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Quick Overview

Earning Points

Cash back earned with Chase's cash back credit cards are displayed as Ultimate Rewards points. For every dollar you spend using these cards, you'll earn at least one Ultimate Rewards point.

Redeeming Points

Ultimate Rewards points can be redeemed for travel, gift cards, cash back, merchandise, and more. Points can also be transferred to Chase's airline and hotel partners using select cards.

Chase Points Value

Ultimate Rewards points earned with Chase's cash back credit cards are worth 1 cent apiece. These points can be worth more when transferred to Chase's "premium" Ultimate Rewards credit cards.

Chase Ultimate Rewards Credit Cards

Learn more about Chase's credit cards through our partners or use our Chase points calculators to calculate total points and overall card value based on the spend amounts you enter, how much you value card benefits, and annual fees.

Up to $300 cash back
  • 1.5% - 5% back.
  • $0 annual fee.
Chase Freedom Flex℠
Chase Freedom Flex℠
  • 1% - 5% back.
  • $0 annual fee.
Earn $750 bonus cash back
  • 1% - 5% back.
  • $0 annual fee.
Earn $750 bonus cash back
  • 1.5% back.
  • $0 annual fee.
Earn $1,000 bonus cash back
  • 2% - 2.5% cash back
  • $195 annual fee.

Earns cash back that is displayed as Ultimate Rewards points. Points are transferable to other Chase Ultimate Rewards credit cards.

^ Earns cash back that is displayed as Ultimate Rewards points. Points are NOT transferable to other Chase Ultimate Rewards credit cards.

Chase Ultimate Rewards Calculators & Guides

Calculator: Chase Points To Airline Miles & Hotel Points

View the full list of Chase transfer partners and calculate the transfer of Chase Ultimate Rewards points to airline miles and hotel rewards points.

Conversion Calculator
What's The Value of Chase Ultimate Rewards Points?

Want to know the true value of your Chase points? Our calculator helps you determine the best ways to redeem your points for maximum value.

Point Value Calculator