Preferred Card based on monthly/yearly spend, benefits, and fees. Compare the results side by side any credit card including the Ink Business Cash and Sapphire Cards.

Shipping, internet, and advertisement spending are just some of the great business oriented bonus categories that will rake in Ultimate Rewards Points when using the Chase Ink Business Preferred Card. On top of that, points redeemed through the Chase Travel Portal will receive a 25% boost to value which gives you an easy way to get at least 1.25 cents per point. For anyone looking to earn some serious points or perfect the Chase Trifecta of cards, this is a card worth considering.

Bonus Categories

The Chase Ink Business Preferred Card features seven bonus categories which are Lyft, travel, shipping, internet, cable, phone, and advertising. All of the categories, except Lyft, have a combined spend cap of $150,000. Once this cap is hit, all of the categories will earn at the non-category rate for the remainder of the calendar year.

  • 5x Lyft
    • This card and all other Chase Ultimate Rewards and cash back credit cards earn either 5x points or 5% cash back.
    • The Chase Sapphire Reserve earns the highest at 10x.
  • 3x Travel
    • Chase considers travel to be:
      • Airlines
      • Hotels, Motels, Timeshares
      • Car Rental Agencies, Taxis, Buses, Trains, Limousines
      • Cruise Lines
      • Travel Agencies, Travel Sites
      • Ferries, Toll Bridges, Highways
      • Parking Lots, Garages
      • Anything else that codes as travel
    • Part of the $150,000 combined cap between the other non-Lyft categories.
  • 3x Shipping
    • Chase considers shipping as merchants that specialize in mailing packages, hauling freight, and transporting goods or documents such as:
      • Couriers such as FedEx, UPS, and USPS
      • Postal and Freight Shipping Companies
      • Express Shipping Services
      • Mailbox Stores
  • 3x Internet
  • 3x Cable Services
    • Includes satellite television.
  • 3x Phone Services
    • Includes:
      • Radio
      • Cellular
      • Wireless Data
      • Landline Services
  • 3x Advertising
    • Applies to social media and search engine advertising such as:
      • Facebook
      • Twitter
      • Google Ads (formerly AdWords)
      • Microsoft Bing Ads
  • 1x Non-Category

Perks & Benefits

The Chase Ink Business Preferred features a point boost benefit for redemptions on the Chase Travel Portal. Outside of that, you'll receive the standard great benefits that Chase credit cards offer.

Sign Up Bonus (SUB)

The standard Ink Business Preferred Card sign up bonus is 80,000 Ultimate Rewards Points which is the highest out of the available Ultimate Rewards credit cards. With points being worth 1.25 cents each on the Chase Travel Portal, this is worth an easy $1,000. You can also transfer these points to Chase's airline and hotel partners for an easy 80,000 airline miles or 80,000 hotel rewards points.

If you have the Chase Sapphire Reserve Card, you can redeem this sign up bonus for $1,200 thanks to the higher 50% point boost the Reserve has.

Promotional sign up bonuses for the Chase Ink Business Preferred can reach as high as 100,000 points.


Annual Fee

The annual fee for the Chase Ink Business Preferred Card is $95. Since the card has no annual credits or benefits specific to the card itself, the only determination on whether or not the card is worth it will be how much spend you run through the card and how much you value Ultimate Rewards Points.

Authorized User Fee

There is no fee to add authorized users to the Chase Ink Business Preferred Card. I highly recommend adding employees (or friends/family) to the Ink card in order to push you closer to reaching the capped bonus amount of $150,000 in combined spending on the 3x categories.

Foreign Transaction Fee

The Chase Ink Business Preferred Card has a 0% foreign transaction fee. That makes this card a great choice if you're looking to earn Ultimate Rewards Points on purchases worldwide including international spend.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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